Veefin Solutions Ltd

Veefin Solutions Ltd

₹ 340 -0.69%
21 May - close price
About

Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]

Key Points

Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.

  • Market Cap 868 Cr.
  • Current Price 340
  • High / Low 429 / 211
  • Stock P/E 38.1
  • Book Value 234
  • Dividend Yield 0.00 %
  • ROCE 9.85 %
  • ROE 4.35 %
  • Face Value 10.0

Pros

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding has decreased over last quarter: -1.63%
  • Promoter holding is low: 34.7%
  • Company has a low return on equity of 4.84% over last 3 years.
  • Promoters have pledged 72.1% of their holding.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2025 Mar 2026
104 131
83 97
Operating Profit 21 34
OPM % 20% 26%
1 5
Interest 4 4
Depreciation 4 6
Profit before tax 13 29
Tax % 38% 45%
8 16
EPS in Rs 2.78 3.34
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
7 14 25 79 345
5 9 14 54 270
Operating Profit 1 5 11 24 75
OPM % 17% 37% 44% 31% 22%
0 0 0 2 7
Interest 0 0 0 1 12
Depreciation 0 0 1 5 18
Profit before tax 1 5 10 21 52
Tax % 0% 20% 23% 21% 39%
1 4 7 16 32
EPS in Rs 733.87 2.33 3.28 5.58 8.92
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 190%
TTM: 339%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 75%
TTM: 73%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: 2%
Return on Equity
10 Years: %
5 Years: 5%
3 Years: 5%
Last Year: 4%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 0.01 18 23 23 25
Reserves 9 26 102 428 571
4 1 5 13 101
3 7 15 58 307
Total Liabilities 16 52 145 522 1,005
14 41 94 363 743
CWIP 0 0 0 35 0
Investments 0 0 0 0 8
2 11 51 124 254
Total Assets 16 52 145 522 1,005

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
0 -0 8 1 77
-6 -24 -45 -273 -339
6 26 68 284 235
Net Cash Flow 0 1 30 11 -28
Free Cash Flow -6 -25 -37 -90 -104
CFO/OP 17% -7% 77% 23% 96%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 46 193 143 231 141
Inventory Days
Days Payable
Cash Conversion Cycle 46 193 143 231 141
Working Capital Days -108 108 101 148 -22
ROCE % 19% 11% 7% 10%

Insights

In beta
Mar 2022 Mar 2023 Mar 2024 Mar 2025
Number of Clients (Banks, NBFCs, and Corporates)
Count

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Number of Employees
Count
Annualized Disbursements / Throughput
USD Billion
Customer Retention Rate
%
Countries of Operation
Count

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Dec 2025Mar 2026
39.84% 39.84% 37.40% 35.25% 35.25% 36.36% 34.73%
0.05% 0.00% 1.60% 1.69% 2.29% 2.38% 3.23%
1.16% 1.95% 2.88% 2.37% 0.14% 0.12% 0.08%
58.96% 58.20% 58.13% 55.59% 60.98% 60.07% 61.58%
0.00% 0.00% 0.00% 5.11% 1.34% 1.07% 0.39%
No. of Shareholders 1,2321,8443,2594,8935,2515,0994,993

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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