Nucleus Software Exports Ltd

Nucleus Soft. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Nucleus Software Exports Ltd

₹ 1,200 -1.08%
22 May 9:35 a.m.
nucleussoftware.com BSE: 531209 NSE: NUCLEUS
About

Nucleus Software provides lending and transaction banking products to the global financial services industry. As a pioneer in retail and corporate banking software since 1986.

Their software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance and other business areas. [1]

Key Points

Business Overview
The company offers Fintech solutions to 200+ banks and financial institutions across 50 countries supporting Retail, Corporate & SME Finance, Islamic Finance, Automotive Finance, Captive Automotive Finance, Cash Management, Mobile & Internet Banking, Transaction Banking, and more. It facilitates 26+ million transactions daily through its globally integrated transaction banking platform. Its lending platform manages US $ 500 Bn of loans in India and US $700+ Bn globally while enabling 500,000+ users to log in daily. [1]

Website BSE NSE
  • Market Cap ₹ 3,212 Cr.
  • Current Price ₹ 1,200
  • High / Low ₹ 1,645 / 724
  • Stock P/E 19.7
  • Book Value ₹ 304
  • Dividend Yield 1.05 %
  • ROCE 27.5 %
  • ROE 20.5 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 19.5%
  • Debtor days have improved from 78.0 to 60.3 days.

Cons

  • Earnings include an other income of Rs.66.3 Cr.
  • Working capital days have increased from 3.66 days to 61.5 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: IT - Software Industry: Computers - Software - Medium / Small

Part of BSE Information Technology BSE SmallCap BSE Allcap

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
153 129 130 169 206 207 205 204 210 195 202 206 229
128 114 119 121 123 144 153 156 152 166 170 172 154
Operating Profit 25 15 11 48 83 63 52 48 58 29 32 33 74
OPM % 16% 11% 9% 28% 40% 30% 25% 23% 28% 15% 16% 16% 33%
6 6 9 9 10 13 12 12 14 15 19 16 17
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 5 5 5 5 4 4 4 4 4 4 4 4 3
Profit before tax 26 16 15 52 89 72 60 56 68 40 47 45 88
Tax % 30% 31% 26% 26% 24% 25% 26% 26% 24% 24% 29% 22% 26%
18 11 11 38 68 54 45 41 52 30 33 35 65
EPS in Rs 6.83 4.02 4.12 14.32 25.27 20.01 16.65 15.43 19.47 11.28 12.35 13.06 24.19
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
346 353 349 372 412 484 521 514 497 634 826 832
278 287 318 319 353 405 427 384 460 478 606 664
Operating Profit 68 66 31 54 59 79 94 129 37 157 220 168
OPM % 20% 19% 9% 14% 14% 16% 18% 25% 7% 25% 27% 20%
24 33 26 32 29 27 37 39 35 34 51 66
Interest 1 1 1 1 1 1 1 1 1 1 1 1
Depreciation 8 12 12 11 7 10 14 14 15 19 15 15
Profit before tax 83 87 44 74 80 96 117 154 56 171 256 219
Tax % 23% 25% 26% 11% 22% 23% 24% 23% 26% 25% 25% 26%
64 65 32 66 63 75 89 118 41 128 192 163
EPS in Rs 19.87 19.98 10.03 20.43 21.54 25.67 30.64 40.62 15.28 47.73 71.56 60.88
Dividend Payout % 30% 25% 50% 24% 37% 35% 29% 22% 46% 21% 17% 20%
Compounded Sales Growth
10 Years: 9%
5 Years: 10%
3 Years: 19%
TTM: 1%
Compounded Profit Growth
10 Years: 11%
5 Years: 14%
3 Years: 84%
TTM: -2%
Stock Price CAGR
10 Years: 16%
5 Years: 40%
3 Years: 42%
1 Year: -10%
Return on Equity
10 Years: 16%
5 Years: 18%
3 Years: 22%
Last Year: 20%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 32 32 32 32 29 29 29 29 27 27 27 26
Reserves 365 406 425 503 432 480 532 643 467 584 751 788
0 0 1 0 0 0 6 6 2 6 5 2
116 118 123 131 184 177 196 206 241 257 332 337
Total Liabilities 513 556 581 665 645 685 763 885 737 874 1,114 1,153
61 58 54 48 48 47 57 50 59 50 59 61
CWIP 1 1 1 0 0 0 0 1 0 1 1 0
Investments 224 170 245 441 387 424 475 635 480 525 649 641
228 328 281 176 210 214 231 200 198 298 406 451
Total Assets 513 556 581 665 645 685 763 885 737 874 1,114 1,153

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
66 37 33 95 77 56 75 115 58 50 222 151
-56 -15 7 -78 61 -28 -28 -126 159 -12 -197 -21
-10 -23 -36 -1 -135 -26 -34 -13 -213 -23 -30 -126
Net Cash Flow 0 -1 4 16 3 2 12 -24 3 15 -5 4

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 44 87 90 60 70 54 63 63 61 100 73 60
Inventory Days
Days Payable
Cash Conversion Cycle 44 87 90 60 70 54 63 63 61 100 73 60
Working Capital Days -5 14 9 -43 -66 -51 -51 -58 -75 -14 -36 62
ROCE % 21% 19% 10% 15% 16% 19% 21% 22% 6% 27% 32% 28%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
73.28% 73.27% 73.27% 73.27% 73.26% 73.27% 73.26% 73.26% 73.26% 73.59% 73.59% 73.59%
2.87% 2.61% 2.63% 4.20% 3.99% 3.69% 5.02% 5.65% 5.35% 5.62% 5.32% 4.83%
0.00% 0.16% 0.00% 0.33% 0.34% 0.59% 1.65% 1.90% 2.10% 1.75% 1.79% 1.50%
23.85% 23.96% 24.10% 22.20% 22.40% 22.45% 20.05% 19.18% 19.28% 19.02% 19.29% 20.08%
No. of Shareholders 38,39438,17537,85231,60631,74233,31830,41829,90036,28145,59244,40544,686

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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