Zaggle Prepaid Ocean Services Ltd
Zaggle builds world-class financial solutions and products to manage the business expenses of corporates, SMEs, & Startups through automated and innovative workflows.[1]
- Market Cap ₹ 3,954 Cr.
- Current Price ₹ 323
- High / Low ₹ 392 / 155
- Stock P/E 89.8
- Book Value ₹ 47.0
- Dividend Yield 0.00 %
- ROCE 17.2 %
- ROE 14.1 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is expected to give good quarter
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Debtor days have increased from 64.0 to 82.2 days.
- Working capital days have increased from 77.7 days to 129 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: IT - Software Industry: Computers - Software - Medium / Small
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|
| 68 | 240 | 371 | 553 | 776 | |
| 57 | 212 | 311 | 505 | 705 | |
| Operating Profit | 11 | 28 | 60 | 48 | 71 |
| OPM % | 16% | 12% | 16% | 9% | 9% |
| 0 | 0 | 0 | 1 | 11 | |
| Interest | 5 | 8 | 7 | 11 | 14 |
| Depreciation | 2 | 2 | 2 | 6 | 8 |
| Profit before tax | 5 | 18 | 51 | 32 | 60 |
| Tax % | 22% | -6% | 18% | 28% | 26% |
| 4 | 19 | 42 | 23 | 44 | |
| EPS in Rs | 206.67 | 1,073.89 | 2,328.89 | 2.48 | 3.59 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 48% |
| TTM: | 40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 32% |
| TTM: | 92% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
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| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 14% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|
| Equity Capital | 0 | 0 | 0 | 9 | 12 |
| Reserves | -65 | -46 | -4 | 40 | 563 |
| 71 | 73 | 70 | 141 | 87 | |
| 43 | 35 | 26 | 45 | 34 | |
| Total Liabilities | 49 | 62 | 93 | 235 | 696 |
| 8 | 7 | 12 | 29 | 72 | |
| CWIP | 0 | 0 | 2 | 11 | 0 |
| Investments | 0 | 0 | 0 | 2 | 26 |
| 41 | 55 | 79 | 193 | 597 | |
| Total Assets | 49 | 62 | 93 | 235 | 696 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|
| -20 | 3 | 20 | -16 | -83 | |
| -4 | -1 | -10 | -24 | -332 | |
| 27 | -6 | -12 | 59 | 403 | |
| Net Cash Flow | 3 | -3 | -2 | 19 | -12 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|
| Debtor Days | 85 | 34 | 42 | 68 | 82 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 85 | 34 | 42 | 68 | 82 |
| Working Capital Days | -118 | -2 | 32 | 72 | 129 |
| ROCE % | 154% | 124% | 33% | 17% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
23 Jul - Earnings call is scheduled to be held on Tuesday, July 30, 2024 at 5:00 PM (IST) to discuss the Company''s results for the quarter ended …
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Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_Order
20 Jul - Zaggle Prepaid Ocean Services Limited has entered into an agreement with PNB MetLife India Insurance Company Limited.
- Board Meeting Intimation for Consideration And Approval Of The Standalone And Consolidated Unaudited Financial Results Of The Company For The Quarter Ended June 30, 2024 19 Jul
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Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_Order
5 Jul - Zaggle Prepaid Ocean Services Limited has entered into an agreement with Hero Motocorp Limited
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
4 Jul - The officials of the Company will be attending the investor meet scheduled to be held on July 10, 2024.
Concalls
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Oct 2023Transcript PPT
Overview
Zaggle builds financial solutions and products to manage the business expenses of corporates, SMEs, & Startups through automated and innovative workflows.[1] Headquartered at Hyderabad, it is at an intersection of of SaaS (Software as a service) and Fintech. With 273+ employees, the company has 50 Mn+ co-branded prepaid cards.[2]