Punjab & Sind Bank
Punjab & Sind Bank is engaged in the Business of Deposits,Loans & Advances and Remittances & Collections.
- Market Cap ₹ Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E
- Book Value ₹
- Dividend Yield %
- ROCE %
- ROE %
- Face Value ₹
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Banks Public Sector Bank
Quarterly Results
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Dividend Payout % |
| Compounded Sales Growth | |
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| Compounded Profit Growth | |
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| Stock Price CAGR | |
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Balance Sheet
Figures in Rs. Crores
| Equity Capital |
| Reserves |
| Borrowing |
| Total Liabilities |
| CWIP |
| Investments |
| Total Assets |
Cash Flows
Figures in Rs. Crores
| Net Cash Flow |
| Free Cash Flow |
| CFO/OP |
Ratios
Figures in Rs. Crores
| ROE % |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Dec 2025 | |
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| Business per Employee ₹ Crore ・Standalone data |
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| Number of Branches Number ・Standalone data |
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| Profit per Employee ₹ Lakh ・Standalone data |
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| Number of ATMs Number ・Standalone data |
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| Cost of Deposits % ・Standalone data |
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| Number of BCs (Business Correspondents) Number ・Standalone data |
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| RAM Advances % to Total Advances % ・Standalone data |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Change in Management
6h - Appointed Sh. Rajendra Kumar Raigar (Chief General Manager) and Sh. Rajiv Kumar Bansal (General Manager), effective April 1, 2026.
- Closure of Trading Window 27 Mar
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Announcement under Regulation 30 (LODR)-Credit Rating
20 Mar - ICRA reaffirmed Punjab & Sind Bank’s certificates of deposit rating at [ICRA]A1+ (Rs15,000 crore) on March 20, 2026.
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Announcement under Regulation 30 (LODR)-Credit Rating
27 Feb - Infomerics reaffirmed IVR AA/Stable for PSB's Rs.237.30 crore Basel III Tier-II bonds (Series XV).
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Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances
11 Feb - Unions called strike on Feb 12, 2026; PSB warns branches/offices may be affected.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Concalls
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Jan 2026Transcript PPT
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Jan 2026TranscriptAI SummaryPPT
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Oct 2025Transcript PPT
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Jul 2025Transcript PPT
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May 2025Transcript PPT REC
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Mar 2025TranscriptAI SummaryPPT
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Mar 2025TranscriptAI SummaryPPT
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Jan 2025Transcript PPT REC
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Oct 2024Transcript PPT
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Aug 2024Transcript PPT
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT
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May 2023Transcript PPT
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Jan 2023Transcript PPT
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Nov 2022TranscriptPPT
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Nov 2022Transcript PPT
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Aug 2022Transcript PPT
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May 2022Transcript PPT
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Feb 2022TranscriptAI SummaryPPT
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Nov 2021TranscriptAI SummaryPPT
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Jul 2021TranscriptAI SummaryPPT
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May 2021TranscriptAI SummaryPPT
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Feb 2021TranscriptAI SummaryPPT
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Feb 2020TranscriptAI SummaryPPT
Business Segments
Corporate Banking: 38% in 9M FY25 vs 34% in FY23
Retail Banking: 32% in 9M FY25 vs 39% in FY23
Treasury: 29% in 9M FY25 vs 26% in FY23
Others: 1% in 9M FY25 vs 1% in FY23 [1] [2]