Vani Commercials Ltd
₹ 13.8
-4.15%
27 Jan
- close price
About
Incorporated in 1988, Vani Commercials Ltd is in the business of providing loan and investment as an NBFC
Key Points
- Market Cap ₹ 16.3 Cr.
- Current Price ₹ 13.8
- High / Low ₹ 16.2 / 6.50
- Stock P/E 30.1
- Book Value ₹ 11.8
- Dividend Yield 0.00 %
- ROCE 4.99 %
- ROE 1.19 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 1.17 times its book value
- Company's working capital requirements have reduced from 73.2 days to 37.9 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 8.65%
- Company has a low return on equity of 0.64% over last 3 years.
- Earnings include an other income of Rs.0.33 Cr.
- Company's cost of borrowing seems high
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.15 | 0.16 | 0.17 | 0.18 | 0.23 | 0.30 | 0.29 | 0.24 | 0.26 | 0.54 | 0.67 | 1.06 | 1.44 | |
0.11 | 0.12 | 0.12 | 0.13 | 0.20 | 0.26 | 0.25 | 0.23 | 0.24 | 0.53 | 0.27 | 0.35 | 0.60 | |
Operating Profit | 0.04 | 0.04 | 0.05 | 0.05 | 0.03 | 0.04 | 0.04 | 0.01 | 0.02 | 0.01 | 0.40 | 0.71 | 0.84 |
OPM % | 26.67% | 25.00% | 29.41% | 27.78% | 13.04% | 13.33% | 13.79% | 4.17% | 7.69% | 1.85% | 59.70% | 66.98% | 58.33% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.02 | 0.00 | 0.01 | 0.33 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 | 0.60 | 0.63 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 0.04 | 0.04 | 0.05 | 0.05 | 0.03 | 0.04 | 0.04 | 0.02 | 0.02 | 0.03 | 0.04 | 0.12 | 0.54 |
Tax % | 25.00% | 25.00% | 40.00% | 40.00% | 33.33% | 25.00% | 50.00% | 50.00% | 50.00% | 66.67% | 25.00% | 58.33% | |
Net Profit | 0.03 | 0.03 | 0.04 | 0.04 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.03 | 0.05 | 0.54 |
EPS in Rs | 0.15 | 0.15 | 0.20 | 0.20 | 0.05 | 0.05 | 0.05 | 0.02 | 0.02 | 0.00 | 0.07 | 0.12 | 0.90 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 21% |
5 Years: | 30% |
3 Years: | 60% |
TTM: | 69% |
Compounded Profit Growth | |
---|---|
10 Years: | 5% |
5 Years: | 20% |
3 Years: | 71% |
TTM: | 671% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 16% |
3 Years: | 18% |
1 Year: | 13% |
Return on Equity | |
---|---|
10 Years: | 1% |
5 Years: | 0% |
3 Years: | 1% |
Last Year: | 1% |
Balance Sheet
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Sep 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2.02 | 2.02 | 2.02 | 2.02 | 4.12 | 4.12 | 4.12 | 4.12 | 4.12 | 4.12 | 4.12 | 4.12 | 11.74 | |
Reserves | -0.14 | -0.11 | -0.08 | -0.04 | -0.02 | 0.01 | 0.02 | 0.02 | 0.03 | 0.04 | 0.07 | 0.11 | 2.11 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 | 0.00 | 0.00 | 0.00 | 4.11 | 6.87 | 13.55 | 0.13 | |
0.01 | 0.04 | 0.06 | 0.08 | 0.08 | 0.10 | 0.03 | 0.03 | 0.03 | 0.08 | 0.14 | 0.18 | 7.12 | |
Total Liabilities | 1.89 | 1.95 | 2.00 | 2.06 | 4.18 | 4.33 | 4.17 | 4.17 | 4.18 | 8.35 | 11.20 | 17.96 | 21.10 |
0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 0.40 | 1.96 | 1.96 | 1.96 | 1.96 | 1.96 | 2.06 | 2.05 | 2.05 | 2.01 |
1.89 | 1.95 | 2.00 | 1.66 | 2.21 | 2.36 | 2.20 | 2.21 | 2.22 | 6.29 | 9.15 | 15.91 | 19.06 | |
Total Assets | 1.89 | 1.95 | 2.00 | 2.06 | 4.18 | 4.33 | 4.17 | 4.17 | 4.18 | 8.35 | 11.20 | 17.96 | 21.10 |
Cash Flows
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.96 | 0.06 | 0.05 | 0.06 | -0.06 | 0.04 | -0.09 | -0.03 | 0.04 | -4.24 | -2.72 | -6.76 | |
0.00 | -0.06 | -0.17 | 0.06 | -2.06 | -0.14 | 0.53 | -0.16 | 0.04 | -0.11 | 0.01 | 0.00 | |
1.05 | 0.00 | 0.00 | 0.00 | 2.10 | 0.10 | -0.10 | 0.00 | 0.00 | 4.11 | 2.76 | 6.68 | |
Net Cash Flow | 0.09 | 0.00 | -0.12 | 0.12 | -0.02 | 0.00 | 0.34 | -0.19 | 0.07 | -0.24 | 0.06 | -0.09 |
Ratios
Figures in Rs. Crores
Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 27.04 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 27.04 | 0.00 | 0.00 |
Working Capital Days | 0.00 | -91.25 | -21.47 | -20.28 | 174.57 | 73.00 | 465.69 | 319.38 | 266.73 | 121.67 | 59.93 | 37.88 |
ROCE % | 2.99% | 2.11% | 2.60% | 2.55% | 0.99% | 0.96% | 0.96% | 0.48% | 0.48% | 0.48% | 4.14% | 4.99% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Change in Directorate
17 Jan - Mr. Mukesh Sukhija (DIN:01038078) has tendered his resignation w.e.f. 17th January, 2023 from the position of Non-Executive Director of the Company. The copy of the …
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Jan - In compliance with the provisions of Regulation 74 (5) of SEBI (Depositories and Participants) Regulations, 2018, please find enclosed herewith certificate issued by Mr. Parveen …
- Closure of Trading Window 30 Dec
- NON-APPLICABILITY OF REGULATION 23(9) OF SEBI (LODR) REGULATIONS, 2015 FOR THE HALF YEAR ENDED 30TH SEPTEMBER, 2022 1 Dec 2022
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
16 Nov 2022 - The Un-Audited Financial Results for the Quarter and Half year ended 30th September, 2022 adopted and approved at the meeting of Board of the Company …
Services Offered:[1][2]
a) Loans for Purchase of Equipment and Machinery
b) Working Capital loans
c) Loans for Business or Capacity expansion
d) Loans against Property
e) Loans for Purchase of Commercial Property
f) Loans for E-vehicles and Lease Rental Discounting
g) Personal Loans
h) Unsecured Loans
i) Financial Consultancy
j) Home Loans
k) Retail IPO funding
l) Corporate Deposits