MOS Utility Ltd
Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform[1]
- Market Cap ₹ 730 Cr.
- Current Price ₹ 293
- High / Low ₹ 375 / 84.0
- Stock P/E 104
- Book Value ₹ 32.3
- Dividend Yield 0.00 %
- ROCE 16.7 %
- ROE 13.8 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 9.08 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -11.6%
- Earnings include an other income of Rs.6.31 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: E-Commerce/App based Aggregator Industry: Trading
Half Yearly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | |
|---|---|---|
| 106 | 187 | |
| 99 | 175 | |
| Operating Profit | 7 | 12 |
| OPM % | 7% | 6% |
| 4 | 6 | |
| Interest | 1 | 1 |
| Depreciation | 2 | 2 |
| Profit before tax | 7 | 15 |
| Tax % | 22% | 19% |
| 6 | 12 | |
| EPS in Rs | 2.96 | 4.51 |
| Dividend Payout % | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 76% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 124% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | 227% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 14% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Sep 2024 | |
|---|---|---|---|
| Equity Capital | 19 | 25 | 25 |
| Reserves | 7 | 50 | 56 |
| 8 | 5 | 4 | |
| 18 | 26 | 27 | |
| Total Liabilities | 52 | 106 | 111 |
| 9 | 19 | 22 | |
| CWIP | 3 | 2 | 0 |
| Investments | 12 | 14 | 17 |
| 29 | 70 | 73 | |
| Total Assets | 52 | 106 | 111 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | |
|---|---|---|
| 4 | -14 | |
| -9 | -14 | |
| 5 | 34 | |
| Net Cash Flow | 1 | 6 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | |
|---|---|---|
| Debtor Days | 14 | 18 |
| Inventory Days | ||
| Days Payable | ||
| Cash Conversion Cycle | 14 | 18 |
| Working Capital Days | 58 | 74 |
| ROCE % | 17% |
Documents
Announcements
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Clarification - Financial Results
11 December 2024 - Exchange has sought clarification from Mos Utility Limited for the quarter ended 30-Sep-2024 with respect to Regulation 33 of the SEBI (LODR) Regulations, 2015. On …
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Press Release
29 November 2024 - Mos Utility Limited has informed regarding a press release dated November 29, 2024, titled "JC Ventures Private Limited (Subsidiary of MOS UTILITY LTD) and Madhya …
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Press Release
18 November 2024 - Mos Utility Limited has informed regarding a press release dated November 18, 2024, titled "Redefining Banking Access: MOS Utility and Central Bank of India Partner …
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Statement of deviation(s) or variation(s) under Reg. 32
14 November 2024 - Mos Utility Limited has informed about statement of deviation(s) or variation(s) under Reg. 32
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Financial Result Updates
14 November 2024 - Mos Utility Limited has submitted to the Exchange, the financial results for the period ended September 30, 2024.
Annual reports
Concalls
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Jun 2024TranscriptPPT
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May 2023TranscriptNotesPPT
Business Overview:[1]
Company provides a platform to agents to facilitate booking of instant digital transfer of money to a bank account, AEPS, Micro ATM, NSDL kiosk, flight booking, hotel booking, recharge any cell phone and DTH, Bill payments of utility bills and insurance premium selling to travel, 2-wheeler and health insurance, CMS, courier services, Mera adhikar, etc.