Veefin Solutions Ltd

Veefin Solutions Ltd

₹ 305 4.97%
12 Feb - close price
About

Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]

Key Points

Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.

  • Market Cap 780 Cr.
  • Current Price 305
  • High / Low 437 / 256
  • Stock P/E
  • Book Value 64.6
  • Dividend Yield 0.00 %
  • ROCE 9.81 %
  • ROE 8.06 %
  • Face Value 10.0

Pros

Cons

  • Stock is trading at 4.72 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding has decreased over last quarter: -0.51%
  • Promoter holding is low: 34.7%
  • Company has a low return on equity of 8.33% over last 3 years.
  • Promoters have pledged 66.0% of their holding.
  • Company has high debtors of 176 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2025
20.19
8.43
Operating Profit 11.76
OPM % 58.25%
0.94
Interest 1.93
Depreciation 1.68
Profit before tax 9.09
Tax % 33.88%
6.00
EPS in Rs 2.35
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 6m Mar 2022 Mar 2023 Mar 2024 Mar 2025
1 6 13 21 37
1 5 8 12 20
Operating Profit 0 1 5 9 17
OPM % 12% 12% 36% 44% 46%
0 0 0 0 0
Interest 0 0 0 0 1
Depreciation 0 0 0 1 2
Profit before tax 0 1 5 8 14
Tax % 0% 0% 22% 29% 21%
0 1 4 6 11
EPS in Rs 57.69 443.55 2.07 2.50 4.65
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 82%
TTM: 80%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 173%
TTM: 98%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: -30%
Return on Equity
10 Years: %
5 Years: 8%
3 Years: 8%
Last Year: 8%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 0.01 0.01 18 23 23 24
Reserves 1 9 25 99 132 154
5 4 1 7 28 69
3 3 7 13 15 30
Total Liabilities 9 16 51 141 198 277
9 14 40 92 157 195
CWIP 0 0 0 0 0 0
Investments 0 0 0 0 4 6
0 1 10 49 36 76
Total Assets 9 16 51 141 198 277

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
1 -0 -1 6 11
-7 -6 -24 -43 -52
6 6 25 68 17
Net Cash Flow 0 0 1 30 -24

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 43 44 203 169 176
Inventory Days
Days Payable
Cash Conversion Cycle 43 44 203 169 176
Working Capital Days -3,650 -116 115 110 143
ROCE % 6% 17% 10% 10%

Shareholding Pattern

Numbers in percentages

Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Dec 2025
39.84% 39.84% 37.40% 35.25% 35.25% 36.36%
0.05% 0.00% 1.60% 1.69% 2.29% 2.38%
1.16% 1.95% 2.88% 2.37% 0.14% 0.12%
58.96% 58.20% 58.13% 55.59% 60.98% 60.07%
0.00% 0.00% 0.00% 5.11% 1.34% 1.07%
No. of Shareholders 1,2321,8443,2594,8935,2515,099

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents