Sulabh Engineers & Services Ltd
₹ 2.47
5.11%
18 Sep
2:31 p.m.
About
Incorporated in 1983, Sulabh
Engineers and Services Ltd is
in the business of lending and
agricultural activities[1]
Key Points
- Market Cap ₹ 24.8 Cr.
- Current Price ₹ 2.47
- High / Low ₹ 3.70 / 2.03
- Stock P/E 14.7
- Book Value ₹ 3.62
- Dividend Yield 0.00 %
- ROCE 4.69 %
- ROE 2.42 %
- Face Value ₹ 1.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.70 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 25.6%
- Company has a low return on equity of 4.50% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.85 | 2.07 | 5.23 | 4.84 | 8.01 | 3.82 | 2.47 | 3.74 | 3.63 | 3.69 | 5.46 | 4.42 | 4.74 | |
| Interest | 0.64 | 0.73 | 0.69 | 0.26 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.18 | 0.42 | 0.36 | 0.31 |
| 0.32 | 0.53 | 1.57 | 1.35 | 5.45 | 1.62 | 0.85 | 2.36 | 1.70 | 1.47 | 1.89 | 2.20 | 2.68 | |
| Financing Profit | 0.89 | 0.81 | 2.97 | 3.23 | 2.55 | 2.20 | 1.62 | 1.38 | 1.93 | 2.04 | 3.15 | 1.86 | 1.75 |
| Financing Margin % | 48.11% | 39.13% | 56.79% | 66.74% | 31.84% | 57.59% | 65.59% | 36.90% | 53.17% | 55.28% | 57.69% | 42.08% | 36.92% |
| 0.05 | 0.03 | 0.08 | 0.00 | 0.04 | 0.00 | 0.01 | 0.00 | 0.01 | 0.28 | 0.64 | 0.02 | 0.48 | |
| Depreciation | 0.12 | 0.08 | 0.09 | 0.06 | 0.06 | 0.11 | 0.19 | 0.15 | 0.16 | 0.13 | 0.11 | 0.08 | 0.08 |
| Profit before tax | 0.82 | 0.76 | 2.96 | 3.17 | 2.53 | 2.09 | 1.44 | 1.23 | 1.78 | 2.19 | 3.68 | 1.80 | 2.15 |
| Tax % | 34.15% | 26.32% | 7.43% | 4.73% | 0.00% | -0.96% | 25.69% | 10.57% | 17.42% | 20.09% | 11.68% | 5.00% | |
| 0.55 | 0.55 | 2.75 | 3.02 | 2.53 | 2.12 | 1.07 | 1.11 | 1.47 | 1.74 | 3.25 | 1.70 | 2.04 | |
| EPS in Rs | 0.05 | 0.05 | 0.27 | 0.30 | 0.15 | 0.12 | 0.08 | 0.11 | 0.11 | 0.14 | 0.24 | 0.09 | 0.16 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 12% |
| 3 Years: | 7% |
| TTM: | 10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 0% |
| 3 Years: | -9% |
| TTM: | -16% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | -28% |
| 1 Year: | -32% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 4% |
| 3 Years: | 5% |
| Last Year: | 2% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 | 10.05 |
| Reserves | 11.92 | 12.45 | 14.05 | 15.81 | 16.19 | 17.44 | 18.50 | 20.39 | 21.53 | 22.96 | 25.42 | 26.28 |
| Borrowing | 9.88 | 9.75 | 8.71 | 3.31 | 3.38 | 3.38 | 3.38 | 3.38 | 3.38 | 1.27 | 1.65 | 0.00 |
| 3.05 | 3.24 | 4.28 | 5.41 | 7.52 | 9.51 | 8.65 | 7.84 | 8.05 | 8.23 | 9.79 | 10.51 | |
| Total Liabilities | 34.90 | 35.49 | 37.09 | 34.58 | 37.14 | 40.38 | 40.58 | 41.66 | 43.01 | 42.51 | 46.91 | 46.84 |
| 19.81 | 19.73 | 19.77 | 22.92 | 22.90 | 23.54 | 23.35 | 23.34 | 23.19 | 23.12 | 22.74 | 22.66 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.21 | 1.44 | 3.19 | 2.59 | 3.32 | 3.00 | 2.60 | 1.46 | 2.89 | 8.55 | 6.32 | 8.87 |
| 13.88 | 14.32 | 14.13 | 9.07 | 10.92 | 13.84 | 14.63 | 16.86 | 16.93 | 10.84 | 17.85 | 15.31 | |
| Total Assets | 34.90 | 35.49 | 37.09 | 34.58 | 37.14 | 40.38 | 40.58 | 41.66 | 43.01 | 42.51 | 46.91 | 46.84 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.56 | 0.54 | 1.99 | 8.32 | 4.27 | 1.87 | 1.11 | 0.24 | 1.46 | -1.53 | -0.65 | 1.77 | |
| -0.56 | -0.23 | -1.75 | -2.61 | -0.03 | -0.75 | 0.00 | -0.14 | -0.01 | -0.06 | 0.27 | -0.01 | |
| 0.50 | -0.12 | -1.04 | -5.40 | -4.30 | -1.70 | -0.30 | 0.00 | 0.00 | -0.79 | 0.37 | -1.65 | |
| Net Cash Flow | -0.62 | 0.19 | -0.80 | 0.31 | -0.07 | -0.58 | 0.81 | 0.10 | 1.45 | -2.38 | 0.00 | 0.12 |
| Free Cash Flow | -0.57 | 0.54 | 1.99 | 5.11 | 4.24 | 1.12 | 1.11 | 0.10 | 1.45 | -1.59 | -0.38 | 1.76 |
| CFO/OP | -18% | 54% | 64% | 243% | 167% | 89% | 88% | 30% | 91% | -50% | -3% | 103% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 2.53% | 2.47% | 11.80% | 12.09% | 5.87% | 4.65% | 3.03% | 3.76% | 3.68% | 4.40% | 6.76% | 2.42% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Carrying Amount of Loans (Loan Book) Rs. in Lakhs ・Standalone data |
