Shalibhadra Finance Ltd
₹ 507
-4.04%
28 Mar
- close price
- Market Cap ₹ 355 Cr.
- Current Price ₹ 507
- High / Low ₹ 648 / 124
- Stock P/E 32.3
- Book Value ₹ 129
- Dividend Yield 0.20 %
- ROCE 15.7 %
- ROE 13.2 %
- Face Value ₹ 10.0
Pros
- Promoter holding has increased by 4.65% over last quarter.
Cons
- Stock is trading at 3.93 times its book value
- The company has delivered a poor sales growth of 7.39% over past five years.
- Company has a low return on equity of 11.6% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
8 | 10 | 11 | 12 | 13 | 16 | 19 | 22 | 24 | 21 | 22 | 28 | 31 | |
2 | 3 | 3 | 3 | 4 | 5 | 5 | 5 | 7 | 8 | 7 | 9 | 10 | |
Operating Profit | 6 | 8 | 8 | 9 | 9 | 11 | 15 | 17 | 17 | 13 | 15 | 19 | 21 |
OPM % | 73% | 75% | 72% | 72% | 71% | 71% | 76% | 77% | 73% | 64% | 68% | 68% | 68% |
-0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Interest | 3 | 3 | 3 | 3 | 4 | 5 | 7 | 8 | 9 | 9 | 7 | 7 | 6 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 3 | 4 | 5 | 6 | 5 | 6 | 8 | 9 | 8 | 5 | 8 | 11 | 15 |
Tax % | 37% | 37% | 37% | 35% | 37% | 34% | 28% | 28% | 28% | 30% | 26% | 26% | |
2 | 3 | 3 | 4 | 3 | 4 | 6 | 6 | 6 | 4 | 6 | 8 | 11 | |
EPS in Rs | 4.32 | 5.66 | 6.02 | 7.58 | 6.92 | 8.59 | 11.33 | 12.79 | 11.61 | 7.02 | 12.03 | 13.36 | 16.53 |
Dividend Payout % | 19% | 16% | 17% | 13% | 14% | 12% | 11% | 9% | 0% | 7% | 7% | 7% |
Compounded Sales Growth | |
---|---|
10 Years: | 11% |
5 Years: | 7% |
3 Years: | 5% |
TTM: | 18% |
Compounded Profit Growth | |
---|---|
10 Years: | 11% |
5 Years: | 8% |
3 Years: | 13% |
TTM: | 37% |
Stock Price CAGR | |
---|---|
10 Years: | 38% |
5 Years: | 41% |
3 Years: | 107% |
1 Year: | 290% |
Return on Equity | |
---|---|
10 Years: | 15% |
5 Years: | 13% |
3 Years: | 12% |
Last Year: | 13% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 7 |
Reserves | 6 | 8 | 10 | 14 | 16 | 20 | 26 | 32 | 37 | 40 | 46 | 70 | 83 |
18 | 19 | 21 | 25 | 29 | 43 | 60 | 71 | 76 | 62 | 57 | 55 | 57 | |
4 | 5 | 5 | 6 | 4 | 4 | 6 | 7 | 5 | 4 | 10 | 6 | 4 | |
Total Liabilities | 33 | 37 | 41 | 50 | 55 | 73 | 96 | 115 | 123 | 112 | 117 | 137 | 151 |
1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 0 | 0 | 0 | 0 |
32 | 36 | 41 | 49 | 53 | 70 | 93 | 112 | 119 | 110 | 115 | 134 | 149 | |
Total Assets | 33 | 37 | 41 | 50 | 55 | 73 | 96 | 115 | 123 | 112 | 117 | 137 | 151 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-3 | -1 | -2 | -4 | -3 | -12 | -15 | -12 | 0 | 7 | 2 | -5 | |
-1 | 0 | 0 | -0 | -0 | -2 | -0 | -1 | -2 | 2 | -1 | -2 | |
4 | 1 | 2 | 5 | 3 | 14 | 17 | 12 | 4 | -14 | 1 | 11 | |
Net Cash Flow | 0 | 0 | 0 | 0 | -0 | 1 | 2 | -1 | 3 | -4 | 2 | 4 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 2 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 2 |
Working Capital Days | 772 | 715 | 763 | 786 | 870 | 948 | 1,043 | -99 | -30 | -34 | -33 | -5 |
ROCE % | 23% | 24% | 22% | 23% | 20% | 19% | 19% | 17% | 15% | 12% | 14% | 16% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
21 Mar - Cancellation of Schedule of Analysts/Institutional Investors Meeting under the SEBI LODR, 2015. This is with reference to our letter dated 18th February 2024, we would …
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
19 Mar - Press Release titled "Shalibhadra Finance Accelerates Growth Trajectory; Expands Reach, Product Innovation, and More"
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
18 Mar - Schedule of Analysts/Institutional Investors Meeting with the Company is as below: Date = Friday, 22nd March 2024 Timings = 11:00 AM Onwards Type of Interaction …
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 28 Feb
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Announcement under Regulation 30 (LODR)-Investor Presentation
16 Feb - Investor Presentation for the Quarter ended 31st December, 2023.
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1][2]
SFL is an NBFC focusing on rural and semi-urban areas in Gujarat, Maharashtra & Madhya Pradesh. It has a network of over 42 branches where it offers wide range of small ticket asset financing and customized retail products such as financing New & Used 2 wheelers, Auto rickshaws cars & consumer durables. Company has an asset under management of about Rs. 130 crores and an active customer base of 1+ Lac