MOS Utility Ltd
Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform[1]
- Market Cap ₹ 376 Cr.
- Current Price ₹ 14.6
- High / Low ₹ 28.6 / 9.05
- Stock P/E 20.9
- Book Value ₹ 4.14
- Dividend Yield 0.00 %
- ROCE 19.5 %
- ROE 18.7 %
- Face Value ₹ 2.00
Pros
- Promoter holding has increased by 3.14% over last quarter.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last 3 years: -13.6%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Financial Technology (Fintech) Financial Technology (Fintech)
Part of Nifty SME Emerge
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| 106 | 187 | 616 | 635 | |
| 99 | 175 | 596 | 608 | |
| Operating Profit | 7 | 12 | 20 | 27 |
| OPM % | 7% | 6% | 3% | 4% |
| 4 | 6 | 4 | 6 | |
| Interest | 1 | 1 | 1 | 4 |
| Depreciation | 2 | 2 | 4 | 5 |
| Profit before tax | 7 | 15 | 19 | 24 |
| Tax % | 22% | 19% | 29% | 23% |
| 6 | 12 | 14 | 19 | |
| EPS in Rs | 0.30 | 0.45 | 0.50 | 0.70 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 82% |
| TTM: | 3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 79% |
| TTM: | 61% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 17% |
| 1 Year: | -42% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 16% |
| Last Year: | 19% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Equity Capital | 19 | 25 | 25 | 51 |
| Reserves | 7 | 50 | 62 | 55 |
| 8 | 5 | 19 | 71 | |
| 18 | 26 | 45 | 41 | |
| Total Liabilities | 52 | 106 | 151 | 219 |
| 9 | 19 | 31 | 27 | |
| CWIP | 3 | 2 | 0 | 0 |
| Investments | 12 | 14 | 6 | 0 |
| 29 | 70 | 114 | 192 | |
| Total Assets | 52 | 106 | 151 | 219 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| 4 | -14 | 37 | -4 | |
| -9 | -14 | -29 | -2 | |
| 5 | 34 | 13 | 7 | |
| Net Cash Flow | 1 | 6 | 21 | 1 |
| Free Cash Flow | 4 | -24 | 33 | -13 |
| CFO/OP | 73% | -98% | 209% | 5% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Debtor Days | 14 | 18 | 3 | 2 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 14 | 18 | 3 | 2 |
| Working Capital Days | 48 | 67 | 15 | -2 |
| ROCE % | 17% | 19% | 20% |
Insights
In beta| Mar 2012 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2024 | Mar 2025 | |
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| Number of Agents (MOS Pramukh) count |
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Extracted by Screener AI
Documents
Announcements
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Disclosure under SEBI Takeover Regulations
9 July 2026 - Pine Oak Global Fund has submitted to the Exchange a copy of Disclosures under Regulation 29(1) of SEBI (SAST) Regulations, 2011.
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Trading Window
30 June 2026 - Trading window closed from 1 July 2026 until 48 hours after Q1 FY2027 results.
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Copy of Newspaper Publication
31 May 2026 - Audited standalone and consolidated results for quarter and year ended March 31, 2026 approved May 29, 2026.
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General Updates
25 May 2026 - Board approved FY26 audited standalone and consolidated results; appointed secretarial auditor for FY27-FY31.
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Outcome of Board Meeting
25 May 2026 - Board approved audited standalone and consolidated FY26 results on 25 May 2026; prior-period figures restated.
Annual reports
Concalls
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Jun 2024TranscriptPPT
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May 2023TranscriptAI SummaryPPT
Business Overview:[1]
Company provides a platform to agents to facilitate instant digital transfer of money to a bank account, AEPS, Micro ATM, NSDL kiosk, flight booking, hotel booking, recharge any cell phone and DTH, Bill payments of utility bills and insurance premium selling to travel, 2-wheeler and health insurance, CMS, courier services, Mera adhikar, etc.