Ujjivan Small Finance Bank Ltd

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Ujjivan Small Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Ujjivan Small Finance Bank Ltd

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ujjivansfb.in BSE: 542904 NSE: UJJIVANSFB
About

Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. It started its operations as Ujjivan Financial Services Limited, a Non-Banking Financial Company in 2005 with the mission to provide financial services to the ‘economically active poor’ who were not adequately served by financial institutions. [1]

Key Points

Business Segments:[1]
-Retail Banking:
87% in Q1 FY27 vs 82% in Q1 FY26
-Treasury:
10.4% in Q1 FY27 vs 14% in Q1 FY26
-Wholesale Banking:
3% in Q1 FY27 vs 3% in Q1 FY26

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  • Market Cap ₹ Cr.
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  • Dividend Yield %
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  • ROE %
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Pros

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Banks Other Bank

Part of Nifty High Beta 50 BSE 1000 Nifty Microcap 250 BSE Financial Services BSE SmallCap Select Index

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Quarterly Results

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Borrowing
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow
Free Cash Flow
CFO/OP

Ratios
ROE %

Insights

In beta
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Customer Base
Lakhs

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Gross Loan Book
INR Crore
Number of Branches
Count
Secured Loan Mix
% of Gross Loan Book
Total Deposits
INR Crore
CASA Ratio
% of Total Deposits
GNPA Ratio
% of Gross Loan Book

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
73.66% 73.60% 73.52% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
3.54% 3.70% 3.48% 24.68% 20.62% 17.87% 19.51% 19.55% 17.05% 15.45% 17.23% 16.81%
4.21% 3.99% 2.33% 7.33% 6.50% 6.58% 8.47% 16.82% 20.13% 28.67% 31.12% 33.45%
18.59% 18.72% 20.67% 67.99% 72.87% 75.54% 72.03% 63.61% 62.83% 55.88% 51.65% 49.73%
No. of Shareholders 4,52,7495,98,0806,90,4249,14,07710,68,32511,38,62611,24,0909,84,2659,37,1438,40,9607,87,9977,67,649

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports

DRHP

Credit ratings

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