Saraswati Commercial (India) Ltd
₹ 14,743
10.81%
14 Aug
- close price
About
Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]
Key Points
- Market Cap ₹ 1,616 Cr.
- Current Price ₹ 14,743
- High / Low ₹ 27,775 / 9,215
- Stock P/E 65.8
- Book Value ₹ 8,755
- Dividend Yield 0.00 %
- ROCE 8.32 %
- ROE 6.47 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 9.31% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 22 | 99 | 19 | 11 | 16 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | 39 | |
| 21 | 87 | 1 | 3 | 2 | 2 | 14 | 2 | 2 | 3 | 3 | 5 | 5 | |
| Operating Profit | 1 | 12 | 18 | 8 | 14 | 8 | -13 | 26 | 85 | 21 | 125 | 70 | 33 |
| OPM % | 5% | 13% | 95% | 75% | 86% | 82% | -938% | 94% | 97% | 87% | 98% | 93% | 86% |
| 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest | 1 | 5 | 4 | 3 | 0 | 0 | 0 | 2 | 1 | 2 | 2 | 2 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | 8 | 14 | 5 | 14 | 7 | -13 | 25 | 84 | 19 | 123 | 69 | 31 |
| Tax % | 0% | 18% | 0% | -2% | -17% | 10% | -26% | 14% | 22% | 39% | 16% | 22% | |
| 0 | 7 | 14 | 5 | 16 | 7 | -10 | 21 | 65 | 12 | 104 | 53 | 25 | |
| EPS in Rs | 159.56 | 66.64 | -96.01 | 213.21 | 629.96 | 113.21 | 1,008.93 | 487.36 | 238.01 | ||||
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 123% |
| 3 Years: | -5% |
| TTM: | -77% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 50% |
| 3 Years: | -6% |
| TTM: | -81% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 90% |
| 3 Years: | 75% |
| 1 Year: | 44% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 11% |
| 3 Years: | 9% |
| Last Year: | 6% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.64 | 0.64 | 0.64 | 0.64 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 14 | 21 | 35 | 115 | 128 | 135 | 155 | 275 | 421 | 432 | 689 | 958 |
| 41 | 32 | 42 | 8 | 32 | 0 | 10 | 5 | 28 | 22 | 0 | 43 | |
| 12 | 6 | 5 | 9 | 1 | 0 | 0 | 12 | 30 | 26 | 67 | 91 | |
| Total Liabilities | 67 | 59 | 82 | 133 | 162 | 137 | 166 | 293 | 480 | 482 | 758 | 1,093 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 37 | 44 | 51 | 97 | 119 | 117 | 135 | 286 | 465 | 480 | 749 | 1,069 |
| 30 | 16 | 32 | 36 | 42 | 20 | 31 | 7 | 14 | 2 | 8 | 25 | |
| Total Assets | 67 | 59 | 82 | 133 | 162 | 137 | 166 | 293 | 480 | 482 | 758 | 1,093 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 25 | -5 | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | |
| -23 | 10 | 20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 | |
| -1 | -5 | -4 | -3 | -3 | -0 | 9 | -7 | 33 | -7 | -24 | 120 | |
| Net Cash Flow | 0 | -0 | 0 | 2 | -1 | -0 | 7 | -7 | 2 | -2 | 2 | 20 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2 | 2 | 119 | 91 | 0 | 0 | 32 | 0 | 4 | 0 | 4 | 0 |
| Inventory Days | 368 | 59 | ||||||||||
| Days Payable | 194 | 0 | ||||||||||
| Cash Conversion Cycle | 176 | 61 | 119 | 91 | 0 | 0 | 32 | 0 | 4 | 0 | 4 | 0 |
| Working Capital Days | -391 | -83 | -314 | 472 | 83 | 534 | 2,067 | 64 | 44 | 5 | -30 | -5 |
| ROCE % | 3% | 23% | 28% | 8% | 10% | 5% | -8% | 12% | 23% | 5% | 22% | 8% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
1d - Newspaper Publication of Un Audited Financial Results for the quarter ended 30th June, 2025 of Saraswati Commercial (India) Limited.
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Book Closure For The 42Nd Annual General Meeting Of The Company.
2d - 42nd AGM on 25 Sept 2025 via VC; e-voting 21-24 Sept; book closure 18-25 Sept.
-
42Nd AGM Of The Company Will Be Held On Thursday, 25Th September, 2025 Through Video Conferencing ("VC')/ Other Audio Visual Means ("OAVM").
2d - 42nd AGM on 25 Sept 2025 via VC; e-voting 21-24 Sept; book closure 18-25 Sept.
-
Announcement under Regulation 30 (LODR)-Change in Directorate
2d - Re-appointment of two independent directors for five-year terms starting Feb and Apr 2026.
-
Announcement under Regulation 30 (LODR)-Resignation of Statutory Auditors
2d - Auditor Ajmera Ajmera & Associates resigns as Saraswati Commercial's asset size exceeds Rs. 1,000 crore.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2][3]
SCIL is a Systemically Important Non
deposit-taking Non-Banking Financial
Company registered with RBI under the category of Investment and Credit Company.
It is in the business of investment in shares
and securities and lending activities. Company is identified for categorization as NBFC -Middle Layer under Scale Based Regulation, as the asset size of the company together with other NBFCs in a group is 1000+ crores.