Veefin Solutions Ltd
Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]
- Market Cap ₹ 638 Cr.
- Current Price ₹ 250
- High / Low ₹ 403 / 211
- Stock P/E 27.8
- Book Value ₹ 234
- Dividend Yield 0.00 %
- ROCE 9.95 %
- ROE 4.38 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 1.07 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 34.7%
- Company has a low return on equity of 4.85% over last 3 years.
- Promoters have pledged 72.1% of their holding.
- Promoter holding has decreased over last 3 years: -5.11%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Services IT Enabled Services
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| 7 | 14 | 25 | 79 | 345 | |
| 5 | 9 | 14 | 54 | 269 | |
| Operating Profit | 1 | 5 | 11 | 25 | 77 |
| OPM % | 17% | 37% | 44% | 31% | 22% |
| 0 | 0 | 0 | 2 | 6 | |
| Interest | 0 | 0 | 0 | 1 | 12 |
| Depreciation | 0 | 0 | 1 | 5 | 18 |
| Profit before tax | 1 | 5 | 10 | 21 | 52 |
| Tax % | 0% | 20% | 23% | 21% | 39% |
| 1 | 4 | 7 | 16 | 32 | |
| EPS in Rs | 733.87 | 2.33 | 3.28 | 5.58 | 8.92 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 190% |
| TTM: | 339% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 75% |
| TTM: | 76% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 2% |
| 1 Year: | -35% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 5% |
| 3 Years: | 5% |
| Last Year: | 4% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Equity Capital | 0.01 | 18 | 23 | 23 | 25 |
| Reserves | 9 | 26 | 102 | 428 | 571 |
| 4 | 1 | 5 | 13 | 101 | |
| 3 | 7 | 15 | 58 | 305 | |
| Total Liabilities | 16 | 52 | 145 | 522 | 1,003 |
| 14 | 41 | 94 | 363 | 736 | |
| CWIP | 0 | 0 | 0 | 35 | 7 |
| Investments | 0 | 0 | 0 | 0 | 8 |
| 2 | 11 | 51 | 124 | 252 | |
| Total Assets | 16 | 52 | 145 | 522 | 1,003 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| 0 | -0 | 8 | -3 | 77 | |
| -6 | -24 | -45 | -273 | -339 | |
| 6 | 26 | 68 | 287 | 235 | |
| Net Cash Flow | 0 | 1 | 30 | 12 | -28 |
| Free Cash Flow | -6 | -25 | -37 | -94 | -104 |
| CFO/OP | 17% | -7% | 77% | 8% | 94% |
Ratios
Consolidated / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Debtor Days | 46 | 193 | 143 | 231 | 141 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 46 | 193 | 143 | 231 | 141 |
| Working Capital Days | -108 | 108 | 101 | 148 | -24 |
| ROCE % | 19% | 11% | 7% | 10% |
Insights
In beta| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Number of Bank/FI Clients count |
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| Annualized Disbursement Run Rate USD Billion |
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| Number of Group Employees count |
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| New Deal Wins count ・Standalone data |
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| Active Pursuits/Opportunities count |
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| PSB Xchange Approved Limits INR Crore |
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| PSB Xchange Live Lender Integrations count |
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| Qualified Deal Pipeline USD Million |
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Extracted by Screener AI
Documents
Announcements
-
Announcement Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Responsibility) Regulations, 2015.
- AGM approved increasing Veefin ESOP 2023 pool to 48 lakh options; 36.63 lakh granted.
-
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
- Veefin Solutions disclosed AGM voting results for September 29, 2026; 31 resolutions passed.
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Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
- Veefin Solutions disclosed 6th AGM voting results on September 29, 2026; 6 resolutions passed.
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Shareholder Meeting / Postal Ballot-Outcome of AGM
- Veefin Solutions held its 6th AGM on 29 September 2026; voting results to follow separately.
- Closure of Trading Window
Annual reports
-
Annual Report 2026
from bse
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Annual Report 2025
from bse
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Annual Report 2024
from bse
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Annual Report 2023
from bse
Concalls
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Aug 2026Transcript PPT REC
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May 2026Transcript PPT REC
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Mar 2026PPT
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Jan 2026Transcript PPT
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Nov 2025Transcript
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Nov 2025Transcript PPT REC
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Apr 2025Transcript PPT
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Apr 2025PPT
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Mar 2025Transcript PPT
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Oct 2024Transcript PPT
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Oct 2024PPT
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May 2024Transcript PPT
Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.