NBI Industrial Finance Company Ltd
NBI Industrial Finance Co. Ltd. is a Non-Banking Financial Company(NBFC) registered with the Reserve Bank of India. The Company is engaged mainly in investment in shares in securities & financial activity. The Company has long-term orientation in its investments and mainly invests in listed equities. [1][2]
- Market Cap ₹ 897 Cr.
- Current Price ₹ 3,034
- High / Low ₹ 4,100 / 1,710
- Stock P/E 106
- Book Value ₹ 11,195
- Dividend Yield 0.02 %
- ROCE 0.38 %
- ROE 0.30 %
- Face Value ₹ 5.00
Pros
- Company is almost debt free.
- Stock is trading at 0.27 times its book value
- Company is expected to give good quarter
Cons
- The company has delivered a poor sales growth of -0.63% over past five years.
- Company has a low return on equity of 0.29% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
2.90 | 4.94 | 3.83 | 100.89 | 5.73 | 6.29 | 14.38 | 2.16 | 12.26 | 10.16 | 12.96 | 13.93 | |
0.46 | 0.64 | 0.51 | 1.10 | 1.89 | 1.90 | 1.43 | 1.18 | 1.39 | 2.28 | 2.25 | 3.13 | |
Operating Profit | 2.44 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.87 | 7.88 | 10.71 | 10.80 |
OPM % | 84.14% | 87.04% | 86.68% | 98.91% | 67.02% | 69.79% | 90.06% | 45.37% | 88.66% | 77.56% | 82.64% | 77.53% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.06 | |
Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 2.43 | 4.30 | 3.32 | 99.79 | 3.84 | 4.39 | 12.95 | 0.98 | 10.89 | 7.88 | 10.71 | 10.86 |
Tax % | -0.82% | 10.47% | -2.71% | 19.15% | 0.00% | 3.19% | -0.15% | -64.29% | 27.00% | 33.12% | 26.52% | 21.82% |
2.45 | 3.85 | 3.41 | 80.68 | 3.83 | 4.25 | 12.96 | 1.61 | 7.94 | 5.27 | 7.87 | 8.49 | |
EPS in Rs | 9.80 | 15.40 | 13.64 | 322.72 | 15.59 | 17.30 | 52.75 | 6.55 | 32.32 | 21.45 | 32.03 | 28.73 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.15% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.56% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 11% |
5 Years: | -1% |
3 Years: | 4% |
TTM: | 7% |
Compounded Profit Growth | |
---|---|
10 Years: | 8% |
5 Years: | -8% |
3 Years: | 2% |
TTM: | 8% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 13% |
3 Years: | 13% |
1 Year: | 70% |
Return on Equity | |
---|---|
10 Years: | 1% |
5 Years: | 0% |
3 Years: | 0% |
Last Year: | 0% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.23 | 1.48 |
Reserves | 17.98 | 21.83 | 25.24 | 105.77 | 109.61 | 1,708.25 | 1,615.68 | 2,539.97 | 2,137.30 | 2,356.47 | 2,336.89 | 3,306.59 |
0.12 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
0.22 | 0.27 | 0.31 | 0.61 | 0.44 | 0.47 | 0.59 | 123.35 | 63.51 | 100.42 | 88.34 | 205.39 | |
Total Liabilities | 19.55 | 23.36 | 26.78 | 107.61 | 111.28 | 1,709.95 | 1,617.50 | 2,664.55 | 2,202.04 | 2,458.12 | 2,426.46 | 3,513.46 |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 17.66 | 21.40 | 22.10 | 91.76 | 109.06 | 1,703.66 | 1,613.58 | 2,623.74 | 2,195.33 | 2,457.02 | 2,425.78 | 3,512.18 |
1.88 | 1.95 | 4.67 | 15.84 | 2.21 | 6.28 | 3.91 | 40.80 | 6.71 | 1.10 | 0.68 | 1.28 | |
Total Assets | 19.55 | 23.36 | 26.78 | 107.61 | 111.28 | 1,709.95 | 1,617.50 | 2,664.55 | 2,202.04 | 2,458.12 | 2,426.46 | 3,513.46 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.08 | -0.96 | -3.04 | -32.15 | 12.71 | -1.61 | -1.31 | 0.14 | 7.90 | 5.74 | 5.68 | 4.97 | |
0.31 | 1.16 | 3.11 | 31.10 | -11.54 | 3.09 | -1.34 | 36.26 | -38.68 | -11.82 | -5.57 | -4.75 | |
0.12 | -0.09 | -0.03 | 0.00 | -0.15 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.10 | -0.12 | |
Net Cash Flow | 1.51 | 0.11 | 0.04 | -1.05 | 1.02 | 1.48 | -2.64 | 36.40 | -30.78 | -6.07 | 0.01 | 0.10 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | 0.00 | |||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 33.98 | 14.78 | 271.61 | 47.83 | 24.21 | -8.70 | -0.25 | 94.63 | -2.08 | -8.62 | -8.17 | -4.98 |
ROCE % | 13.52% | 20.27% | 13.40% | 149.53% | 3.53% | 0.48% | 0.78% | 0.05% | 0.47% | 0.35% | 0.46% | 0.38% |
Documents
Announcements
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General Updates
2 June 2025 - Received Rs. 791.03 lakh stamp duty demand on amalgamation; legal consultation underway.
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Copy of Newspaper Publication
23 May 2025 - Published audited financial results for quarter and year ended 31 March 2025 as per SEBI regulations.
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Shareholders meeting
22 May 2025 - Approved FY25 audited results; recommended 10% dividend; AGM scheduled for August 22, 2025.
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Dividend
22 May 2025 - Approved FY25 audited results with unmodified opinion; recommended 10% dividend; AGM on 22 Aug 2025.
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Outcome of Board Meeting-XBRL
22 May 2025 - N. B. I. INDUSTRIAL FINANCE COMPANY LIMITED has informed regarding Outcome of Board Meeting held on 22-May-2025 for Dividend
Investment Policy
The Co. has an investment policy wherein it invests in those securities which have easy liquidity, better yield, and potential for price appreciation in the medium to long run. [1]