Veefin Solutions Ltd
Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]
- Market Cap ₹ 777 Cr.
- Current Price ₹ 304
- High / Low ₹ 429 / 211
- Stock P/E 34.1
- Book Value ₹ 234
- Dividend Yield 0.00 %
- ROCE 9.85 %
- ROE 4.35 %
- Face Value ₹ 10.0
Pros
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 34.7%
- Company has a low return on equity of 4.84% over last 3 years.
- Promoters have pledged 72.1% of their holding.
- Promoter holding has decreased over last 3 years: -5.11%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Services IT Enabled Services
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| 7 | 14 | 25 | 79 | 345 | |
| 5 | 9 | 14 | 54 | 270 | |
| Operating Profit | 1 | 5 | 11 | 24 | 75 |
| OPM % | 17% | 37% | 44% | 31% | 22% |
| 0 | 0 | 0 | 2 | 7 | |
| Interest | 0 | 0 | 0 | 1 | 12 |
| Depreciation | 0 | 0 | 1 | 5 | 18 |
| Profit before tax | 1 | 5 | 10 | 21 | 52 |
| Tax % | 0% | 20% | 23% | 21% | 39% |
| 1 | 4 | 7 | 16 | 32 | |
| EPS in Rs | 733.87 | 2.33 | 3.28 | 5.58 | 8.92 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 190% |
| TTM: | 339% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 75% |
| TTM: | 73% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 30% |
| 1 Year: | -20% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 5% |
| 3 Years: | 5% |
| Last Year: | 4% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Equity Capital | 0.01 | 18 | 23 | 23 | 25 |
| Reserves | 9 | 26 | 102 | 428 | 571 |
| 4 | 1 | 5 | 13 | 101 | |
| 3 | 7 | 15 | 58 | 307 | |
| Total Liabilities | 16 | 52 | 145 | 522 | 1,005 |
| 14 | 41 | 94 | 363 | 743 | |
| CWIP | 0 | 0 | 0 | 35 | 0 |
| Investments | 0 | 0 | 0 | 0 | 8 |
| 2 | 11 | 51 | 124 | 254 | |
| Total Assets | 16 | 52 | 145 | 522 | 1,005 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| 0 | -0 | 8 | 1 | 77 | |
| -6 | -24 | -45 | -273 | -339 | |
| 6 | 26 | 68 | 284 | 235 | |
| Net Cash Flow | 0 | 1 | 30 | 11 | -28 |
| Free Cash Flow | -6 | -25 | -37 | -90 | -104 |
| CFO/OP | 17% | -7% | 77% | 23% | 96% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Debtor Days | 46 | 193 | 143 | 231 | 141 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 46 | 193 | 143 | 231 | 141 |
| Working Capital Days | -108 | 108 | 101 | 148 | -22 |
| ROCE % | 19% | 11% | 7% | 10% |
Insights
In beta| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Number of Bank/FI Clients count |
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| Annualized Disbursement Run Rate USD Billion |
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| Number of Group Employees count |
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| New Deal Wins count ・Standalone data |
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| Active Pursuits/Opportunities count |
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| PSB Xchange Approved Limits INR Crore |
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| PSB Xchange Live Lender Integrations count |
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| Qualified Deal Pipeline USD Million |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
6h - PSB Xchange onboards Punjab National Bank as lending partner on its digital supply chain finance platform.
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Announcement under Regulation 30 (LODR)-Issue of Securities
24 Jul - Board approved up to ₹35 crore NCD issue via private placement.
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Board Meeting Outcome for Outcome Of The Meeting Of Board (The 'Board') Held On 24Th July, 2026 Pursuant To Reg 30 Of The SEBI (LODR) Regulations, 2015 Held For Approval Of Debt Fundraising By Issuance Of Non-Convertible Debentures.
24 Jul - Board approved private placement of NCDs up to ₹35 crore.
- Shareholder Meeting / Postal Ballot-Scrutinizer"s Report 23 Jul
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Board Meeting Intimation for The Proposal Of Fund Raising
21 Jul - Board meets 24 July 2026 to consider debt securities fundraising on private placement basis.
Annual reports
Concalls
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May 2026Transcript PPT REC
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Mar 2026TranscriptAI SummaryPPT
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Jan 2026Transcript PPT
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Nov 2025TranscriptPPT
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Nov 2025Transcript PPT REC
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Apr 2025Transcript PPT
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Apr 2025TranscriptAI SummaryPPT
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Mar 2025Transcript PPT
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Oct 2024Transcript PPT
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Oct 2024TranscriptAI SummaryPPT
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May 2024Transcript PPT
Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.