F Mec International Financial Services Ltd
Incorporated in 1993, F Mec Investments & Financial Services Ltd provides loans and advances[1]
- Market Cap ₹ 60.6 Cr.
- Current Price ₹ 12.4
- High / Low ₹ 27.3 / 10.4
- Stock P/E 12.0
- Book Value ₹ 3.29
- Dividend Yield 0.00 %
- ROCE 16.8 %
- ROE 14.7 %
- Face Value ₹ 2.00
Pros
- Company is expected to give good quarter
- Company has delivered good profit growth of 113% CAGR over last 5 years
Cons
- Stock is trading at 3.77 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 36.9%
- Company has a low return on equity of 12.8% over last 3 years.
- Working capital days have increased from 292 days to 888 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.08 | 0.26 | 0.51 | 0.51 | 1.25 | 0.88 | 0.52 | 0.54 | 1.05 | 3.74 | 6.64 | 10.80 | 16.86 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.04 | 0.03 | 0.09 | 0.13 | 0.86 | 1.49 | 1.52 |
| 0.07 | 0.25 | 0.47 | 0.46 | 0.19 | 0.76 | 0.39 | 0.35 | 0.64 | 2.56 | 3.53 | 6.38 | 8.62 | |
| Financing Profit | 0.01 | 0.01 | 0.04 | 0.05 | 0.06 | 0.12 | 0.09 | 0.16 | 0.32 | 1.05 | 2.25 | 2.93 | 6.72 |
| Financing Margin % | 12.50% | 3.85% | 7.84% | 9.80% | 4.80% | 13.64% | 17.31% | 29.63% | 30.48% | 28.07% | 33.89% | 27.13% | 39.86% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.01 | 0.00 | 0.27 | 0.25 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.08 | 0.21 | 0.19 |
| Profit before tax | 0.01 | 0.01 | 0.04 | 0.05 | 0.05 | 0.10 | 0.07 | 0.14 | 0.34 | 1.04 | 2.17 | 2.99 | 6.78 |
| Tax % | 0.00% | 0.00% | 25.00% | 40.00% | 20.00% | 30.00% | 28.57% | 28.57% | 26.47% | 25.00% | 25.35% | 25.75% | |
| 0.01 | 0.01 | 0.03 | 0.02 | 0.04 | 0.07 | 0.05 | 0.10 | 0.25 | 0.78 | 1.62 | 2.21 | 5.04 | |
| EPS in Rs | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.04 | 0.03 | 0.06 | 0.15 | 0.16 | 0.33 | 0.45 | 1.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 45% |
| 5 Years: | 83% |
| 3 Years: | 117% |
| TTM: | 135% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 72% |
| 5 Years: | 113% |
| 3 Years: | 107% |
| TTM: | 213% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 22% |
| 1 Year: | -37% |
| Return on Equity | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 12% |
| 3 Years: | 13% |
| Last Year: | 15% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 8.89 | 8.89 | 8.89 |
| Reserves | 0.01 | 0.02 | 0.04 | 0.07 | 0.10 | 0.18 | 0.23 | 0.33 | 0.57 | 3.38 | 5.00 | 7.21 |
| Borrowing | 0.00 | 0.10 | 0.01 | 0.00 | 13.15 | 1.47 | 0.64 | 0.85 | 1.61 | 2.10 | 12.35 | 11.15 |
| 0.03 | 0.07 | 0.09 | 0.12 | 0.13 | 0.13 | 0.15 | 0.13 | 0.20 | 0.59 | 1.17 | 1.97 | |
| Total Liabilities | 3.14 | 3.29 | 3.24 | 3.29 | 16.48 | 4.88 | 4.12 | 4.41 | 5.48 | 14.96 | 27.41 | 29.22 |
| 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.07 | 0.05 | 0.06 | 0.04 | 0.01 | 0.66 | 0.56 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.93 | 0.84 | 0.84 | 0.83 | 0.83 | 0.21 | 0.31 | 0.21 | 0.00 | 0.00 | 0.00 | 0.00 |
| 2.21 | 2.45 | 2.40 | 2.44 | 15.64 | 4.60 | 3.76 | 4.14 | 5.44 | 14.95 | 26.75 | 28.66 | |
| Total Assets | 3.14 | 3.29 | 3.24 | 3.29 | 16.48 | 4.88 | 4.12 | 4.41 | 5.48 | 14.96 | 27.41 | 29.22 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.17 | 0.03 | 0.03 | 0.07 | -14.40 | 10.47 | 1.31 | -1.05 | -1.34 | -9.07 | -12.87 | -6.46 | |
| 0.17 | -0.14 | 0.12 | -0.06 | 1.25 | 1.27 | 0.29 | 0.35 | 0.78 | 1.61 | 3.82 | 8.12 | |
| 0.00 | 0.10 | -0.09 | -0.01 | 13.16 | -11.69 | -0.87 | 0.19 | 0.67 | 8.21 | 9.42 | -2.69 | |
| Net Cash Flow | -0.01 | -0.02 | 0.07 | -0.01 | 0.01 | 0.04 | 0.73 | -0.51 | 0.11 | 0.75 | 0.37 | -1.02 |
| Free Cash Flow | -0.17 | 0.03 | 0.03 | 0.05 | -14.40 | 10.39 | 1.31 | -1.08 | -1.35 | -9.07 | -13.60 | -6.56 |
| CFO/OP | -1,700% | 300% | 75% | 160% | -1,358% | 8,750% | 1,023% | -532% | -305% | -747% | -396% | -128% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.32% | 0.32% | 0.96% | 0.63% | 1.26% | 2.16% | 1.51% | 2.96% | 7.04% | 9.79% | 12.39% | 14.73% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Net Advances (Loan Book) INR Lakhs |
|
|||||||||
| Assets Under Management (AUM) INR Lakhs |
||||||||||
| Digital Lending Portfolio INR Lakhs |
||||||||||
| Loans Repayable on Demand INR Lakhs |
||||||||||
Extracted by Screener AI
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
7h - Submission of Advertisement Clipping of Extract of the Un-audited Financial Results for the Quarter & three months ended 30th June, 2026.
-
Un-Audited Financial Results For The Quarter Ended 30Th June, 2026
2d - Unaudited Q1 FY2026 results and integrated filing submitted for quarter ended 30 June 2026.
-
Board Meeting Outcome for Consideration & Approval Of Un-Audited Financial Results & Other Corporate General Matters For The Quarter Ended 30Th June, 2026
2d - Board approved unaudited Q1 FY2026-27 results on 18 July 2026 and noted SEBI compliance filings.
-
Board Meeting Intimation for Declaration Of Un-Audited Financial Results & Other Corporate Matters In Terms Of Reg. 29 Of SEBI (LODR) Regulations, 2015
14 Jul - Board meeting on 18 July 2026 to consider June quarter unaudited financial results.
-
Closure of Trading Window
14 Jul - Trading window closed from July 1, 2026 until 48 hours after Q1 FY26 results.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
Business Overview:[1][2][3]
Company is a Non Systematically Important Non Deposit Taking Non Banking Financial Company and is in the business of merchant banking, financial consultants, advisers, counselors in investment and capital markets and other allied activities. It also provides loans/ advances to industries, and lease operations of all kinds viz. purchasing, selling, hiring or letting on hire of plant and machinery