Vani Commercials Ltd
Incorporated in 1988, Vani Commercials Ltd is an NBFC - Investment and Credit Company.[1]
- Market Cap ₹ 25.7 Cr.
- Current Price ₹ 8.75
- High / Low ₹ 14.0 / 6.71
- Stock P/E 62.8
- Book Value ₹ 11.7
- Dividend Yield 0.00 %
- ROCE 4.51 %
- ROE 2.62 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.74 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 2.12% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| 0.00 | 3.14 | 3.39 | 5.71 | |
| Interest | 0.00 | 1.15 | 0.66 | 1.35 |
| 0.00 | 1.41 | 2.15 | 3.60 | |
| Financing Profit | 0.00 | 0.58 | 0.58 | 0.76 |
| Financing Margin % | 18.47% | 17.11% | 13.31% | |
| 0.00 | 0.02 | 0.02 | 0.05 | |
| Depreciation | 0.00 | 0.00 | 0.12 | 0.16 |
| Profit before tax | 0.00 | 0.60 | 0.48 | 0.65 |
| Tax % | 60.00% | 45.83% | 46.15% | |
| 0.00 | 0.24 | 0.26 | 0.36 | |
| EPS in Rs | 0.00 | 0.20 | 0.22 | 0.12 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 68% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 38% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 29% |
| 3 Years: | -14% |
| 1 Year: | -21% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 2% |
| Last Year: | 3% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Equity Capital | 11.74 | 11.74 | 11.74 | |
| Reserves | 1.34 | 1.66 | 2.02 | |
| Borrowing | 9.34 | 40.22 | 30.60 | |
| 0.65 | 1.64 | 1.53 | ||
| Total Liabilities | 23.07 | 55.26 | 45.89 | |
| 0.00 | 0.03 | 0.25 | ||
| CWIP | 0.00 | 0.00 | 0.00 | |
| Investments | 4.22 | 3.24 | 4.85 | |
| 18.85 | 51.99 | 40.79 | ||
| Total Assets | 23.07 | 55.26 | 45.89 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| -2.22 | -31.61 | 11.22 | ||
| -2.63 | 0.96 | -1.85 | ||
| 4.94 | 30.87 | -9.63 | ||
| Net Cash Flow | 0.09 | 0.22 | -0.26 | |
| Free Cash Flow | -2.22 | -31.63 | 10.99 | |
| CFO/OP | -1,827% | 905% |
Ratios
Consolidated / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| ROE % | 0.00% | 1.81% | 1.91% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Loans (Loan Book / Loans and Advances) INR Lakhs ・Standalone data |
|
|||||||||
| Number of Permanent Employees on Rolls count ・Standalone data |
||||||||||
| Number of Branch Offices count ・Standalone data |
||||||||||
Extracted by Screener AI
Documents
Announcements
- Submission Of Voting Results Of 39Th AGM Held On Today I.E. 30Th September, 2026
- Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
-
Shareholder Meeting / Postal Ballot-Outcome of AGM
- Vani Commercials held its 39th AGM on 30 September 2026; two ordinary resolutions were put to vote.
- Closure of Trading Window
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
- Submission of Newspaper publication w.r.t. Notice of 39th Annual General Meeting of the Company
Annual reports
-
Annual Report 2026
from bse
-
Annual Report 2025
from bse
-
Annual Report 2024
from bse
-
Annual Report 2023
from bse
-
Annual Report 2022
from bse
-
Annual Report 2021
from bse
-
Annual Report 2020
from bse
-
Annual Report 2019
from bse
-
Annual Report 2018
from bse
-
Annual Report 2017
from bse
-
Annual Report 2016
from bse
-
Annual Report 2015
from bse
-
Annual Report 2014
from bse
-
Annual Report 2013
from bse
-
Annual Report 2012
from bse
Business Overview:[1][2]
VCL is registered as a Non-Systematically Important Non-Deposit Taking Non-banking Financial Company. It has a lending portfolio across retail, SME, and commercial customers with a significant presence in urban India. The company offers a variety of financial services products to its customers.