Sundaram Finance Ltd

Sundaram Finance is registered as a Non-Banking Finance Company (Deposit taking) with Reserve Bank of India and is primarily engaged in the business of financing of Commercial vehicles, Cars, construction equipment and other vehicles in the retail segment.(Source : 201903 Annual Report Page No: 85)

  • Market Cap: 14,678 Cr.
  • Current Price: 1,321
  • 52 weeks High / Low 1784.95 / 982.05
  • Book Value: 600.97
  • Stock P/E: 15.80
  • Dividend Yield: 0.98 %
  • ROCE: 9.27 %
  • ROE: 12.87 %
  • Sales Growth (3Yrs): -5.56 %
  • Listed on BSE and NSE
  • Company Website
  • Face Value: 10.00
Edit ratios
Pros:
Company has been maintaining a healthy dividend payout of 17.60%
Cons:
Company has low interest coverage ratio.
The company has delivered a poor growth of 1.89% over past five years.

Peer comparison Sector: Finance // Industry: Finance & Investments

Loading peers table ...

Quarterly Results Consolidated Figures in Rs. Crores / View Standalone

Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
Revenue 1,838 2,138 2,220 991 993 1,049 1,330 1,320 1,272
Interest 395 427 472 476 500 528 714 688 695
1,184 1,432 1,436 241 273 272 304 371 298
Financing Profit 260 279 311 274 219 249 312 261 278
Financing Margin % 14% 13% 14% 28% 22% 24% 23% 20% 22%
Other Income 3 5 5 471 24 5 26 11 5
Depreciation 16 17 18 15 18 20 27 25 22
Profit before tax 246 267 298 731 225 234 310 247 261
Tax % 34% 36% 32% 22% 36% 21% 24% 3% 25%
Net Profit 182 187 213 600 170 187 239 196 269
EPS in Rs 16.48 16.97 19.38 54.50 15.44 16.98 21.67 17.76 24.44
Gross NPA %
Net NPA %
Notes Notes Notes Notes Notes Notes Notes Notes Notes

Profit & Loss Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 TTM
Revenue 1,743 2,040 2,430 3,024 3,703 4,107 4,285 5,027 5,588 6,331 3,696 4,707 4,971
Interest 789 797 900 1,183 1,516 1,724 1,782 1,814 1,735 1,344 1,770 2,427 2,626
647 799 903 1,140 1,288 1,397 1,506 2,221 2,735 3,906 932 1,206 1,245
Financing Profit 307 444 626 701 900 985 997 992 1,118 1,080 994 1,073 1,100
Financing Margin % 18% 22% 26% 23% 24% 24% 23% 20% 20% 17% 27% 23% 22%
Other Income 9 5 -0 14 8 3 -25 7 8 13 482 32 46
Depreciation 47 55 71 84 101 112 112 106 104 79 58 90 94
Profit before tax 269 394 555 631 807 876 860 893 1,022 1,014 1,418 1,016 1,052
Tax % 34% 32% 33% 32% 31% 34% 33% 34% 34% 34% 27% 21%
Net Profit 168 275 389 458 564 581 576 583 683 730 1,161 792 891
EPS in Rs 14.55 23.87 33.79 39.88 49.21 50.54 49.64 50.02 61.52 66.28 105.40 71.85 80.85
Dividend Payout % 22% 20% 20% 19% 18% 19% 20% 21% 19% 18% 17% 18%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:8.72%
5 Years:1.89%
3 Years:-5.56%
TTM:-21.61%
Compounded Profit Growth
10 Years:10.58%
5 Years:4.53%
3 Years:2.76%
TTM:1.38%
Stock Price CAGR
10 Years:17.38%
5 Years:-0.51%
3 Years:-3.90%
1 Year:-20.29%
Return on Equity
10 Years:17.94%
5 Years:15.44%
3 Years:14.75%
Last Year:12.87%

Balance Sheet Consolidated Figures in Rs. Crores / View Standalone

Corp Actions
Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
56 56 56 56 111 111 111 111 111 110 110 110
Reserves 1,212 1,452 1,751 2,109 2,503 2,969 3,639 4,084 4,698 5,539 6,149 6,567
Borrowings 7,985 10,454 11,576 13,349 16,795 17,828 18,795 18,758 20,216 21,069 25,023 35,939
1,164 1,417 2,536 2,696 2,637 3,005 3,241 5,095 5,724 7,268 2,388 2,105
Total Liabilities 10,417 13,378 15,919 18,210 22,046 23,914 25,785 28,048 30,749 33,986 33,671 44,721
220 290 457 511 541 559 515 817 862 821 451 903
CWIP 1 21 0 0 0 3 2 4 3 3 0 0
Investments 975 999 1,446 1,347 1,963 2,450 2,731 4,026 4,815 8,693 4,539 5,096
9,222 12,069 14,015 16,352 19,542 20,903 22,537 23,201 25,070 24,469 28,680 38,722
Total Assets 10,417 13,378 15,919 18,210 22,046 23,914 25,785 28,048 30,749 33,986 33,671 44,721

Cash Flows Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
-229 -2,528 -1,578 -2,374 -2,210 -564 -1,430 310 -965 -5,547 -4,200 9
-184 90 -462 142 -483 -228 446 -83 -554 -1,182 1,000 -1,983
462 2,405 1,757 1,570 2,713 1,004 757 -261 1,394 6,756 3,212 1,862
Net Cash Flow 49 -34 -283 -662 19 213 -227 -33 -124 27 12 -111

Ratios Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
ROE % 16% 22% 25% 25% 26% 23% 20% 17% 17% 16% 16% 13%

Shareholding pattern in percentages

Mar 2016 Jun 2016 Sep 2018 Dec 2018 Jun 2019
36.16 36.14 36.45 36.45 36.69
1.66 4.95 6.50 6.64 7.95
13.96 10.87 11.44 11.34 11.08
47.32 47.13 44.75 44.71 44.28
0.91 0.91 0.86 0.86 0.00