Emerald Finance Ltd
- Market Cap ₹ 105 Cr.
- Current Price ₹ 35.0
- High / Low ₹ 39.5 / 18.0
- Stock P/E 34.0
- Book Value ₹ 12.7
- Dividend Yield 0.28 %
- ROCE 9.05 %
- ROE 6.17 %
- Face Value ₹ 10.0
Pros
Cons
- Stock is trading at 2.73 times its book value
- Company has a low return on equity of 7.11% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.03 | 0.35 | 0.89 | 0.67 | 0.51 | 0.59 | 1.11 | 1.80 | 2.62 | 4.09 | 5.38 | 7.26 | |
0.00 | 0.02 | 0.25 | 0.75 | 0.55 | 0.42 | 0.46 | 0.55 | 0.90 | 1.04 | 1.55 | 1.90 | 2.29 | |
Operating Profit | 0.00 | 0.01 | 0.10 | 0.14 | 0.12 | 0.09 | 0.13 | 0.56 | 0.90 | 1.58 | 2.54 | 3.48 | 4.97 |
OPM % | 33.33% | 28.57% | 15.73% | 17.91% | 17.65% | 22.03% | 50.45% | 50.00% | 60.31% | 62.10% | 64.68% | 68.46% | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | -0.01 | 0.03 | -0.05 | -0.04 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.10 | 0.18 | 0.22 | 0.36 | 0.63 | 0.85 |
Depreciation | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.00 | 0.00 |
Profit before tax | 0.00 | 0.01 | 0.09 | 0.14 | 0.12 | 0.09 | 0.10 | 0.47 | 0.72 | 1.33 | 2.19 | 2.80 | 4.08 |
Tax % | 0.00% | 33.33% | 28.57% | 33.33% | 33.33% | 30.00% | 27.66% | 19.44% | 24.06% | 25.57% | 25.71% | ||
0.00 | 0.01 | 0.06 | 0.09 | 0.08 | 0.06 | 0.07 | 0.35 | 0.58 | 1.01 | 1.62 | 2.08 | 3.04 | |
EPS in Rs | 0.00 | 0.06 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.12 | 0.20 | 0.35 | 0.56 | 0.69 | 1.01 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 38.97% | 8.95% | 17.93% | 14.49% |
Compounded Sales Growth | |
---|---|
10 Years: | 68% |
5 Years: | 56% |
3 Years: | 44% |
TTM: | 56% |
Compounded Profit Growth | |
---|---|
10 Years: | 71% |
5 Years: | 98% |
3 Years: | 54% |
TTM: | 69% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 33% |
3 Years: | 39% |
1 Year: | 46% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 7% |
3 Years: | 7% |
Last Year: | 6% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 0.20 | 0.20 | 3.05 | 3.05 | 3.05 | 3.05 | 3.05 | 9.04 | 9.04 | 9.04 | 29.04 | 30.14 | 30.14 |
Reserves | -0.07 | -0.06 | 0.00 | 0.10 | 0.18 | 0.24 | 0.32 | 0.66 | 1.24 | 2.23 | 3.24 | 6.59 | 8.18 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.83 | 0.60 | 1.51 | 1.79 | 4.07 | 4.31 | 7.60 | |
0.01 | 0.01 | 0.04 | 0.04 | 0.03 | 0.24 | 0.06 | 0.26 | 0.56 | 2.94 | 1.55 | 1.29 | 1.63 | |
Total Liabilities | 0.14 | 0.15 | 3.09 | 3.19 | 3.26 | 3.53 | 4.26 | 10.56 | 12.35 | 16.00 | 37.90 | 42.33 | 47.55 |
0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 | 0.05 | 0.03 | 0.22 | 0.16 | 0.05 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.90 | 0.90 | 0.90 | 0.90 | 0.90 | 1.20 | 1.37 | 0.95 |
0.14 | 0.15 | 3.08 | 3.18 | 3.25 | 2.63 | 3.35 | 9.63 | 11.40 | 15.07 | 36.48 | 40.80 | 46.55 | |
Total Assets | 0.14 | 0.15 | 3.09 | 3.19 | 3.26 | 3.53 | 4.26 | 10.56 | 12.35 | 16.00 | 37.90 | 42.33 | 47.55 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.00 | -2.17 | -0.07 | 0.00 | 0.90 | -0.30 | -3.51 | -2.82 | 0.62 | -20.64 | 2.33 | |
0.00 | 0.00 | -0.04 | -0.01 | 0.00 | -0.89 | -0.07 | -0.03 | -0.22 | -0.04 | -0.38 | -0.17 | |
0.00 | 0.00 | 2.84 | 0.00 | 0.00 | 0.00 | 0.80 | 5.67 | 0.73 | 0.31 | 21.71 | 2.41 | |
Net Cash Flow | 0.00 | 0.00 | 0.63 | -0.08 | 0.00 | 0.01 | 0.43 | 2.13 | -2.31 | 0.90 | 0.69 | 4.56 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 121.67 | 125.14 | 77.92 | 141.64 | 93.04 | 80.42 | 118.38 | 97.33 | 18.11 | 22.31 | 18.32 | |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 121.67 | 125.14 | 77.92 | 141.64 | 93.04 | 80.42 | 118.38 | 97.33 | 18.11 | 22.31 | 18.32 | |
Working Capital Days | 1,703.33 | 2,502.86 | 1,053.99 | 1,743.28 | 1,681.86 | 1,750.76 | 2,232.75 | 2,141.33 | 1,522.69 | 410.51 | -17.64 | |
ROCE % | 0.00% | 7.41% | 5.64% | 4.52% | 3.76% | 2.76% | 3.47% | 7.86% | 8.15% | 12.56% | 10.36% | 9.05% |
Documents
Announcements
- Disclosure Under Regulation 30 Of LODR Regulations 1d
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 12 Apr
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
12 Apr - Newspaper publication w. r. t. corrigendum to notice of Extra ordinary General Meeting
-
Corrigendum To The Notice Of Extra Ordinary General Meeting
10 Apr - In continuation to the original notice of Extra ordinary General Meeting of the company to be held on 19.04.2024 together with explanatory statement thereto, please …
- Disclosure Under Regulation 30 Of LODR, Regulations 9 Apr
Products & Services
They provide financial services focusing on micro, small and medium enterprises and retail customers for finance. The Company is also involved in the syndication of big tickets loans for various financial institutions. [1]