Libord Finance Ltd

₹ 15.2 -2.82%

30 Sep - close price

About

Incorporated in 1994, Libord Finance Ltd is in
the business of providing financial services.^[1]

Key Points

Business Overview:^[1]^[2]
LFL is registered as a non-systematic
important non-deposit taking non-banking fin.
company that is in the business of providing:
a) Financial services
b) Working capital loans
c) Project finance
d) Syndication of loans
e) Corporate advisory services
f) Financial consultancy

Website BSE

Market Cap ₹ 23.8 Cr.
Current Price ₹ 15.2
High / Low ₹ 31.9 / 13.2
Stock P/E 12.5
Book Value ₹ 11.4
Dividend Yield 0.00 %
ROCE 1.70 %
ROE 1.20 %
Face Value ₹ 10.0

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Pros

Company is almost debt free.

Cons

Though the company is reporting repeated profits, it is not paying out dividend
The company has delivered a poor sales growth of -8.10% over past five years.
Company has a low return on equity of 0.76% over last 3 years.
Company has high debtors of 459 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Detailed Comparison with:

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
	0.13	0.13	0.12	0.21	0.17	0.17	0.11	0.25	0.11	0.12	0.44	0.09	0.08
Interest	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.02	0.14
	0.10	0.10	0.12	0.11	0.27	0.08	0.13	0.14	0.20	0.18	0.20	0.19	0.36
Financing Profit	0.02	0.02	-0.01	0.09	-0.11	0.08	-0.03	0.10	-0.09	-0.06	0.24	-0.12	-0.42
Financing Margin %	15.38%	15.38%	-8.33%	42.86%	-64.71%	47.06%	-27.27%	40.00%	-81.82%	-50.00%	54.55%	-133.33%	-525.00%
	0.04	0.03	0.07	0.02	0.00	0.15	0.14	-0.05	0.16	0.29	0.23	-0.21	0.47
Depreciation	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05
Profit before tax	0.02	0.01	0.02	0.07	-0.15	0.19	0.07	0.01	0.03	0.19	0.43	-0.38	0.00
Tax %	50.00%	0.00%	0.00%	14.29%	0.00%	5.26%	28.57%	0.00%	33.33%	21.05%	25.58%	-26.32%
	0.13	0.27	0.43	-0.10	-0.44	0.48	0.47	-0.51	0.21	0.84	0.81	0.11	0.14
EPS in Rs	0.08	0.17	0.27	-0.06	-0.28	0.31	0.30	-0.32	0.13	0.54	0.52	0.07	0.09
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
	1.70	0.86	0.88	1.03	1.60	1.19	1.53	0.65	0.59	0.69	0.78	0.73
Interest	0.00	0.00	0.01	0.04	0.03	0.00	0.03	0.03	0.05	0.03	0.03	0.16
	1.03	0.71	0.65	0.97	0.88	1.12	0.95	0.35	0.42	0.62	0.75	0.93
Financing Profit	0.67	0.15	0.22	0.02	0.69	0.07	0.55	0.27	0.12	0.04	0.00	-0.36
Financing Margin %	39.41%	17.44%	25.00%	1.94%	43.12%	5.88%	35.95%	41.54%	20.34%	5.80%	0.00%	-49.32%
	0.00	0.00	0.15	0.09	0.00	0.00	0.00	0.03	0.16	0.24	0.44	0.78
Depreciation	0.01	0.02	0.02	0.03	0.03	0.04	0.22	0.19	0.17	0.17	0.18	0.18
Profit before tax	0.66	0.13	0.35	0.08	0.66	0.03	0.33	0.11	0.11	0.11	0.26	0.24
Tax %	30.30%	23.08%	22.86%	12.50%	25.76%	33.33%	21.21%	18.18%	27.27%	27.27%	23.08%
	0.45	0.10	0.26	0.07	0.49	0.02	0.26	0.09	0.08	0.08	0.20	1.90
EPS in Rs	0.56	0.12	0.32	0.26	0.49	0.01	0.17	0.06	0.05	0.05	0.13	1.22
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Compounded Sales Growth
10 Years:	-8%
5 Years:	-8%
3 Years:	6%
TTM:	14%

