Veefin Solutions Ltd
Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]
- Market Cap ₹ 780 Cr.
- Current Price ₹ 305
- High / Low ₹ 437 / 256
- Stock P/E
- Book Value ₹ 64.6
- Dividend Yield 0.00 %
- ROCE 9.81 %
- ROE 8.06 %
- Face Value ₹ 10.0
Pros
Cons
- Stock is trading at 4.72 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -0.51%
- Promoter holding is low: 34.7%
- Company has a low return on equity of 8.33% over last 3 years.
- Promoters have pledged 66.0% of their holding.
- Company has high debtors of 176 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Services IT Enabled Services
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 6m | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| 1 | 6 | 13 | 21 | 37 | |
| 1 | 5 | 8 | 12 | 20 | |
| Operating Profit | 0 | 1 | 5 | 9 | 17 |
| OPM % | 12% | 12% | 36% | 44% | 46% |
| 0 | 0 | 0 | 0 | 0 | |
| Interest | 0 | 0 | 0 | 0 | 1 |
| Depreciation | 0 | 0 | 0 | 1 | 2 |
| Profit before tax | 0 | 1 | 5 | 8 | 14 |
| Tax % | 0% | 0% | 22% | 29% | 21% |
| 0 | 1 | 4 | 6 | 11 | |
| EPS in Rs | 57.69 | 443.55 | 2.07 | 2.50 | 4.65 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 82% |
| TTM: | 80% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 173% |
| TTM: | 98% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 8% |
| Last Year: | 8% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|
| Equity Capital | 0.01 | 0.01 | 18 | 23 | 23 | 24 |
| Reserves | 1 | 9 | 25 | 99 | 132 | 154 |
| 5 | 4 | 1 | 7 | 28 | 69 | |
| 3 | 3 | 7 | 13 | 15 | 30 | |
| Total Liabilities | 9 | 16 | 51 | 141 | 198 | 277 |
| 9 | 14 | 40 | 92 | 157 | 195 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 4 | 6 |
| 0 | 1 | 10 | 49 | 36 | 76 | |
| Total Assets | 9 | 16 | 51 | 141 | 198 | 277 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| 1 | -0 | -1 | 6 | 11 | |
| -7 | -6 | -24 | -43 | -52 | |
| 6 | 6 | 25 | 68 | 17 | |
| Net Cash Flow | 0 | 0 | 1 | 30 | -24 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Debtor Days | 43 | 44 | 203 | 169 | 176 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 43 | 44 | 203 | 169 | 176 |
| Working Capital Days | -3,650 | -116 | 115 | 110 | 143 |
| ROCE % | 6% | 17% | 10% | 10% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
16h - Meeting with Seven Canyon Advisors on Feb 11, 2026; no UPSI; duration 06:30–07:45 IST.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
2d - Virtual analyst meeting with Seven Canyon Advisors on Feb 11, 2026 at 18:30 IST; no UPSI.
-
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
28 Jan - Q3 revenue ₹104cr; 9M ₹214cr; PSB Xchange: ₹12,000cr limits requested, ₹4,000cr approved; USD61m pipeline.
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
28 Jan - Q3 FY26 standalone revenue ₹20.19cr; EBITDA ₹11.76cr (58.25%); 9M consolidated revenue ₹213.78cr, PAT ₹15.98cr.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
27 Jan - Audio recording posted for earnings conference call for quarter and nine months ended Dec 31, 2025.
Annual reports
Concalls
-
Jan 2026Transcript PPT
-
Nov 2025TranscriptPPT
-
Nov 2025Transcript PPT REC
-
Apr 2025Transcript PPT
-
Apr 2025TranscriptAI SummaryPPT
-
Mar 2025Transcript PPT
-
Oct 2024Transcript PPT
-
Oct 2024TranscriptAI SummaryPPT
-
May 2024Transcript PPT
Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.