R S Software (India) Ltd

R S Software (India) Ltd

₹ 32.6 -1.27%
22 May - close price
About

Incorporated in 1987, R S Software (India)
Ltd provides development, testing and maintenance of software for its clients[1]

Key Points

Business Overview:[1][2]
RSSL provides software solution to electronic payment industries. It deals in software development, maintenance, testing and software project management under client server and web-based technologies. Their major infrastructure is located in Kolkata. After discontinuance of its contract with Visa Inc., RSSL has shifted its focus from service to product/ platform development, digital payments, in-country networks. Company operates in US and India

  • Market Cap 84.3 Cr.
  • Current Price 32.6
  • High / Low 91.6 / 21.5
  • Stock P/E
  • Book Value 11.3
  • Dividend Yield 0.77 %
  • ROCE -52.4 %
  • ROE -67.2 %
  • Face Value 5.00

Pros

Cons

  • Stock is trading at 2.88 times its book value
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -6.65% over past five years.
  • Company has a low return on equity of -1.70% over last 3 years.
  • Debtor days have increased from 73.7 to 123 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
12 11 11 19 18 19 17 13 9 8 6 5 6
10 9 10 10 12 12 11 10 10 10 11 12 15
Operating Profit 2 3 1 9 6 7 6 3 -2 -3 -5 -6 -9
OPM % 19% 23% 9% 49% 32% 36% 33% 22% -19% -32% -79% -119% -150%
0 0 2 0 2 0 0 0 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 1 1 1 1 1 1 1 1 1 1 1 2 1
Profit before tax 1 1 2 8 7 6 5 2 -2 -4 -6 -8 -11
Tax % 0% 0% 0% 0% 0% 8% -9% 0% 0% 0% 0% 0% 0%
1 1 2 8 7 5 5 2 -2 -4 -6 -8 -11
EPS in Rs 0.40 0.58 0.76 3.06 2.64 1.79 1.94 0.62 -0.95 -1.40 -2.29 -3.26 -4.32
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
376 190 76 63 65 60 35 28 30 60 57 25
283 186 111 108 103 97 53 40 35 41 44 48
Operating Profit 93 4 -35 -45 -37 -37 -18 -12 -5 19 14 -23
OPM % 25% 2% -46% -71% -57% -61% -50% -44% -16% 32% 24% -90%
12 15 12 9 6 12 2 4 1 4 1 0
Interest 0 0 0 0 1 17 1 0 0 0 0 1
Depreciation 6 4 4 2 3 4 5 4 4 5 4 6
Profit before tax 99 14 -27 -39 -35 -45 -21 -12 -9 18 10 -29
Tax % 32% 26% -37% -30% -18% 64% 0% 31% 0% 0% 0% 0%
67 11 -17 -26 -28 -74 -21 -16 -9 18 10 -28
EPS in Rs 26.22 4.13 -6.35 -10.04 -10.56 -27.99 -7.80 -5.89 -3.17 7.04 3.38 -11.27
Dividend Payout % 12% 24% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -18%
5 Years: -7%
3 Years: -6%
TTM: -56%
Compounded Profit Growth
10 Years: %
5 Years: -8%
3 Years: %
TTM: -433%
Stock Price CAGR
10 Years: -10%
5 Years: 4%
3 Years: -1%
1 Year: -45%
Return on Equity
10 Years: -21%
5 Years: -12%
3 Years: -2%
Last Year: -67%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 13 13 13 13 13 13 13 13 13 13 13 13
Reserves 211 216 201 175 146 64 43 26 18 36 44 16
0 0 1 0 0 0 8 0 2 2 1 15
20 26 16 16 17 11 8 9 10 18 15 12
Total Liabilities 244 255 231 203 176 89 72 48 43 68 73 56
12 9 8 13 12 20 15 10 10 6 10 32
CWIP 1 1 6 0 6 0 0 0 0 4 3 0
Investments 66 70 101 64 45 18 5 8 1 0 0 0
165 175 116 126 112 51 52 29 32 58 60 25
Total Assets 244 255 231 203 176 89 72 48 43 68 73 56

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
61 19 -39 -37 -30 -41 -15 9 -10 16 8 -7
-10 10 -23 43 17 34 15 -2 6 -0 -8 -10
-11 -4 -3 -0 -1 -3 -1 -8 0 0 -0 -0
Net Cash Flow 40 24 -64 7 -14 -9 -1 -1 -3 16 0 -17
Free Cash Flow 58 18 -48 -40 -38 -47 -15 10 -10 11 1 -16
CFO/OP 65% 527% 111% 81% 79% 111% 85% -107% 195% 84% 59% 30%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 46 34 67 58 34 35 106 51 11 69 30 123
Inventory Days 0 0 0 0
Days Payable
Cash Conversion Cycle 46 34 67 58 34 35 106 51 11 69 30 123
Working Capital Days 44 20 96 89 102 134 250 100 134 94 146 104
ROCE % 49% 3% -15% -22% -21% -27% -31% -23% -24% 44% 18% -52%

Insights

In beta
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Revenue from India / ROW Geography
₹ Lacs

Log in to view insights

Please log in to see hidden values.

Login
Revenue from USA Geography
₹ Lacs
Employee Attrition Rate
% ・Standalone data
Total Employee Count
Number ・Standalone data
Client Concentration (Visa Inc.) Share of Revenue
% ・Standalone data
Product License Contribution to Revenue
%

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
40.67% 40.67% 40.67% 40.67% 40.67% 40.67% 40.50% 40.50% 40.70% 40.88% 40.88% 40.88%
1.95% 1.95% 1.95% 0.99% 1.04% 3.22% 3.30% 1.24% 0.91% 0.77% 0.83% 0.96%
0.05% 0.05% 0.05% 0.05% 0.05% 0.41% 0.06% 0.05% 0.05% 0.05% 0.05% 0.05%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
57.33% 57.31% 57.31% 58.28% 58.22% 55.67% 56.14% 58.20% 58.33% 58.28% 58.21% 58.11%
No. of Shareholders 25,37723,81122,93321,55521,98824,47825,04726,12925,78725,38425,42225,139

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Concalls