Saraswati Commercial (India) Ltd
Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]
- Market Cap ₹ 1,408 Cr.
- Current Price ₹ 12,845
- High / Low ₹ 23,902 / 9,215
- Stock P/E 57.3
- Book Value ₹ 8,755
- Dividend Yield 0.00 %
- ROCE 8.32 %
- ROE 6.47 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 9.31% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
22 | 99 | 19 | 11 | 16 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | 39 | |
21 | 87 | 1 | 3 | 2 | 2 | 14 | 2 | 2 | 3 | 3 | 5 | 5 | |
Operating Profit | 1 | 12 | 18 | 8 | 14 | 8 | -13 | 26 | 85 | 21 | 125 | 70 | 33 |
OPM % | 5% | 13% | 95% | 75% | 86% | 82% | -938% | 94% | 97% | 87% | 98% | 93% | 86% |
0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Interest | 1 | 5 | 4 | 3 | 0 | 0 | 0 | 2 | 1 | 2 | 2 | 2 | 2 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 0 | 8 | 14 | 5 | 14 | 7 | -13 | 25 | 84 | 19 | 123 | 69 | 31 |
Tax % | 0% | 18% | 0% | -2% | -17% | 10% | -26% | 14% | 22% | 39% | 16% | 22% | |
0 | 7 | 14 | 5 | 16 | 7 | -10 | 21 | 65 | 12 | 104 | 53 | 25 | |
EPS in Rs | 159.56 | 66.64 | -96.01 | 213.21 | 629.96 | 113.21 | 1,008.93 | 487.36 | 238.01 | ||||
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | -3% |
5 Years: | 123% |
3 Years: | -5% |
TTM: | -77% |
Compounded Profit Growth | |
---|---|
10 Years: | 23% |
5 Years: | 50% |
3 Years: | -6% |
TTM: | -81% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 70% |
3 Years: | 57% |
1 Year: | -42% |
Return on Equity | |
---|---|
10 Years: | 10% |
5 Years: | 11% |
3 Years: | 9% |
Last Year: | 6% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 0.64 | 0.64 | 0.64 | 0.64 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reserves | 14 | 21 | 35 | 115 | 128 | 135 | 155 | 275 | 421 | 432 | 689 | 958 |
41 | 32 | 42 | 8 | 32 | 0 | 10 | 5 | 28 | 22 | 0 | 43 | |
12 | 6 | 5 | 9 | 1 | 0 | 0 | 12 | 30 | 26 | 67 | 91 | |
Total Liabilities | 67 | 59 | 82 | 133 | 162 | 137 | 166 | 293 | 480 | 482 | 758 | 1,093 |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 37 | 44 | 51 | 97 | 119 | 117 | 135 | 286 | 465 | 480 | 749 | 1,069 |
30 | 16 | 32 | 36 | 42 | 20 | 31 | 7 | 14 | 2 | 8 | 25 | |
Total Assets | 67 | 59 | 82 | 133 | 162 | 137 | 166 | 293 | 480 | 482 | 758 | 1,093 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
25 | -5 | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | |
-23 | 10 | 20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 | |
-1 | -5 | -4 | -3 | -3 | -0 | 9 | -7 | 33 | -7 | -24 | 120 | |
Net Cash Flow | 0 | -0 | 0 | 2 | -1 | -0 | 7 | -7 | 2 | -2 | 2 | 20 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 2 | 2 | 119 | 91 | 0 | 0 | 32 | 0 | 4 | 0 | 4 | 0 |
Inventory Days | 368 | 59 | ||||||||||
Days Payable | 194 | 0 | ||||||||||
Cash Conversion Cycle | 176 | 61 | 119 | 91 | 0 | 0 | 32 | 0 | 4 | 0 | 4 | 0 |
Working Capital Days | -391 | -83 | -314 | 472 | 83 | 534 | 2,067 | 64 | 44 | 5 | -30 | -1 |
ROCE % | 3% | 23% | 28% | 8% | 10% | 5% | -8% | 12% | 23% | 5% | 22% | 8% |
Documents
Announcements
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Oct - Certificate under Regulation 74(5) of the SEBI (Depositories & Participants) Regulations, 2018 for the quarter ended 30th September, 2025.
-
Announcement under Regulation 30 (LODR)-Updates on Acquisition
1 Oct - Allotted 10,447 Trualt Bioenergy shares at Rs.496 (₹51.82 lakh) on 30 Sep 2025; acquisition completed.
-
Introduction Of New Email ID Of The MUFG Intime India Private Limited (RTA) For Investors.
30 Sep - RTA investor helpdesk email updated to Investor.helpdesk@in.mpms.mufg.com effective October 1, 2025.
-
Announcement under Regulation 30 (LODR)-Updates on Acquisition
30 Sep - Subscribed 7,00,000 Tilaknagar warrants at Rs382; cost Rs26.74 crore; 25% paid on 29 Sep 2025.
-
Announcement under Regulation 30 (LODR)-Acquisition
29 Sep - Applied for 1,810,500 Trualt shares at Rs.496; application Rs.89.80 crore; allotment expected 30 Sep 2025.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1][2][3]
SCIL is a Systemically Important Non
deposit-taking Non-Banking Financial
Company registered with RBI under the category of Investment and Credit Company.
It is in the business of investment in shares
and securities and lending activities. Company is identified for categorization as NBFC -Middle Layer under Scale Based Regulation, as the asset size of the company together with other NBFCs in a group is 1000+ crores.