NBI Industrial Finance Company Ltd
NBI Industrial Finance Co. Ltd. is a Non-Banking Financial Company(NBFC) registered with the Reserve Bank of India. The Company is engaged mainly in investment in shares in securities & financial activity. The Company has long-term orientation in its investments and mainly invests in listed equities. [1][2]
- Market Cap ₹ 542 Cr.
- Current Price ₹ 1,835
- High / Low ₹ 3,321 / 1,805
- Stock P/E 33.5
- Book Value ₹ 10,887
- Dividend Yield 0.03 %
- ROCE 0.35 %
- ROE 0.27 %
- Face Value ₹ 5.00
Pros
- Company is almost debt free.
- Stock is trading at 0.16 times its book value
Cons
- The company has delivered a poor sales growth of -0.62% over past five years.
- Company has a low return on equity of 0.31% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3 | 5 | 4 | 101 | 6 | 6 | 14 | 2 | 12 | 10 | 17 | 14 | 25 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 2 | 2 | 3 | 3 | |
| Financing Profit | 2 | 4 | 3 | 100 | 4 | 4 | 13 | 1 | 11 | 8 | 15 | 11 | 22 |
| Financing Margin % | 84% | 87% | 87% | 99% | 67% | 70% | 90% | 45% | 89% | 78% | 86% | 78% | 88% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2 | 4 | 3 | 100 | 4 | 4 | 13 | 1 | 11 | 8 | 15 | 11 | 22 |
| Tax % | -1% | 10% | -3% | 19% | 0% | 3% | -0% | -64% | 27% | 33% | 24% | 22% | |
| 2 | 4 | 3 | 81 | 4 | 4 | 13 | 2 | 8 | 5 | 11 | 8 | 16 | |
| EPS in Rs | 9.80 | 15.40 | 13.64 | 322.72 | 15.59 | 17.30 | 52.75 | 6.55 | 32.32 | 21.45 | 44.98 | 28.73 | 54.76 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 1% | 2% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | -1% |
| 3 Years: | 4% |
| TTM: | 54% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | -8% |
| 3 Years: | 2% |
| TTM: | 61% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | 6% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 18 | 22 | 25 | 106 | 110 | 1,708 | 1,616 | 2,540 | 2,137 | 2,356 | 2,880 | 3,307 | 3,216 |
| Borrowing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 1 | 0 | 0 | 1 | 123 | 64 | 100 | 106 | 205 | 189 | |
| Total Liabilities | 20 | 23 | 27 | 108 | 111 | 1,710 | 1,618 | 2,665 | 2,202 | 2,458 | 2,987 | 3,513 | 3,406 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 18 | 21 | 22 | 92 | 109 | 1,704 | 1,614 | 2,624 | 2,195 | 2,457 | 2,986 | 3,512 | 3,404 |
| 2 | 2 | 5 | 16 | 2 | 6 | 4 | 41 | 7 | 1 | 1 | 1 | 2 | |
| Total Assets | 20 | 23 | 27 | 108 | 111 | 1,710 | 1,618 | 2,665 | 2,202 | 2,458 | 2,987 | 3,513 | 3,406 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | -1 | -3 | -32 | 13 | -2 | -1 | 0 | 8 | 6 | 7 | 5 | |
| 0 | 1 | 3 | 31 | -12 | 3 | -1 | 36 | -39 | -12 | -7 | -5 | |
| 0 | -0 | -0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | -0 | -0 | |
| Net Cash Flow | 2 | 0 | 0 | -1 | 1 | 1 | -3 | 36 | -31 | -6 | 0 | 0 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 14% | 18% | 14% | 121% | 4% | 0% | 1% | 0% | 0% | 0% | 0% | 0% |
Documents
Announcements
-
Copy of Newspaper Publication
4 February 2026 - Postal ballot advertisement published in Business Standard and Arthik Lipi on Feb 04, 2026 seeking shareholder approval.
-
Shareholders meeting
28 January 2026 - Postal ballot to alter MOA, authorised capital ₹10.35Cr; appoint Hari Mohan and Prashant Bangur (effective 27 Jan 2026).
-
Copy of Newspaper Publication
28 January 2026 - Newspaper publication of financial results published 28 January 2026 under Regulation 47.
-
Resignation
27 January 2026 - Approved MOA changes; authorised capital ₹10.35 crore; Q3 results approved; appointed Hari & Prashant Bangur; director resigned
-
Appointment
27 January 2026 - Board approved MOA amendments; authorised capital ₹10.35 crore; appointed Hari and Prashant Bangur; director resignation; Q3 results approved.
Investment Policy
The Co. has an investment policy wherein it invests in those securities which have easy liquidity, better yield, and potential for price appreciation in the medium to long run. [1]