Cubical Financial Services Ltd

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Cubical Finan Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Cubical Financial Services Ltd

₹ 6.28 -1.88%
23 Sep 4:01 p.m.
cubicalrealtors.com BSE: 511710
About

Incorporated in 1990, Cubical Financial Services Ltd is in the business of the acquisition of
securities and lending of funds.[1]

Key Points

Business Overview:[1][2]
a) Cubical Financial Services Ltd is engaged in the business of Finance and Investments.
b) It is registered as a Non-Systemically Important Non-Deposit Taking Non- Banking
Financial Company.
c) The company is engaged in regular investments as perits in-house analysis in financial markets, stocks & properties etc. for short term as well as long term basis.

Website BSE
  • Market Cap ₹ 91.2 Cr.
  • Current Price ₹ 6.28
  • High / Low ₹ 7.16 / 1.68
  • Stock P/E 276
  • Book Value ₹ 2.34
  • Dividend Yield 0.00 %
  • ROCE 2.11 %
  • ROE 1.12 %
  • Face Value ₹ 2.00
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Pros

  • Company is almost debt free.
  • Company's working capital requirements have reduced from 37.4 days to 11.2 days

Cons

  • Stock is trading at 2.68 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding has decreased over last quarter: -17.0%
  • The company has delivered a poor sales growth of 0.00% over past five years.
  • Promoter holding is low: 13.8%
  • Company has a low return on equity of 3.87% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
0.22 1.66 0.37 0.48 0.25 1.46 0.37 0.34 0.27 0.43 0.34 0.27 0.27
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
-0.29 1.68 0.28 -0.22 0.18 1.12 0.22 0.21 0.18 0.36 0.31 0.13 0.23
Financing Profit 0.51 -0.02 0.09 0.70 0.07 0.34 0.15 0.13 0.09 0.07 0.03 0.14 0.04
Financing Margin % 231.82% -1.20% 24.32% 145.83% 28.00% 23.29% 40.54% 38.24% 33.33% 16.28% 8.82% 51.85% 14.81%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.27
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.51 -0.02 0.09 0.70 0.07 0.34 0.15 0.13 0.09 0.07 0.03 0.14 0.31
Tax % 3.92% 400.00% -44.44% 8.57% 14.29% 20.59% 20.00% 146.15% 22.22% 42.86% 100.00% 50.00% 22.58%
0.48 -0.10 0.13 0.65 0.05 0.26 0.12 -0.06 0.07 0.03 0.00 0.07 0.23
EPS in Rs 0.07 -0.02 0.02 0.10 0.01 0.04 0.02 -0.01 0.01 0.00 0.00 0.01 0.04
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
7.09 6.41 6.97 2.69 3.67 1.06 1.31 2.16 1.16 2.73 2.42 1.31 1.31
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7.14 6.81 6.92 2.45 3.09 0.68 1.02 1.34 1.36 1.44 1.74 0.99 1.03
Financing Profit -0.05 -0.40 0.05 0.24 0.58 0.38 0.29 0.82 -0.20 1.29 0.68 0.32 0.28
Financing Margin % -0.71% -6.24% 0.72% 8.92% 15.80% 35.85% 22.14% 37.96% -17.24% 47.25% 28.10% 24.43% 21.37%
0.00 0.00 0.10 0.60 0.00 0.03 -0.01 0.00 0.00 0.00 0.00 0.00 0.27
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.05 -0.40 0.15 0.84 0.58 0.41 0.28 0.82 -0.20 1.29 0.68 0.32 0.55
Tax % 0.00% 7.50% 26.67% 9.52% 27.59% 29.27% 25.00% 17.07% 45.00% 10.08% 44.12% 46.88%
-0.05 -0.43 0.11 0.76 0.43 0.29 0.20 0.67 -0.29 1.16 0.38 0.17 0.33
EPS in Rs -0.01 -0.07 0.02 0.12 0.07 0.04 0.03 0.10 -0.04 0.18 0.06 0.03 0.05
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -15%
5 Years: 0%
3 Years: 4%
TTM: -46%
Compounded Profit Growth
10 Years: 9%
5 Years: -3%
3 Years: 37%
TTM: -15%
Stock Price CAGR
10 Years: 9%
5 Years: 43%
3 Years: 63%
1 Year: 208%
Return on Equity
10 Years: 3%
5 Years: 3%
3 Years: 4%
Last Year: 1%

Balance Sheet

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 13.03 13.03 13.03 13.03 13.03 13.03 13.03 13.03 13.03 13.03 13.03 13.03
Reserves -1.21 -1.64 -1.53 -0.77 -0.35 -0.06 0.15 0.82 0.54 1.69 2.06 2.24
Borrowing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.03 0.43 0.03 0.15 0.13 0.19 0.10 0.16 0.11 0.19 0.34 0.14
Total Liabilities 11.85 11.82 11.53 12.41 12.81 13.16 13.28 14.01 13.68 14.91 15.43 15.41
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.01
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.16 4.80 2.05 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00
11.69 7.02 9.48 12.40 12.80 13.15 13.28 14.01 13.68 14.90 15.42 15.40
Total Assets 11.85 11.82 11.53 12.41 12.81 13.16 13.28 14.01 13.68 14.91 15.43 15.41

Cash Flows

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-0.28 4.26 -1.59 -1.52 -1.94 0.07 0.04 0.14 -0.23 0.15 0.05 0.80
0.81 -4.64 2.80 2.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Cash Flow 0.53 -0.38 1.21 0.52 -1.94 0.07 0.04 0.14 -0.23 0.14 0.05 0.80
Free Cash Flow -0.28 4.26 -1.59 -1.52 -1.94 0.07 0.04 0.14 -0.23 0.15 0.05 0.80
CFO/OP 560% -1,072% -3,100% -604% -317% 66% 34% 26% 35% 14% 34% 347%

Ratios

Figures in Rs. Crores

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % -0.42% -3.71% 0.96% 2.36% 3.45% 2.26% 1.53% 4.96% -2.12% 8.20% 2.55% 1.12%

Insights

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Loan Book (Total Loans and Advances)
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Stock in Trade (Equity Shares Held)
INR Lakhs
Sales of Shares (Trading Activity)
INR Lakhs
Number of Permanent Employees
Count
Total Number of Shareholders
Count

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Shareholding Pattern

Numbers in percentages

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
30.80% 30.80% 30.80% 30.80% 30.80% 30.80% 30.80% 30.80% 30.80% 30.80% 30.80% 13.83%
69.20% 69.20% 69.19% 69.19% 69.20% 69.19% 69.20% 69.19% 69.19% 69.19% 69.19% 86.17%
No. of Shareholders 11,54211,96112,44614,81017,75118,41518,12817,71717,02516,67516,15115,751

Documents

Announcements

Annual reports