Emerald Finance Ltd
- Market Cap ₹ 105 Cr.
- Current Price ₹ 34.7
- High / Low ₹ 39.5 / 18.0
- Stock P/E 24.1
- Book Value ₹ 15.0
- Dividend Yield 0.29 %
- ROCE 12.0 %
- ROE 8.66 %
- Face Value ₹ 10.0
Pros
Cons
- Company has a low return on equity of 8.92% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|
0.89 | 0.77 | 1.73 | 4.38 | 6.70 | 7.83 | 5.45 | 8.47 | 11.52 | 13.31 | |
0.75 | 0.61 | 1.44 | 3.51 | 4.91 | 5.75 | 3.03 | 4.53 | 5.89 | 6.35 | |
Operating Profit | 0.14 | 0.16 | 0.29 | 0.87 | 1.79 | 2.08 | 2.42 | 3.94 | 5.63 | 6.96 |
OPM % | 15.73% | 20.78% | 16.76% | 19.86% | 26.72% | 26.56% | 44.40% | 46.52% | 48.87% | 52.29% |
0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.04 | -0.02 | 0.00 | -0.05 | -0.04 | |
Interest | 0.00 | 0.00 | 0.00 | 0.10 | 0.16 | 0.45 | 0.47 | 0.55 | 0.90 | 1.15 |
Depreciation | 0.00 | 0.00 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 |
Profit before tax | 0.14 | 0.16 | 0.28 | 0.76 | 1.62 | 1.64 | 1.90 | 3.35 | 4.65 | 5.74 |
Tax % | 28.57% | 31.25% | 28.57% | 26.32% | 27.78% | 21.34% | 26.32% | 25.97% | 25.59% | |
0.09 | 0.10 | 0.19 | 0.56 | 1.18 | 1.29 | 1.39 | 2.48 | 3.45 | 4.27 | |
EPS in Rs | 0.03 | 0.03 | 0.07 | 0.19 | 0.41 | 0.44 | 0.48 | 0.85 | 1.14 | 1.42 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 17.52% | 6.50% | 11.71% | 8.74% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 21% |
3 Years: | 14% |
TTM: | 34% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 44% |
3 Years: | 40% |
TTM: | 60% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 33% |
3 Years: | 39% |
1 Year: | 50% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 9% |
3 Years: | 9% |
Last Year: | 9% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.05 | 3.05 | 3.05 | 3.05 | 9.04 | 9.04 | 9.04 | 29.04 | 30.14 | 30.14 |
Reserves | 0.10 | 0.20 | 1.14 | 2.27 | 4.89 | 5.87 | 7.12 | 8.82 | 13.29 | 15.05 |
0.00 | 0.00 | 0.00 | 0.83 | 0.94 | 2.59 | 2.68 | 4.85 | 6.24 | 9.25 | |
0.04 | 0.08 | 0.52 | 1.17 | 1.22 | 2.09 | 3.80 | 3.14 | 3.19 | 2.81 | |
Total Liabilities | 3.19 | 3.33 | 4.71 | 7.32 | 16.09 | 19.59 | 22.64 | 45.85 | 52.86 | 57.25 |
0.00 | 0.02 | 0.03 | 0.04 | 0.08 | 0.08 | 0.05 | 0.28 | 0.26 | 0.27 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.30 | 0.47 | 0.05 |
3.18 | 3.31 | 4.68 | 7.28 | 16.01 | 19.51 | 22.59 | 45.27 | 52.13 | 56.93 | |
Total Assets | 3.19 | 3.33 | 4.71 | 7.32 | 16.09 | 19.59 | 22.64 | 45.85 | 52.86 | 57.25 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|
0.00 | 0.00 | -0.48 | 0.08 | -4.94 | -3.71 | 2.58 | -23.08 | 1.51 | |
0.00 | 0.00 | -0.92 | -0.09 | -0.07 | -0.22 | -0.05 | -0.43 | -0.24 | |
0.00 | 0.00 | 1.80 | 1.36 | 7.55 | 1.21 | -0.04 | 21.40 | 3.30 | |
Net Cash Flow | 0.00 | 0.00 | 0.40 | 1.35 | 2.54 | -2.72 | 2.49 | -2.11 | 4.57 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|
Debtor Days | 77.92 | 151.69 | 67.51 | 103.33 | 68.10 | 43.35 | 28.80 | 30.17 | 21.55 |
Inventory Days | |||||||||
Days Payable | |||||||||
Cash Conversion Cycle | 77.92 | 151.69 | 67.51 | 103.33 | 68.10 | 43.35 | 28.80 | 30.17 | 21.55 |
Working Capital Days | 1,053.99 | 1,516.88 | 822.83 | 375.83 | 582.37 | 753.77 | 1,012.62 | 202.11 | -4.44 |
ROCE % | 5.00% | 7.36% | 16.09% | 16.63% | 12.70% | 12.89% | 12.57% | 12.03% |
Documents
Announcements
- Shareholder Meeting / Postal Ballot-Scrutinizer"s Report 22 Apr
- Proceedings Of Extra-Ordinary General Meeting Held On 19.04.2024 19 Apr
- Shareholder Meeting / Postal Ballot-Outcome of EGM 19 Apr
- Disclosure Under Regulation 30 Of LODR Regulations 17 Apr
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 12 Apr
Products & Services
They provide financial services focusing on micro, small and medium enterprises and retail customers for finance. The Company is also involved in the syndication of big tickets loans for various financial institutions. [1]