J J Finance Corporation Ltd

J J Finance Corporation Ltd

₹ 20.0 0.00%
18 Apr - close price
About

Incorporated in 1982, JJ Finance Corporation is engaged in the business of Finance and Generation of Electricity through Wind Power Mill.

Key Points

Business Overview:[1]
Company is a Non-Banking Financial Company registered with Reserve Bank of India- Kolkata. At present, company is not accepting any Public Deposits.

  • Market Cap 5.64 Cr.
  • Current Price 20.0
  • High / Low 26.6 / 12.5
  • Stock P/E 47.0
  • Book Value 32.8
  • Dividend Yield 0.00 %
  • ROCE 2.15 %
  • ROE 0.86 %
  • Face Value 10.0

Pros

  • Company is almost debt free.
  • Stock is trading at 0.61 times its book value
  • Debtor days have improved from 119 to 62.3 days.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -18.9% over past five years.
  • Company has a low return on equity of 1.78% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

Loading peers table ...

Quarterly Results

Figures in Rs. Crores

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.12 0.17 0.12 0.12 0.14 0.03 0.04 0.18 0.13 0.05 0.11 0.13 0.22
0.06 0.05 0.04 0.05 0.05 0.06 0.05 0.06 0.04 0.06 0.07 0.07 0.06
Operating Profit 0.06 0.12 0.08 0.07 0.09 -0.03 -0.01 0.12 0.09 -0.01 0.04 0.06 0.16
OPM % 50.00% 70.59% 66.67% 58.33% 64.29% -100.00% -25.00% 66.67% 69.23% -20.00% 36.36% 46.15% 72.73%
0.00 0.08 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.01 0.00 0.00 0.00
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.06 0.20 0.08 0.07 0.09 0.03 -0.01 0.12 0.09 0.00 0.04 0.06 0.16
Tax % 16.67% 20.00% 37.50% 28.57% 22.22% 0.00% -100.00% 33.33% 22.22% 50.00% 50.00% 18.75%
0.04 0.15 0.05 0.05 0.07 0.03 -0.02 0.08 0.07 -0.05 0.02 0.02 0.13
EPS in Rs 0.14 0.53 0.18 0.18 0.25 0.11 -0.07 0.28 0.25 -0.18 0.07 0.07 0.46
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
0.52 0.44 0.38 0.45 0.42 0.63 1.17 0.59 0.59 0.59 0.40 0.41 0.51
0.14 0.14 0.17 0.18 0.20 0.22 0.23 0.26 0.30 0.21 0.20 0.21 0.26
Operating Profit 0.38 0.30 0.21 0.27 0.22 0.41 0.94 0.33 0.29 0.38 0.20 0.20 0.25
OPM % 73.08% 68.18% 55.26% 60.00% 52.38% 65.08% 80.34% 55.93% 49.15% 64.41% 50.00% 48.78% 49.02%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.08 0.06 0.00 0.01
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.12 0.12 0.12 0.01 0.01 0.01 0.01 0.01 0.02 0.02 0.01 0.00 0.00
Profit before tax 0.26 0.18 0.09 0.26 0.21 0.40 0.93 0.32 0.27 0.44 0.25 0.20 0.26
Tax % 11.54% 11.11% -11.11% 15.38% 19.05% 20.00% 18.28% 28.12% 40.74% 27.27% 20.00% 60.00%
0.23 0.16 0.11 0.22 0.18 0.33 0.76 0.24 0.16 0.32 0.20 0.08 0.12
EPS in Rs 0.82 0.57 0.39 0.78 0.64 1.17 2.70 0.85 0.57 1.13 0.71 0.28 0.42
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -1%
5 Years: -19%
3 Years: -11%
TTM: 34%
Compounded Profit Growth
10 Years: -7%
5 Years: -36%
3 Years: -21%
TTM: -25%
Stock Price CAGR
10 Years: 1%
5 Years: 4%
3 Years: 53%
1 Year: -9%
Return on Equity
10 Years: 4%
5 Years: 2%
3 Years: 2%
Last Year: 1%

Balance Sheet

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 2.82 2.82 2.82 2.82 2.82 2.82 2.82 2.82 2.82 2.82 2.82 2.82 2.82
Reserves 1.36 1.52 1.62 1.84 2.02 2.34 3.10 5.76 6.09 6.63 6.90 6.07 6.44
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.01 0.00 0.00 0.00
0.15 0.10 0.07 0.08 0.06 0.07 0.06 0.53 0.70 0.73 0.64 0.05 0.09
Total Liabilities 4.33 4.44 4.51 4.74 4.90 5.23 5.98 9.11 9.63 10.19 10.36 8.94 9.35
0.40 0.31 0.19 0.18 0.17 0.16 0.15 0.14 0.15 0.03 0.01 0.00 0.00
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 1.72 2.86 3.01 2.46 2.20 1.64 0.24 2.99 3.59 3.64 7.54 2.88 3.26
2.21 1.27 1.31 2.10 2.53 3.43 5.59 5.98 5.89 6.52 2.81 6.06 6.09
Total Assets 4.33 4.44 4.51 4.74 4.90 5.23 5.98 9.11 9.63 10.19 10.36 8.94 9.35

Cash Flows

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
0.31 0.20 0.33 0.10 0.10 0.18 0.65 -0.26 -0.23 -0.16 -0.15 -0.14
1.00 -1.16 -0.15 0.55 0.26 0.64 1.39 0.07 -0.41 0.46 -3.70 3.09
-0.98 0.97 -0.17 -0.60 -0.33 -0.72 -2.24 0.35 0.45 0.82 2.39 -2.10
Net Cash Flow 0.33 0.01 0.01 0.05 0.03 0.10 -0.20 0.15 -0.20 1.13 -1.47 0.86

Ratios

Figures in Rs. Crores

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 91.25 107.84 0.00 56.78 60.83 69.52 28.08 86.61 129.92 148.47 146.00 62.32
Inventory Days
Days Payable
Cash Conversion Cycle 91.25 107.84 0.00 56.78 60.83 69.52 28.08 86.61 129.92 148.47 146.00 62.32
Working Capital Days 821.25 182.50 249.74 665.11 1,068.93 1,176.11 1,366.41 494.92 488.73 439.24 556.62 454.02
ROCE % 6.40% 4.23% 2.05% 5.71% 4.42% 8.00% 16.79% 4.41% 3.08% 3.92% 1.98% 2.15%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
50.53% 53.93% 53.93% 54.45% 54.47% 54.47% 55.09% 58.61% 59.03% 59.85% 60.12% 60.12%
49.47% 46.07% 46.07% 45.55% 45.53% 45.52% 44.92% 41.38% 40.97% 40.15% 39.88% 39.88%
No. of Shareholders 2,0732,1072,5952,5502,5442,5472,5482,5342,5402,5172,5162,508

Documents