Compounded Profit Growth
10 Years:	-8%
5 Years:	58%
3 Years:	31%
TTM:	192%

Stock Price CAGR
10 Years:	2%
5 Years:	23%
3 Years:	32%
1 Year:	-14%

Return on Equity
10 Years:	1%
5 Years:	1%
3 Years:	1%
Last Year:	1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	8.00	8.00	8.00	8.00	12.00	13.65	15.70	15.70	15.70	15.70	15.70
Reserves	-0.06	-0.01	0.25	0.71	2.28	1.32	-2.18	-0.90	-0.28	-0.14	2.14
Borrowing	0.10	0.00	0.00	1.79	0.08	0.00	0.00	0.00	0.30	0.13	0.57
	0.31	0.17	0.44	0.31	0.24	0.25	0.17	0.47	0.04	0.10	0.05
Total Liabilities	8.35	8.16	8.69	10.81	14.60	15.22	13.69	15.27	15.76	15.79	18.46
	0.12	0.05	0.06	0.04	0.10	0.07	0.04	0.01	0.01	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	3.82	3.89	3.56	3.98	6.21	10.03	6.81	7.98	8.51	9.08	11.43
	4.41	4.22	5.07	6.79	8.29	5.12	6.84	7.28	7.24	6.71	7.03
Total Assets	8.35	8.16	8.69	10.81	14.60	15.22	13.69	15.27	15.76	15.79	18.46

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
	0.11	0.88	0.06	-4.60	1.27	-1.55	0.03	-0.01	0.47	0.34
	-0.06	0.28	0.10	-1.72	-2.51	-0.03	0.01	0.00	-0.66	-0.24
	-0.10	0.00	1.80	3.28	1.16	1.54	0.00	0.00	0.16	0.00
Net Cash Flow	-0.05	1.16	1.96	-3.04	-0.08	-0.04	0.04	-0.01	-0.03	0.10
Free Cash Flow	0.11	0.85	0.05	-4.70	1.26	-1.55	0.03	-0.01	0.47	0.34
CFO/OP	207%	400%	233%	-638%	1,814%	-262%	10%	29%	700%	1,233%

Ratios

Consolidated / View Standalone

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
ROE %	5.67%	1.26%	3.20%	1.89%	5.13%	0.14%	1.83%	0.64%	0.53%	0.52%	1.20%

Insights

In beta

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Total Investment Portfolio (Quoted + Unquoted)
Hundred INR ・Standalone data

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		xxx,xxx.xx	xxx,xxx.xx	xxx,xxx.xx	xxx,xxx.xx	xxx,xxx.xx	xxx,xxx.xx	xxx,xxx.xx	x,xxx,xxx.xx
		x	x	x	x	x	x	x	x
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Net Loan Book (Working Capital Loans + Assigned Debt)
Hundred INR ・Standalone data

Permanent Employees on Rolls
Number ・Standalone data

Capital to Risk-Weighted Assets Ratio (CRAR)
% ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	74.81%	74.81%	74.82%	74.82%	74.82%	74.82%	74.82%	74.82%	74.82%	74.82%	74.82%	74.82%
	25.19%	25.18%	25.19%	25.19%	25.18%	25.18%	25.18%	25.17%	25.18%	25.19%	25.17%	25.17%
No. of Shareholders	11,957	11,964	12,168	12,084	12,228	12,282	12,286	12,374	12,383	12,477	12,394	12,353

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Jun 2026
	59.00%	63.97%	68.07%	72.90%	74.81%	74.81%	74.81%	74.82%	74.82%	74.82%	74.82%
	0.00%	0.01%	0.01%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
	41.00%	36.03%	31.92%	27.09%	25.19%	25.19%	25.19%	25.19%	25.18%	25.17%	25.17%
No. of Shareholders	11,929	11,763	11,721	11,732	11,698	11,861	11,968	12,168	12,286	12,394	12,353

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Libord Finance Ltd

Libord Finance Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports