R S Software (India) Ltd

₹ 64.2 -2.00%

30 Apr - close price

rssoftware.com BSE: 517447 NSE: RSSOFTWARE

About

Incorporated in 1987, R S Software (India)
Ltd provides development, testing and maintenance of software for its clients^[1]

Key Points

Business Overview:^[1]^[2]
RSSL provides software solution to electronic payment industries. It deals in software development, maintenance, testing and software project management under client server and web-based technologies. Their major infrastructure is located in Kolkata. After discontinuance of its contract with Visa Inc., RSSL has shifted its focus from service to product/ platform development, digital payments, in-country networks. Company operates in US and India

Website BSE NSE - BE

Market Cap ₹ 166 Cr.
Current Price ₹ 64.2
High / Low ₹ 370 / 58.0
Stock P/E 23.2
Book Value ₹ 31.7
Dividend Yield 0.39 %
ROCE 9.12 %
ROE 9.11 %
Face Value ₹ 5.00

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Pros

Company has reduced debt.
Company is almost debt free.

Cons

Tax rate seems low
Company has a low return on equity of 10.6% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: IT - Software Industry: Computers - Software - Medium / Small

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Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
	4.33	4.79	4.72	8.37	12.25	11.08	10.94	19.30	18.23	18.75	17.20	12.68	8.68
	6.74	7.31	8.12	7.67	8.55	7.93	9.36	12.21	11.86	14.27	10.81	12.20	9.79
Operating Profit	-2.41	-2.52	-3.40	0.70	3.70	3.15	1.58	7.09	6.37	4.48	6.39	0.48	-1.11
OPM %	-55.66%	-52.61%	-72.03%	8.36%	30.20%	28.43%	14.44%	36.74%	34.94%	23.89%	37.15%	3.79%	-12.79%
	0.21	0.12	0.24	0.09	0.27	0.10	2.13	0.23	2.18	0.09	0.12	0.08	0.25
Interest	0.00	0.00	0.00	0.00	0.22	0.05	0.05	0.04	0.04	0.03	0.03	0.02	0.02
Depreciation	0.70	0.64	0.63	0.66	1.11	0.89	0.90	0.93	0.94	1.10	1.04	0.48	0.93
Profit before tax	-2.90	-3.04	-3.79	0.13	2.64	2.31	2.76	6.35	7.57	3.44	5.44	0.06	-1.81
Tax %	129.31%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	12.21%	-7.72%	0.00%	0.00%
	-6.65	-3.04	-3.79	0.13	2.64	2.31	2.77	6.35	7.56	3.03	5.86	0.06	-1.81
EPS in Rs	-2.59	-1.18	-1.47	0.05	1.03	0.90	1.08	2.47	2.94	1.18	2.28	0.02	-0.70
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	351.88	345.51	171.42	70.70	57.39	61.04	59.96	35.38	27.51	30.13	59.54	57.32
	278.01	254.93	170.78	104.97	100.60	93.86	86.16	47.30	35.93	31.53	41.29	47.07
Operating Profit	73.87	90.58	0.64	-34.27	-43.21	-32.82	-26.20	-11.92	-8.42	-1.40	18.25	10.25
OPM %	20.99%	26.22%	0.37%	-48.47%	-75.29%	-53.77%	-43.70%	-33.69%	-30.61%	-4.65%	30.65%	17.88%
	7.07	11.58	15.48	12.36	8.56	5.77	11.95	1.77	4.06	0.72	4.64	0.54
Interest	0.86	0.37	0.45	0.06	0.25	0.53	18.90	0.52	0.07	0.34	0.24	0.10
Depreciation	5.48	5.55	4.17	3.96	2.09	2.21	3.03	3.81	3.19	3.05	3.66	3.55
Profit before tax	74.60	96.24	11.50	-25.93	-36.99	-29.79	-36.18	-14.48	-7.62	-4.07	18.99	7.14
Tax %	31.41%	32.53%	30.87%	-37.18%	-30.44%	-19.87%	73.24%	0.00%	49.21%	0.00%	0.00%	0.00%
	51.18	64.94	7.95	-16.30	-25.73	-23.88	-62.68	-14.47	-11.37	-4.07	18.99	7.14
EPS in Rs	19.99	25.27	3.09	-6.34	-10.01	-9.29	-24.38	-5.63	-4.42	-1.58	7.39	2.76
Dividend Payout %	15.01%	12.85%	16.16%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Compounded Sales Growth
10 Years:	-16%
5 Years:	-1%
3 Years:	28%
TTM:	-4%

Compounded Profit Growth
10 Years:	-20%
5 Years:	16%
3 Years:	38%
TTM:	-62%

Stock Price CAGR
10 Years:	-10%
5 Years:	32%
3 Years:	26%
1 Year:	-76%

Return on Equity
10 Years:	-12%
5 Years:	-2%
3 Years:	11%
Last Year:	9%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	12.80	12.84	12.85	12.85	12.85	12.85	12.85	12.85	12.85	12.85	12.85	12.92
Reserves	153.01	200.35	202.39	188.16	162.47	138.81	75.43	60.76	47.99	43.03	62.00	68.94
	0.00	0.00	0.00	1.26	7.84	8.54	8.81	15.22	6.74	7.95	1.55	0.55
	23.87	18.44	24.94	12.71	13.90	12.45	9.31	6.50	7.86	9.94	17.06	13.18
Total Liabilities	189.68	231.63	240.18	214.98	197.06	172.65	106.40	95.33	75.44	73.77	93.46	95.59
	17.81	12.01	8.63	7.77	6.83	5.77	15.01	11.25	7.44	7.62	5.58	12.71
CWIP	0.74	0.74	0.79	0.20	0.20	6.24	0.00	0.00	0.00	0.00	3.50	0.00
Investments	54.25	67.49	72.10	108.40	89.17	63.03	42.23	34.71	39.90	33.16	31.73	31.73
	116.88	151.39	158.66	98.61	100.86	97.61	49.16	49.37	28.10	32.99	52.65	51.15
Total Assets	189.68	231.63	240.18	214.98	197.06	172.65	106.40	95.33	75.44	73.77	93.46	95.59

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	49.24	59.12	15.61	-43.55	-25.19	-39.18	-24.91	-10.16	11.06	-9.11	12.21	4.45
	-32.91	-10.29	6.62	-22.21	29.43	24.73	26.77	9.19	-3.77	6.54	-0.11	-7.75
	-6.48	-10.84	-0.93	-3.13	-0.04	-0.28	-0.44	-0.27	-7.71	-0.31	0.00	-0.38
Net Cash Flow	9.85	37.99	21.30	-68.89	4.20	-14.73	1.42	-1.24	-0.43	-2.88	12.11	-3.68

Ratios

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	48.09	48.80	37.20	94.12	63.15	36.78	34.70	105.85	51.21	10.42	68.60	29.80
Inventory Days				0.00		0.00		0.00	0.00		0.00	0.00
Days Payable
Cash Conversion Cycle	48.09	48.80	37.20	94.12	63.15	36.78	34.70	105.85	51.21	10.42	68.60	29.80
Working Capital Days	34.60	47.59	22.06	142.54	101.44	112.72	130.15	239.03	89.82	148.04	88.89	144.17
ROCE %	52.06%	49.87%	2.15%	-15.51%	-21.99%	-18.84%	-16.13%	-16.42%	-9.37%	-6.50%	27.37%	9.12%

Shareholding Pattern

Numbers in percentages

3 Recently

	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
	40.67%	40.67%	40.67%	40.67%	40.67%	40.67%	40.67%	40.67%	40.67%	40.67%	40.50%	40.50%
	1.95%	1.95%	1.95%	1.95%	1.95%	1.95%	1.95%	0.99%	1.04%	3.22%	3.30%	1.24%
	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.41%	0.06%	0.05%
	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%
	57.32%	57.33%	57.31%	57.31%	57.33%	57.31%	57.31%	58.28%	58.22%	55.67%	56.14%	58.20%
No. of Shareholders	27,811	27,212	26,856	26,427	25,377	23,811	22,933	21,555	21,988	24,478	25,047	26,129

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
	40.46%	40.46%	40.46%	40.67%	40.67%	40.67%	40.67%	40.67%	40.50%
	2.70%	1.63%	1.10%	1.85%	1.95%	2.21%	1.95%	0.99%	1.24%
	0.62%	0.51%	0.06%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
	0.02%	0.02%	0.02%	0.02%	0.01%	0.01%	0.01%	0.01%	0.01%
	51.73%	52.91%	53.89%	57.41%	57.32%	57.06%	57.31%	58.28%	58.20%
	4.47%	4.47%	4.47%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
No. of Shareholders	28,300	26,049	24,516	22,762	24,416	27,837	26,427	21,555	26,129

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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R S Software (India) Ltd

R S Software (India) Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Shareholding Pattern

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