Nucleus Software Exports Ltd

₹ 376 -0.12%
25 Nov - close price
About

Nucleus Software provides lending and transaction banking products to the global financial services industry. As a pioneer in retail and corporate banking software since 1986.

Their software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. [1]

Key Points

Leading Software developer[1] Nucleus Software Exports Limited is an Indian IT company in the Banking and Financial Services sector. It offers IT and consultancy services to companies in the banking industry and processes 3,00,000 daily userlogs, 200$ B value of loans and 26 Million transaction per day.

  • Market Cap 1,007 Cr.
  • Current Price 376
  • High / Low 606 / 351
  • Stock P/E 19.2
  • Book Value 178
  • Dividend Yield 1.86 %
  • ROCE 9.05 %
  • ROE 6.67 %
  • Face Value 10.0

Pros

  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 31.1%

Cons

  • The company has delivered a poor sales growth of 8.40% over past five years.
  • Earnings include an other income of Rs.29.0 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
109 111 119 113 121 109 111 96 102 109 141 118 118
93 92 91 76 91 85 80 95 98 104 115 102 106
Operating Profit 16 19 28 37 31 24 30 1 4 6 26 17 12
OPM % 15% 17% 24% 32% 25% 22% 27% 1% 4% 5% 18% 14% 10%
16 9 21 12 8 10 7 11 9 8 6 6 9
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 3 3 3 3 3 3 3 3 3 3 5 5 5
Profit before tax 30 24 46 45 36 31 34 9 11 10 27 18 16
Tax % 21% 17% 23% 21% 25% 25% 24% 32% 20% 14% 31% 26% 25%
Net Profit 23 20 35 36 27 23 26 6 9 9 19 13 12
EPS in Rs 7.99 6.98 12.14 12.24 9.35 7.92 9.07 2.08 2.93 3.04 6.99 4.92 4.42
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 TTM
200 205 202 241 279 278 299 337 397 444 454 448 486
175 178 171 195 218 265 264 295 336 367 332 412 427
Operating Profit 25 27 31 46 61 13 36 43 61 77 122 36 60
OPM % 12% 13% 15% 19% 22% 5% 12% 13% 15% 17% 27% 8% 12%
31 23 24 29 29 51 32 42 40 64 37 34 29
Interest 0 0 0 0 0 0 0 0 0 1 1 0 1
Depreciation 8 6 5 7 11 11 10 6 7 11 11 13 17
Profit before tax 47 44 50 68 80 53 57 78 94 129 147 57 71
Tax % 2% 26% 25% 19% 24% 15% 9% 16% 19% 21% 24% 26%
Net Profit 46 33 37 55 61 45 52 66 76 102 112 42 53
EPS in Rs 14.13 10.08 11.45 17.01 18.76 13.79 15.99 22.59 26.04 35.20 38.58 15.72 19.37
Dividend Payout % 18% 25% 26% 35% 27% 36% 31% 35% 35% 26% 23% 45%
Compounded Sales Growth
10 Years: 8%
5 Years: 8%
3 Years: 4%
TTM: 16%
Compounded Profit Growth
10 Years: 2%
5 Years: -6%
3 Years: -20%
TTM: -18%
Stock Price CAGR
10 Years: 17%
5 Years: -4%
3 Years: 7%
1 Year: -30%
Return on Equity
10 Years: 14%
5 Years: 15%
3 Years: 15%
Last Year: 7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Sep 2022
32 32 32 32 32 32 32 29 29 29 29 27 27
Reserves 238 260 287 323 362 392 458 391 441 513 618 443 451
0 0 0 0 0 0 0 0 0 5 3 1 6
67 81 95 104 118 116 117 172 162 188 200 230 230
Total Liabilities 338 373 415 460 513 540 608 591 632 736 850 700 714
34 31 33 44 41 35 30 31 32 41 32 43 42
CWIP 0 0 0 1 1 1 0 0 0 0 0 0 0
Investments 140 117 164 226 171 253 447 394 433 489 649 494 513
164 226 218 189 300 250 130 167 167 205 169 162 158
Total Assets 338 373 415 460 513 540 608 591 632 736 850 700 714

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
25 4 66 37 42 12 81 68 38 69 106 56
-15 1 -54 -28 -15 17 -74 73 -17 -9 -126 159
-8 -9 -9 -10 -23 -34 0 -134 -25 -32 -11 -211
Net Cash Flow 3 -3 2 -1 5 -5 7 8 -5 28 -31 4

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Debtor Days 74 139 103 48 101 102 65 74 56 66 65 62
Inventory Days
Days Payable
Cash Conversion Cycle 74 139 103 48 101 102 65 74 56 66 65 62
Working Capital Days 56 91 19 -14 -1 1 -54 -87 -63 -64 -70 -88
ROCE % 19% 15% 16% 19% 19% 13% 12% 17% 20% 25% 23% 9%

Shareholding Pattern

Numbers in percentages

Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
67.59 67.59 67.59 67.59 67.59 67.59 67.59 67.59 67.59 73.28 73.28 73.27
7.26 6.82 6.35 7.14 7.01 6.95 7.12 5.03 3.74 2.85 2.87 2.61
1.90 2.05 1.77 0.55 0.55 0.76 0.42 0.00 0.00 0.00 0.00 0.16
23.25 23.55 24.30 24.72 24.85 24.71 24.88 27.38 28.67 23.88 23.85 23.96

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