Nucleus Software Exports Ltd
Nucleus Software provides lending and transaction banking products to the global financial services industry. As a pioneer in retail and corporate banking software since 1986.
Their software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. [1]
- Market Cap ₹ 3,808 Cr.
- Current Price ₹ 1,422
- High / Low ₹ 1,830 / 593
- Stock P/E 18.4
- Book Value ₹ 257
- Dividend Yield 0.70 %
- ROCE 27.1 %
- ROE 20.3 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Company is expected to give good quarter
- Company has been maintaining a healthy dividend payout of 29.6%
Cons
- The company has delivered a poor sales growth of 9.03% over past five years.
- Company has a low return on equity of 13.7% over last 3 years.
- Debtor days have increased from 75.0 to 100 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: IT - Software Industry: Computers - Software - Medium / Small
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
282 | 294 | 346 | 353 | 349 | 372 | 412 | 484 | 521 | 514 | 497 | 634 | 822 | |
246 | 247 | 278 | 287 | 318 | 319 | 353 | 405 | 427 | 384 | 460 | 478 | 577 | |
Operating Profit | 36 | 46 | 68 | 66 | 31 | 54 | 59 | 79 | 94 | 129 | 37 | 157 | 245 |
OPM % | 13% | 16% | 20% | 19% | 9% | 14% | 14% | 16% | 18% | 25% | 7% | 25% | 30% |
20 | 20 | 24 | 33 | 26 | 32 | 29 | 27 | 37 | 39 | 35 | 34 | 46 | |
Interest | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Depreciation | 7 | 6 | 8 | 12 | 12 | 11 | 7 | 10 | 14 | 14 | 15 | 19 | 14 |
Profit before tax | 48 | 60 | 83 | 87 | 44 | 74 | 80 | 96 | 117 | 154 | 56 | 171 | 276 |
Tax % | 27% | 25% | 23% | 25% | 26% | 11% | 22% | 23% | 24% | 23% | 26% | 25% | |
35 | 45 | 64 | 65 | 32 | 66 | 63 | 75 | 89 | 118 | 41 | 128 | 207 | |
EPS in Rs | 10.91 | 13.95 | 19.87 | 19.98 | 10.03 | 20.43 | 21.54 | 25.67 | 30.64 | 40.62 | 15.28 | 47.73 | 77.36 |
Dividend Payout % | 23% | 22% | 30% | 25% | 50% | 24% | 37% | 35% | 29% | 22% | 46% | 21% |
Compounded Sales Growth | |
---|---|
10 Years: | 8% |
5 Years: | 9% |
3 Years: | 7% |
TTM: | 41% |
Compounded Profit Growth | |
---|---|
10 Years: | 10% |
5 Years: | 12% |
3 Years: | 10% |
TTM: | 164% |
Stock Price CAGR | |
---|---|
10 Years: | 20% |
5 Years: | 29% |
3 Years: | 38% |
1 Year: | 135% |
Return on Equity | |
---|---|
10 Years: | 14% |
5 Years: | 14% |
3 Years: | 14% |
Last Year: | 20% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 32 | 32 | 32 | 32 | 32 | 32 | 29 | 29 | 29 | 29 | 27 | 27 | 27 |
Reserves | 282 | 318 | 365 | 406 | 425 | 503 | 432 | 480 | 532 | 643 | 467 | 584 | 662 |
0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 6 | 6 | 2 | 6 | 6 | |
97 | 109 | 116 | 118 | 123 | 131 | 184 | 177 | 196 | 206 | 241 | 257 | 305 | |
Total Liabilities | 411 | 459 | 513 | 556 | 581 | 665 | 645 | 685 | 763 | 885 | 737 | 874 | 999 |
49 | 51 | 61 | 58 | 54 | 48 | 48 | 47 | 57 | 50 | 59 | 50 | 49 | |
CWIP | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 2 |
Investments | 104 | 155 | 224 | 170 | 245 | 441 | 387 | 424 | 475 | 635 | 480 | 525 | 640 |
258 | 253 | 228 | 328 | 281 | 176 | 210 | 214 | 231 | 200 | 198 | 298 | 309 | |
Total Assets | 411 | 459 | 513 | 556 | 581 | 665 | 645 | 685 | 763 | 885 | 737 | 874 | 999 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
13 | 74 | 66 | 37 | 33 | 95 | 77 | 56 | 75 | 115 | 58 | 50 | |
-4 | -66 | -56 | -15 | 7 | -78 | 61 | -28 | -28 | -126 | 159 | -12 | |
-9 | -9 | -10 | -23 | -36 | -1 | -135 | -26 | -34 | -13 | -213 | -23 | |
Net Cash Flow | 0 | -1 | 0 | -1 | 4 | 16 | 3 | 2 | 12 | -24 | 3 | 15 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 114 | 87 | 44 | 87 | 90 | 60 | 70 | 54 | 63 | 63 | 61 | 100 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 114 | 87 | 44 | 87 | 90 | 60 | 70 | 54 | 63 | 63 | 61 | 100 |
Working Capital Days | 69 | 19 | -5 | 14 | 9 | -43 | -66 | -51 | -51 | -58 | -75 | -14 |
ROCE % | 16% | 18% | 21% | 19% | 10% | 15% | 16% | 19% | 21% | 22% | 6% | 27% |
Documents
Announcements
- Certificate Under Regulation 40 (9) 18 Apr
- Compliance Certificate For The Year Ended 31St March 2024 15 Apr
- Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A 15 Apr
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 10 Apr
- Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot 1 Apr
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2011
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Financial Year 2010
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Financial Year 2010
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Concalls
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Feb 2024TranscriptPPTREC
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Nov 2023TranscriptPPT
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Aug 2023TranscriptPPT
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Jun 2023TranscriptPPT
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Feb 2023TranscriptPPT
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Nov 2022TranscriptPPT
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Aug 2022TranscriptPPT
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Aug 2022TranscriptPPT
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May 2022TranscriptPPT
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Feb 2018TranscriptPPT
Leading Software Developer
Nucleus Software Exports Limited is an Indian IT company in the Banking and Financial Services sector. It offers IT and consultancy services to companies in the banking industry and processes 3,00,000 daily userlogs, 200$ B value of loans and 26 Million transactions per day. [1]