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| Trading Profit on Investments / F&O Rs. in Lakhs ・Standalone data |
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| ECL Provisions / Impairment Loss Allowance Rs. in Lakhs ・Standalone data |
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| Loans to Subsidiary (Inter-company) Rs. in Lakhs ・Standalone data |
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| Other Loans (Third Party) Rs. in Lakhs ・Standalone data |
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| New Disbursements Rs. in Lakhs ・Standalone data |
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| Stage 2 + Stage 3 (NPA) Loans Rs. in Lakhs ・Standalone data |
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Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
- Newspaper publication for information regarding the upcoming 43rd AGM.
-
Announcement Under Regulation 30 Of SEBI (LODR) Regulations, 2015.
- 43rd AGM scheduled for 28 Sep 2026; annual report 2025-26 dispatched, KYC/email update requested.
-
Intimation Of Record Cum Cut-Off Date For Determining Shareholders For The Purpose Of E-Voting And 43Rd AGM.
- 43rd AGM on 28 Sep 2026; record date 22 Sep; book closure 23–28 Sep; MD reappointment, ₹2 crore RPT.
-
General Update - Notice Of 43Rd AGM.
- 43rd AGM on 28 Sep 2026; annual report released, MD reappointment and ₹2 crore related-party approval proposed.
- Reg. 34 (1) Annual Report.
Annual reports
-
Annual Report 2025
from web
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Annual Report 2025
from bse
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Annual Report 2024
from bse
-
Annual Report 2023
from bse
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Annual Report 2022
from bse
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Annual Report 2021
from bse
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Annual Report 2020
from bse
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Annual Report 2019
from bse
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Annual Report 2018
from bse
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Annual Report 2017
from bse
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Annual Report 2016
from bse
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Annual Report 2015
from bse
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Annual Report 2014
from bse
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Annual Report 2013
from bse
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Annual Report 2012
from bse
Business Overview:[1][2]
SESL is a registered non-systemically important, non-deposit taking NBFC engaged in lending to retail, SME, and commercial customers. It provides inclusive financial solutions tailored to individuals and organizations across multiple business needs including:
a) Margin Financing
SESL finances the long-term working capital requirements of businesses, helping clients manage liquidity and sustain operations efficiently.
b) Asset Financing
The company provides funding for asset acquisition, secured against the asset itself. Such financing can also be structured as bridge finance, with the exposure later transferred to another lender.
c) Promoter & Structured Financing
SESL offers promoter funding against shareholding to support capital investments and business expansion. It also provides structured debt solutions and customized financing linked to specific cash flows or asset-backed structures.
d) Stressed Asset Funding
The company supports revival of stressed assets through tailored debt or hybrid financing structures aimed at business turnaround and value recovery.