MOS Utility Ltd

MOS Utility Ltd

₹ 175 0.09%
19 Apr - close price
About

Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform[1]

Key Points

Business Overview:[1]
Company provides a platform to agents to facilitate booking of instant digital transfer of money to a bank account, AEPS, Micro ATM, NSDL kiosk, flight booking, hotel booking, recharge any cell phone and DTH, Bill payments of utility bills and insurance premium selling to travel, 2-wheeler and health insurance, CMS, courier services, Mera adhikar, etc.

  • Market Cap 437 Cr.
  • Current Price 175
  • High / Low 190 / 78.6
  • Stock P/E 45.8
  • Book Value 30.5
  • Dividend Yield 0.00 %
  • ROCE 27.2 %
  • ROE 27.1 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.

Cons

  • Stock is trading at 5.75 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Earnings include an other income of Rs.6.39 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Half Yearly Results

Figures in Rs. Crores

Mar 2022 Sep 2022 Mar 2023 Sep 2023
45 53 53 84
44 50 49 80
Operating Profit 1 3 4 4
OPM % 2% 5% 8% 4%
3 1 2 4
Interest 1 0 1 0
Depreciation 1 1 1 1
Profit before tax 2 3 5 6
Tax % -12% 27% 20% 6%
2 2 4 6
EPS in Rs 121.94 1.04 1.94 2.34
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
817 554 73 77 106 137
814 550 72 76 99 129
Operating Profit 3 4 2 2 7 8
OPM % 0% 1% 2% 2% 7% 6%
0 0 1 4 4 6
Interest 0 1 0 1 1 1
Depreciation 1 1 1 1 2 2
Profit before tax 2 2 1 3 7 11
Tax % 32% 7% 125% -8% 22%
1 2 -0 3 6 10
EPS in Rs 133.00 97.45 -6.25 171.44 2.96 4.28
Dividend Payout % -0% -0% -0% -0% -0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: -42%
TTM: 39%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 37%
TTM: 122%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: 84%
Return on Equity
10 Years: %
5 Years: %
3 Years: 16%
Last Year: 27%

Balance Sheet

Figures in Rs. Crores

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 0 0 0 0 19 25
Reserves 2 7 6 9 7 51
2 3 6 13 8 2
18 16 12 14 20 8
Total Liabilities 22 26 25 36 54 86
5 5 5 6 9 11
CWIP -0 0 1 7 12 9
Investments -0 -0 0 3 12 21
18 21 18 20 22 45
Total Assets 22 26 25 36 54 86

Cash Flows

Figures in Rs. Crores

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-5 3 5 3
0 -1 -10 -17
3 -0 4 15
Net Cash Flow -2 1 -1 1

Ratios

Figures in Rs. Crores

Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 3 3 17 2 14
Inventory Days 0 0 2
Days Payable 4 1 7
Cash Conversion Cycle -1 2 11 2 14
Working Capital Days -2 2 25 13 26
ROCE % 41% 9% 4% 27%

Shareholding Pattern

Numbers in percentages

15 Recently
Mar 2023Sep 2023Mar 2024
64.67% 64.67% 64.67%
8.10% 4.73% 1.05%
1.34% 1.34% 0.00%
25.89% 29.25% 34.28%
No. of Shareholders 1,7581,3011,279

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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