Shalibhadra Finance Ltd
₹ 134
1.63%
10 Jun
- close price
- Market Cap ₹ 413 Cr.
- Current Price ₹ 134
- High / Low ₹ 211 / 120
- Stock P/E 25.8
- Book Value ₹ 49.9
- Dividend Yield 0.22 %
- ROCE 15.0 %
- ROE 12.8 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company has delivered good profit growth of 22.5% CAGR over last 5 years
Cons
- Company has a low return on equity of 12.9% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
11 | 12 | 13 | 16 | 19 | 22 | 24 | 21 | 22 | 28 | 33 | 36 | |
3 | 3 | 4 | 5 | 5 | 5 | 7 | 8 | 7 | 9 | 10 | 10 | |
Operating Profit | 8 | 9 | 9 | 11 | 15 | 17 | 17 | 13 | 15 | 19 | 23 | 26 |
OPM % | 72% | 72% | 71% | 71% | 76% | 77% | 73% | 64% | 68% | 68% | 70% | 71% |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Interest | 3 | 3 | 4 | 5 | 7 | 8 | 9 | 9 | 7 | 7 | 7 | 5 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 5 | 6 | 5 | 6 | 8 | 9 | 8 | 5 | 8 | 11 | 16 | 21 |
Tax % | 37% | 35% | 37% | 34% | 28% | 28% | 28% | 30% | 26% | 26% | 26% | 22% |
3 | 4 | 3 | 4 | 6 | 6 | 6 | 4 | 6 | 8 | 12 | 16 | |
EPS in Rs | 1.50 | 1.90 | 1.73 | 2.15 | 2.84 | 3.20 | 2.90 | 1.76 | 3.01 | 3.34 | 4.28 | 5.18 |
Dividend Payout % | 17% | 13% | 14% | 12% | 11% | 9% | 0% | 7% | 7% | 7% | 7% | 2% |
Compounded Sales Growth | |
---|---|
10 Years: | 11% |
5 Years: | 9% |
3 Years: | 18% |
TTM: | 11% |
Compounded Profit Growth | |
---|---|
10 Years: | 15% |
5 Years: | 22% |
3 Years: | 39% |
TTM: | 34% |
Stock Price CAGR | |
---|---|
10 Years: | 30% |
5 Years: | 66% |
3 Years: | 38% |
1 Year: | -9% |
Return on Equity | |
---|---|
10 Years: | 14% |
5 Years: | 12% |
3 Years: | 13% |
Last Year: | 13% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 |
Reserves | 10 | 14 | 16 | 20 | 26 | 32 | 37 | 40 | 53 | 72 | 90 | 147 |
21 | 25 | 29 | 43 | 60 | 71 | 76 | 62 | 57 | 55 | 58 | 37 | |
5 | 6 | 4 | 4 | 6 | 7 | 5 | 4 | 3 | 3 | 3 | 4 | |
Total Liabilities | 41 | 50 | 55 | 73 | 96 | 115 | 123 | 112 | 117 | 136 | 158 | 195 |
1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 0 | 0 | 0 | 0 | 9 |
41 | 49 | 53 | 70 | 93 | 112 | 119 | 110 | 115 | 134 | 156 | 183 | |
Total Assets | 41 | 50 | 55 | 73 | 96 | 115 | 123 | 112 | 117 | 136 | 158 | 195 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-2 | -4 | -3 | -12 | -15 | -12 | 0 | 7 | 2 | -5 | 3 | -27 | |
0 | -0 | -0 | -2 | -0 | -1 | -2 | 2 | -1 | -2 | -2 | -10 | |
2 | 5 | 3 | 14 | 17 | 12 | 4 | -14 | 1 | 11 | 9 | 24 | |
Net Cash Flow | 0 | 0 | -0 | 1 | 2 | -1 | 3 | -4 | 2 | 4 | 10 | -13 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 2 | 2 | 0 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 2 | 2 | 0 |
Working Capital Days | 763 | 786 | 870 | 948 | 1,043 | -99 | -30 | -34 | -33 | -5 | 17 | 1 |
ROCE % | 22% | 23% | 20% | 19% | 19% | 17% | 15% | 12% | 14% | 15% | 16% | 15% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association
6 Jun - Unreadable text of Memorandum and Articles of Association; no clear announcement discernible.
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Board Meeting Outcome for Regulation 30 Of SEBI (LODR) Regulations, 2015 -Outcome Of Meeting Of Board For Allotment Of Equity Shares Pursuant To Bonus Issue.
5 Jun - Allotted 2.31 crore bonus shares in 3:1 ratio; paid-up capital increased to Rs.30.88 crore.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
4 Jun - Shalibhadra Finance reports 34% profit growth, strong capital, 30.6% AUM rise, and network expansion to 53 branches in FY25.
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Intimation Pursuant To Regulation 23(9) Of SEBI (LODR) Regulations, 2015
29 May - Disclosure of related party transactions for half year ended March 31, 2025, per SEBI regulations.
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Re: Code No.: 511754
Subject: Outcome Of Board Meeting
29 May - Audited FY25 results approved; 4% dividend recommended; 3:1 bonus issue declared; net profit Rs 16 Cr.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2]
SFL is an NBFC focusing on rural and semi-urban areas in Gujarat, Maharashtra & Madhya Pradesh. It has a network of over 42 branches where it offers wide range of small ticket asset financing and customized retail products such as financing New & Used 2 wheelers, Auto rickshaws cars & consumer durables. Company has an asset under management of about Rs. 130 crores and an active customer base of 1+ Lac