Capital India Finance Ltd
Capital India Finance Ltd is an India-focused, Technology enabled SME Finance Platform, that provides financial solutions to Small and Medium Enterprises (SMEs) for their growth and working capital requirements. [1]
- Market Cap ₹ 774 Cr.
- Current Price ₹ 99.6
- High / Low ₹ 123 / 66.0
- Stock P/E
- Book Value ₹ 77.9
- Dividend Yield 0.10 %
- ROCE -0.33 %
- ROE -6.78 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of -2.18% over last 3 years.
- Earnings include an other income of Rs.7.26 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|
| 26 | 60 | 179 | 318 | 532 | 650 | |
| 11 | 31 | 127 | 265 | 476 | 637 | |
| Operating Profit | 15 | 28 | 53 | 54 | 56 | 13 |
| OPM % | 58% | 47% | 29% | 17% | 11% | 2% |
| 0 | 0 | 0 | -0 | -2 | 7 | |
| Interest | 10 | 9 | 17 | 24 | 51 | 81 |
| Depreciation | 0 | 8 | 12 | 15 | 21 | 25 |
| Profit before tax | 4 | 11 | 24 | 15 | -18 | -85 |
| Tax % | 37% | 42% | 43% | 59% | -18% | -3% |
| Net Profit | 3 | 7 | 14 | 6 | -21 | -88 |
| EPS in Rs | 4.43 | 0.84 | 2.22 | 1.23 | -0.36 | -5.35 |
| Dividend Payout % | 13% | 48% | 5% | 8% | -28% | -2% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 90% |
| 3 Years: | 54% |
| TTM: | 22% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -1505% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | -6% |
| 3 Years: | 1% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -1% |
| 3 Years: | -2% |
| Last Year: | -7% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|
| 4 | 78 | 78 | 78 | 78 | 78 | |
| Reserves | 128 | 430 | 444 | 485 | 543 | 528 |
| 7 | 132 | 121 | 327 | 764 | 924 | |
| 16 | 30 | 70 | 154 | 242 | 265 | |
| Total Liabilities | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 |
| 8 | 31 | 47 | 56 | 78 | 116 | |
| CWIP | 2 | 2 | 1 | 5 | 11 | 0 |
| Investments | 0 | 24 | 9 | 0 | 10 | 44 |
| 144 | 614 | 656 | 982 | 1,528 | 1,634 | |
| Total Assets | 154 | 670 | 713 | 1,044 | 1,626 | 1,795 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|
| -5 | -453 | 30 | -69 | -313 | -21 | |
| -21 | -29 | 25 | -87 | -110 | -19 | |
| -6 | 490 | -17 | 231 | 480 | 80 | |
| Net Cash Flow | -32 | 8 | 38 | 74 | 56 | 41 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
|---|---|---|---|---|---|---|
| Debtor Days | 4 | 0 | 1 | 8 | 6 | 10 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 4 | 0 | 1 | 8 | 6 | 10 |
| Working Capital Days | 1,176 | -69 | -101 | -65 | -73 | -84 |
| ROCE % | 5% | 6% | 5% | 3% | -0% |
Documents
Announcements
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Compliances-Reg.24(A)-Annual Secretarial Compliance
25 May - In compliance with Regulation 24A of the SEBI (LODR) Regulations, 2015 and circular no. CIR/CFD/CMD1/27/2019 dated February 8, 2019, as amended from time to time, …
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Clarification To Price Movement
23 May - The movement in the share price of the Company is due to market conditions and are market driven, and the management of the Company is …
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Clarification sought from Capital India Finance Ltd
22 May - Exchange has sought clarification from Capital India Finance Ltd on May 22, 2023 with reference to significant movement in price, in order to ensure that …
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Announcement under Regulation 30 (LODR)-Newspaper Publication
1 May - In compliance with Regulation 47, 52 and other applicable provisions of the SEBI (LODR) Regulations, 2015, we wish to submit the enclosed copies of extract …
- Intimation Under Regulation 30 And 51 Of The SEBI (LODR) Regulations, 2015 By Capital India Finance Limited 28 Apr
Annual reports
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
from bse
Products
The Product portfolio of the Company primarily consists of SME Secured Loans, Equipment Finance, Loan Against Property, and Supply Chain Finance. [1]
It also provides various types of Home Loans such as Home Improvement Loans, Home Extension Loans, NRI Home Loan as well as Personal Loans. [2]