Saraswati Commercial (India) Ltd

Saraswati Commer Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Saraswati Commercial (India) Ltd

₹ 14,767 -2.85%
30 Jun - close price
saraswaticommercial.com BSE: 512020
About

Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]

Key Points

Business Overview:[1][2][3]
SCIL is a Systemically Important Non
deposit-taking Non-Banking Financial
Company registered with RBI under the category of Investment and Credit Company.
It is in the business of investment in shares
and securities and lending activities. Company is identified for categorization as NBFC -Middle Layer under Scale Based Regulation, as the asset size of the company together with other NBFCs in a group is 1000+ crores.

Website BSE
  • Market Cap ₹ 1,618 Cr.
  • Current Price ₹ 14,767
  • High / Low ₹ 27,775 / 7,700
  • Stock P/E 30.3
  • Book Value ₹ 8,755
  • Dividend Yield 0.00 %
  • ROCE 8.32 %
  • ROE 6.47 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.
  • Promoter holding has increased by 1.67% over last quarter.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 9.31% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
11 -28 57 12 -18 30 29 40 30 68 78 -45 -26
1 0 1 1 1 1 1 1 1 1 2 1 1
Operating Profit 10 -28 57 12 -19 29 28 39 29 67 77 -46 -28
OPM % 92% 99% 95% 98% 98% 98% 97% 98% 98%
0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 1 0 0 0 1 0 0 0 1 0 0 1 1
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 10 -29 56 11 -20 28 28 39 29 67 77 -46 -28
Tax % 35% -14% 20% 26% -13% 14% 14% 14% 22% 22% 17% -15% -19%
6 -25 45 8 -17 24 24 33 22 52 63 -39 -23
EPS in Rs 62.04 -240.02 440.72 81.56 -169.05 237.11 231.09 323.53 217.21 509.27 614.91 -382.56 -209.51
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
22 99 19 11 16 9 1 28 87 24 128 75
21 87 1 3 2 2 14 2 2 3 3 5
Operating Profit 1 12 18 8 14 8 -13 26 85 21 125 70
OPM % 5% 13% 95% 75% 86% 82% -938% 94% 97% 87% 98% 93%
0 1 0 0 0 0 0 0 0 0 0 0
Interest 1 5 4 3 0 0 0 2 1 2 2 2
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 0 8 14 5 14 7 -13 25 84 19 123 69
Tax % 0% 18% 0% -2% -17% 10% -26% 14% 22% 39% 16% 22%
0 7 14 5 16 7 -10 21 65 12 104 53
EPS in Rs 159.56 66.64 -96.01 213.21 629.96 113.21 1,008.93 487.36
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -3%
5 Years: 123%
3 Years: -5%
TTM: -41%
Compounded Profit Growth
10 Years: 23%
5 Years: 50%
3 Years: -6%
TTM: -49%
Stock Price CAGR
10 Years: %
5 Years: 117%
3 Years: 80%
1 Year: 87%
Return on Equity
10 Years: 10%
5 Years: 11%
3 Years: 9%
Last Year: 6%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 0.64 0.64 0.64 0.64 1 1 1 1 1 1 1 1
Reserves 14 21 35 115 128 135 155 275 421 432 689 958
41 32 42 8 32 0 10 5 28 22 0 43
12 6 5 9 1 0 0 12 30 26 67 91
Total Liabilities 67 59 82 133 162 137 166 293 480 482 758 1,093
0 0 0 0 0 0 0 0 0 0 0 0
CWIP 0 0 0 0 0 0 0 0 0 0 0 0
Investments 37 44 51 97 119 117 135 286 465 480 749 1,069
30 16 32 36 42 20 31 7 14 2 8 25
Total Assets 67 59 82 133 162 137 166 293 480 482 758 1,093

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
25 -5 -16 -23 -6 -16 -18 -5 50 27 33 9
-23 10 20 27 8 16 16 4 -81 -22 -7 -108
-1 -5 -4 -3 -3 -0 9 -7 33 -7 -24 120
Net Cash Flow 0 -0 0 2 -1 -0 7 -7 2 -2 2 20

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 2 2 119 91 0 0 32 0 4 0 4 0
Inventory Days 368 59
Days Payable 194 0
Cash Conversion Cycle 176 61 119 91 0 0 32 0 4 0 4 0
Working Capital Days 283 36 493 744 792 534 4,750 64 44 5 -30 -5
ROCE % 3% 23% 28% 8% 10% 5% -8% 12% 23% 5% 22% 8%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
72.32% 72.33% 72.33% 72.33% 72.33% 72.33% 72.33% 72.33% 72.33% 72.33% 72.33% 73.99%
27.68% 27.68% 27.68% 27.68% 27.67% 27.68% 27.68% 27.67% 27.68% 27.68% 27.69% 26.01%
No. of Shareholders 1,3141,6431,7021,7891,7961,7801,7651,9991,9702,9363,1063,175

Documents

Announcements

Annual reports