Nucleus Software Exports Ltd
Nucleus Software provides lending and transaction banking products to the global financial services industry. As a pioneer in retail and corporate banking software since 1986.
Their software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. [1]
- Market Cap ₹ 3,072 Cr.
- Current Price ₹ 1,147
- High / Low ₹ 1,830 / 1,041
- Stock P/E 19.6
- Book Value ₹ 268
- Dividend Yield 1.09 %
- ROCE 32.0 %
- ROE 24.0 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company has been maintaining a healthy dividend payout of 28.1%
Cons
- Earnings include an other income of Rs.60.3 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: IT - Software Industry: Computers - Software - Medium / Small
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
294 | 346 | 353 | 349 | 372 | 412 | 484 | 521 | 514 | 497 | 634 | 826 | 812 | |
247 | 278 | 287 | 318 | 319 | 353 | 405 | 427 | 384 | 460 | 478 | 606 | 645 | |
Operating Profit | 46 | 68 | 66 | 31 | 54 | 59 | 79 | 94 | 129 | 37 | 157 | 220 | 167 |
OPM % | 16% | 20% | 19% | 9% | 14% | 14% | 16% | 18% | 25% | 7% | 25% | 27% | 21% |
20 | 24 | 33 | 26 | 32 | 29 | 27 | 37 | 39 | 35 | 34 | 51 | 60 | |
Interest | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Depreciation | 6 | 8 | 12 | 12 | 11 | 7 | 10 | 14 | 14 | 15 | 19 | 15 | 15 |
Profit before tax | 60 | 83 | 87 | 44 | 74 | 80 | 96 | 117 | 154 | 56 | 171 | 256 | 211 |
Tax % | 25% | 23% | 25% | 26% | 11% | 22% | 23% | 24% | 23% | 26% | 25% | 25% | |
45 | 64 | 65 | 32 | 66 | 63 | 75 | 89 | 118 | 41 | 128 | 192 | 157 | |
EPS in Rs | 13.95 | 19.87 | 19.98 | 10.03 | 20.43 | 21.54 | 25.67 | 30.64 | 40.62 | 15.28 | 47.73 | 71.56 | 58.53 |
Dividend Payout % | 22% | 30% | 25% | 50% | 24% | 37% | 35% | 29% | 22% | 46% | 21% | 17% |
Compounded Sales Growth | |
---|---|
10 Years: | 9% |
5 Years: | 11% |
3 Years: | 17% |
TTM: | 3% |
Compounded Profit Growth | |
---|---|
10 Years: | 11% |
5 Years: | 18% |
3 Years: | 18% |
TTM: | -23% |
Stock Price CAGR | |
---|---|
10 Years: | 20% |
5 Years: | 32% |
3 Years: | 31% |
1 Year: | -20% |
Return on Equity | |
---|---|
10 Years: | 15% |
5 Years: | 17% |
3 Years: | 17% |
Last Year: | 24% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 32 | 32 | 32 | 32 | 32 | 29 | 29 | 29 | 29 | 27 | 27 | 27 | 26 |
Reserves | 318 | 365 | 406 | 425 | 503 | 432 | 480 | 532 | 643 | 467 | 584 | 751 | 690 |
-0 | -0 | -0 | 1 | -0 | -0 | -0 | 6 | 6 | 2 | 6 | 5 | 3 | |
109 | 116 | 118 | 123 | 131 | 184 | 177 | 196 | 206 | 241 | 257 | 332 | 428 | |
Total Liabilities | 459 | 513 | 556 | 581 | 665 | 645 | 685 | 763 | 885 | 737 | 874 | 1,114 | 1,147 |
51 | 61 | 58 | 54 | 48 | 48 | 47 | 57 | 50 | 59 | 50 | 59 | 57 | |
CWIP | -0 | 1 | 1 | 1 | 0 | -0 | 0 | 0 | 1 | 0 | 1 | 1 | 6 |
Investments | 155 | 224 | 170 | 245 | 441 | 387 | 424 | 475 | 635 | 480 | 525 | 649 | 656 |
253 | 228 | 328 | 281 | 176 | 210 | 214 | 231 | 200 | 198 | 298 | 406 | 428 | |
Total Assets | 459 | 513 | 556 | 581 | 665 | 645 | 685 | 763 | 885 | 737 | 874 | 1,114 | 1,147 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
74 | 66 | 37 | 33 | 95 | 77 | 56 | 75 | 115 | 58 | 50 | 222 | |
-66 | -56 | -15 | 7 | -78 | 61 | -28 | -28 | -126 | 159 | -12 | -197 | |
-9 | -10 | -23 | -36 | -1 | -135 | -26 | -34 | -13 | -213 | -23 | -30 | |
Net Cash Flow | -1 | 0 | -1 | 4 | 16 | 3 | 2 | 12 | -24 | 3 | 15 | -5 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 87 | 44 | 87 | 90 | 60 | 70 | 54 | 63 | 63 | 61 | 100 | 73 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 87 | 44 | 87 | 90 | 60 | 70 | 54 | 63 | 63 | 61 | 100 | 73 |
Working Capital Days | 19 | -5 | 14 | 9 | -43 | -66 | -51 | -51 | -58 | -75 | -14 | -36 |
ROCE % | 18% | 21% | 19% | 10% | 15% | 16% | 19% | 21% | 22% | 6% | 27% | 32% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
3 Dec - Bank Muscat partners with Nucleus Software for FinnOne Neo® implementation.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
22 Nov - Nucleus Software celebrates 30 years at Synapse 2024 in Singapore.
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
19 Nov - Transcript for the Investor Call held on 13 November 2024
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
13 Nov - Audio link of Q2 FY25 earnings call available.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
13 Nov - Newspaper Advertisement for publication of financials of Quarter ended Sept 30, 2024
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
from nse
Concalls
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Nov 2024TranscriptPPT
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Aug 2024TranscriptPPTREC
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May 2024TranscriptPPT
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Feb 2024TranscriptPPTREC
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Nov 2023TranscriptPPT
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Aug 2023TranscriptPPT
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Jun 2023TranscriptPPT
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Feb 2023TranscriptPPT
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Nov 2022TranscriptPPT
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Aug 2022TranscriptPPT
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Aug 2022TranscriptPPT
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May 2022TranscriptPPT
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Feb 2018TranscriptPPT
Leading Software Developer
Nucleus Software Exports Limited is an Indian IT company in the Banking and Financial Services sector. It offers IT and consultancy services to companies in the banking industry and processes 3,00,000 daily userlogs, 200$ B value of loans and 26 Million transactions per day. [1]