Saraswati Commercial (India) Ltd
₹ 13,544
0.74%
04 Sep
- close price
About
Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]
Key Points
- Market Cap ₹ 1,484 Cr.
- Current Price ₹ 13,544
- High / Low ₹ 27,775 / 9,215
- Stock P/E 60.5
- Book Value ₹ 8,755
- Dividend Yield 0.00 %
- ROCE 8.32 %
- ROE 6.47 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 9.31% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 22 | 99 | 19 | 11 | 16 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | 39 | |
| 21 | 87 | 1 | 3 | 2 | 2 | 14 | 2 | 2 | 3 | 3 | 5 | 5 | |
| Operating Profit | 1 | 12 | 18 | 8 | 14 | 8 | -13 | 26 | 85 | 21 | 125 | 70 | 33 |
| OPM % | 5% | 13% | 95% | 75% | 86% | 82% | -938% | 94% | 97% | 87% | 98% | 93% | 86% |
| 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest | 1 | 5 | 4 | 3 | 0 | 0 | 0 | 2 | 1 | 2 | 2 | 2 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 8 | 14 | 5 | 14 | 7 | -13 | 25 | 84 | 19 | 123 | 69 | 31 |
| Tax % | 0% | 18% | 0% | -2% | -17% | 10% | -26% | 14% | 22% | 39% | 16% | 22% | |
| 0 | 7 | 14 | 5 | 16 | 7 | -10 | 21 | 65 | 12 | 104 | 53 | 25 | |
| EPS in Rs | 159.56 | 66.64 | -96.01 | 213.21 | 629.96 | 113.21 | 1,008.93 | 487.36 | 238.01 | ||||
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 123% |
| 3 Years: | -5% |
| TTM: | -77% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 50% |
| 3 Years: | -6% |
| TTM: | -81% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 69% |
| 3 Years: | 74% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 11% |
| 3 Years: | 9% |
| Last Year: | 6% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.64 | 0.64 | 0.64 | 0.64 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 14 | 21 | 35 | 115 | 128 | 135 | 155 | 275 | 421 | 432 | 689 | 958 |
| 41 | 32 | 42 | 8 | 32 | 0 | 10 | 5 | 28 | 22 | 0 | 43 | |
| 12 | 6 | 5 | 9 | 1 | 0 | 0 | 12 | 30 | 26 | 67 | 91 | |
| Total Liabilities | 67 | 59 | 82 | 133 | 162 | 137 | 166 | 293 | 480 | 482 | 758 | 1,093 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 37 | 44 | 51 | 97 | 119 | 117 | 135 | 286 | 465 | 480 | 749 | 1,069 |
| 30 | 16 | 32 | 36 | 42 | 20 | 31 | 7 | 14 | 2 | 8 | 25 | |
| Total Assets | 67 | 59 | 82 | 133 | 162 | 137 | 166 | 293 | 480 | 482 | 758 | 1,093 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 25 | -5 | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | |
| -23 | 10 | 20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 | |
| -1 | -5 | -4 | -3 | -3 | -0 | 9 | -7 | 33 | -7 | -24 | 120 | |
| Net Cash Flow | 0 | -0 | 0 | 2 | -1 | -0 | 7 | -7 | 2 | -2 | 2 | 20 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2 | 2 | 119 | 91 | 0 | 0 | 32 | 0 | 4 | 0 | 4 | 0 |
| Inventory Days | 368 | 59 | ||||||||||
| Days Payable | 194 | 0 | ||||||||||
| Cash Conversion Cycle | 176 | 61 | 119 | 91 | 0 | 0 | 32 | 0 | 4 | 0 | 4 | 0 |
| Working Capital Days | -391 | -83 | -314 | 472 | 83 | 534 | 2,067 | 64 | 44 | 5 | -30 | -5 |
| ROCE % | 3% | 23% | 28% | 8% | 10% | 5% | -8% | 12% | 23% | 5% | 22% | 8% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
2d - Newspaper Publication of Notice of 42nd Annual General Meeting and Details of E-voting of Saraswati Commercial (India) Limited
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Letter To Members - Regulation 30 Of The SEBI (LODR) Regulations, 2015.
2d - AGM on Sep 25, 2025; annual report/notice web-links sent; e-voting Sep 21–24, 2025.
- Reg. 34 (1) Annual Report. 2d
- Notice Of The 42Nd Annual General Meeting Of Saraswati Commercial (India) Limited. 2d
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
29 Aug - Newspaper Publication of Advertisement for the 42nd Annual General Meeting of Saraswati Commercial (India) Ltd. to be held on Thursday, 25th September, 2025 at 2.30 …
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Overview:[1][2][3]
SCIL is a Systemically Important Non
deposit-taking Non-Banking Financial
Company registered with RBI under the category of Investment and Credit Company.
It is in the business of investment in shares
and securities and lending activities. Company is identified for categorization as NBFC -Middle Layer under Scale Based Regulation, as the asset size of the company together with other NBFCs in a group is 1000+ crores.