J J Finance Corporation Ltd
Incorporated in 1982, JJ Finance Corporation is engaged in the business of Finance and Generation of Electricity through Wind Power Mill.
- Market Cap ₹ 5.64 Cr.
- Current Price ₹ 20.0
- High / Low ₹ 26.6 / 12.5
- Stock P/E 47.0
- Book Value ₹ 32.8
- Dividend Yield 0.00 %
- ROCE 2.15 %
- ROE 0.86 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.61 times its book value
- Debtor days have improved from 119 to 62.3 days.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -18.9% over past five years.
- Company has a low return on equity of 1.78% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.52 | 0.44 | 0.38 | 0.45 | 0.42 | 0.63 | 1.17 | 0.59 | 0.59 | 0.59 | 0.40 | 0.41 | 0.51 | |
0.14 | 0.14 | 0.17 | 0.18 | 0.20 | 0.22 | 0.23 | 0.26 | 0.30 | 0.21 | 0.20 | 0.21 | 0.26 | |
Operating Profit | 0.38 | 0.30 | 0.21 | 0.27 | 0.22 | 0.41 | 0.94 | 0.33 | 0.29 | 0.38 | 0.20 | 0.20 | 0.25 |
OPM % | 73.08% | 68.18% | 55.26% | 60.00% | 52.38% | 65.08% | 80.34% | 55.93% | 49.15% | 64.41% | 50.00% | 48.78% | 49.02% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.06 | 0.00 | 0.01 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Depreciation | 0.12 | 0.12 | 0.12 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 |
Profit before tax | 0.26 | 0.18 | 0.09 | 0.26 | 0.21 | 0.40 | 0.93 | 0.32 | 0.27 | 0.44 | 0.25 | 0.20 | 0.26 |
Tax % | 11.54% | 11.11% | -11.11% | 15.38% | 19.05% | 20.00% | 18.28% | 28.12% | 40.74% | 27.27% | 20.00% | 60.00% | |
0.23 | 0.16 | 0.11 | 0.22 | 0.18 | 0.33 | 0.76 | 0.24 | 0.16 | 0.32 | 0.20 | 0.08 | 0.12 | |
EPS in Rs | 0.82 | 0.57 | 0.39 | 0.78 | 0.64 | 1.17 | 2.70 | 0.85 | 0.57 | 1.13 | 0.71 | 0.28 | 0.42 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | -1% |
5 Years: | -19% |
3 Years: | -11% |
TTM: | 34% |
Compounded Profit Growth | |
---|---|
10 Years: | -7% |
5 Years: | -36% |
3 Years: | -21% |
TTM: | -25% |
Stock Price CAGR | |
---|---|
10 Years: | 1% |
5 Years: | 4% |
3 Years: | 53% |
1 Year: | -9% |
Return on Equity | |
---|---|
10 Years: | 4% |
5 Years: | 2% |
3 Years: | 2% |
Last Year: | 1% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 | 2.82 |
Reserves | 1.36 | 1.52 | 1.62 | 1.84 | 2.02 | 2.34 | 3.10 | 5.76 | 6.09 | 6.63 | 6.90 | 6.07 | 6.44 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | |
0.15 | 0.10 | 0.07 | 0.08 | 0.06 | 0.07 | 0.06 | 0.53 | 0.70 | 0.73 | 0.64 | 0.05 | 0.09 | |
Total Liabilities | 4.33 | 4.44 | 4.51 | 4.74 | 4.90 | 5.23 | 5.98 | 9.11 | 9.63 | 10.19 | 10.36 | 8.94 | 9.35 |
0.40 | 0.31 | 0.19 | 0.18 | 0.17 | 0.16 | 0.15 | 0.14 | 0.15 | 0.03 | 0.01 | 0.00 | 0.00 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 1.72 | 2.86 | 3.01 | 2.46 | 2.20 | 1.64 | 0.24 | 2.99 | 3.59 | 3.64 | 7.54 | 2.88 | 3.26 |
2.21 | 1.27 | 1.31 | 2.10 | 2.53 | 3.43 | 5.59 | 5.98 | 5.89 | 6.52 | 2.81 | 6.06 | 6.09 | |
Total Assets | 4.33 | 4.44 | 4.51 | 4.74 | 4.90 | 5.23 | 5.98 | 9.11 | 9.63 | 10.19 | 10.36 | 8.94 | 9.35 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.31 | 0.20 | 0.33 | 0.10 | 0.10 | 0.18 | 0.65 | -0.26 | -0.23 | -0.16 | -0.15 | -0.14 | |
1.00 | -1.16 | -0.15 | 0.55 | 0.26 | 0.64 | 1.39 | 0.07 | -0.41 | 0.46 | -3.70 | 3.09 | |
-0.98 | 0.97 | -0.17 | -0.60 | -0.33 | -0.72 | -2.24 | 0.35 | 0.45 | 0.82 | 2.39 | -2.10 | |
Net Cash Flow | 0.33 | 0.01 | 0.01 | 0.05 | 0.03 | 0.10 | -0.20 | 0.15 | -0.20 | 1.13 | -1.47 | 0.86 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 91.25 | 107.84 | 0.00 | 56.78 | 60.83 | 69.52 | 28.08 | 86.61 | 129.92 | 148.47 | 146.00 | 62.32 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 91.25 | 107.84 | 0.00 | 56.78 | 60.83 | 69.52 | 28.08 | 86.61 | 129.92 | 148.47 | 146.00 | 62.32 |
Working Capital Days | 821.25 | 182.50 | 249.74 | 665.11 | 1,068.93 | 1,176.11 | 1,366.41 | 494.92 | 488.73 | 439.24 | 556.62 | 454.02 |
ROCE % | 6.40% | 4.23% | 2.05% | 5.71% | 4.42% | 8.00% | 16.79% | 4.41% | 3.08% | 3.92% | 1.98% | 2.15% |
Documents
Announcements
- Non-Applicability Of Annual Secretarial Compliance Report For The Year Ended 31St March 2024 14h
- Certificate Under Regulation 40(9) Of SEBI (LODR) Regulations,2015 For The Year Ended 31St March, 2024 12 Apr
- Compliance Certificate Pursuant To Regulation 7(3) Of SEBI (LODR) Regulations, 2015 For The Year Ended 31St March, 2024 12 Apr
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
9 Apr - Compliance Certificate under Res 74(5) of SEBI (DP) Regulations, 2018 for the Quarter ended 31.03.2024.
- Closure of Trading Window 28 Mar
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1]
Company is a Non-Banking Financial Company registered with Reserve Bank of India- Kolkata. At present, company is not accepting any Public Deposits.