Geojit Financial Services Ltd

AI

Geojit Financial Services Ltd

₹ 71.9 -0.57%
12 Nov - close price
About

Geojit Financial Services Limited offers a complete spectrum of financial services including online broking, financial products distribution, portfolio management services, margin funding, etc. [1]

Key Points

Service Portfolio

  • Market Cap ₹ 2,006 Cr.
  • Current Price ₹ 71.9
  • High / Low ₹ 86.6 / 50.9
  • Stock P/E 36.2
  • Book Value ₹ 36.0
  • Dividend Yield 2.09 %
  • ROCE 10.1 %
  • ROE 7.44 %
  • Face Value ₹ 1.00

Pros

  • Company is almost debt free.
  • Company has been maintaining a healthy dividend payout of 37.8%
  • Debtor days have improved from 51.0 to 19.5 days.

Cons

  • The company has delivered a poor sales growth of 4.79% over past five years.
  • Company has a low return on equity of 2.93% over last 3 years.
  • Earnings include an other income of Rs.231 Cr.
  • Promoter holding has decreased over last 3 years: -16.1%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026
137.26 145.43 75.00 43.58 74.39 57.41 80.93 43.82 68.37 74.61 83.06 61.83 70.32
84.87 91.91 95.96 73.20 90.13 82.53 93.44 76.63 101.50 92.65 117.56 97.62 103.49
Operating Profit 52.39 53.52 -20.96 -29.62 -15.74 -25.12 -12.51 -32.81 -33.13 -18.04 -34.50 -35.79 -33.17
OPM % 38.17% 36.80% -27.95% -67.97% -21.16% -43.76% -15.46% -74.87% -48.46% -24.18% -41.54% -57.88% -47.17%
1.71 1.83 79.51 79.65 84.54 68.49 55.49 65.59 70.98 47.11 66.40 65.55 52.21
Interest 2.83 4.34 1.36 1.20 1.29 1.11 1.32 1.31 1.28 1.43 1.54 1.52 1.65
Depreciation 6.89 6.73 6.49 6.30 6.36 6.57 6.74 7.17 7.52 7.98 8.76 9.05 9.52
Profit before tax 44.38 44.28 50.70 42.53 61.15 35.69 34.92 24.30 29.05 19.66 21.60 19.19 7.87
Tax % 24.99% 24.41% 9.05% 3.86% 10.60% 11.01% 15.44% 26.17% 24.06% 23.86% 30.79% 25.59% 22.74%
33.29 33.48 46.10 40.89 54.67 31.76 29.53 17.94 22.05 14.98 14.94 14.28 6.08
EPS in Rs 1.25 1.26 1.74 1.54 2.06 1.14 1.06 0.64 0.79 0.54 0.54 0.51 0.22
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
285 233 264 329 284 286 405 481 427 350 440 512 290
179 170 180 220 213 198 229 263 281 285 443 388 411
Operating Profit 106 64 84 109 71 88 176 218 146 65 -3 123 -122
OPM % 37% 27% 32% 33% 25% 31% 44% 45% 34% 19% -0.7% 24% -42%
4 3 -7 5 -6 -9 1 2 1 107 208 8 231
Interest 1 1 1 0 2 3 3 5 8 4 5 6 6
Depreciation 8 11 12 12 20 24 22 24 28 25 26 31 35
Profit before tax 101 55 64 101 43 52 152 191 111 143 174 95 68
Tax % 33% 35% 40% 33% 43% 28% 25% 25% 19% 6% 10% 26%
68 36 38 67 25 38 114 143 90 134 157 70 50
EPS in Rs 2.63 1.36 1.46 2.55 0.93 1.43 4.31 5.39 3.37 5.04 5.62 2.50 1.81
Dividend Payout % 60% 66% 77% 70% 97% 95% 73% 50% 40% 27% 27% 60%
Compounded Sales Growth
10 Years: 8%
5 Years: 5%
3 Years: 6%
TTM: 16%
Compounded Profit Growth
10 Years: 8%
5 Years: -8%
3 Years: -6%
TTM: -24%
Stock Price CAGR
10 Years: 9%
5 Years: 0%
3 Years: 6%
1 Year: 0%
Return on Equity
10 Years: 11%
5 Years: 9%
3 Years: 3%
Last Year: 7%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Sep 2026
Equity Capital 23 23 24 24 24 24 24 24 24 24 28 28 28
Reserves 317 332 372 412 384 350 441 539 557 655 967 999 976
25 0 0 0 21 23 36 77 112 359 45 56 61
201 162 241 232 294 315 469 565 406 708 135 131 88
Total Liabilities 566 518 636 668 722 711 971 1,205 1,099 1,745 1,174 1,213 1,154
56 58 55 55 86 81 72 81 96 109 104 127 137
CWIP 0 0 0 0 0 0 0 0 5 3 2 5 3
Investments 38 38 100 115 45 62 11 16 18 18 218 335 256
472 421 480 498 591 569 887 1,108 981 1,614 850 747 758
Total Assets 566 518 636 668 722 711 971 1,205 1,099 1,745 1,174 1,213 1,154

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
41 51 99 37 30 138 -80 76 40 -89 87 268
4 -7 -60 3 47 -33 48 -10 -18 -13 -110 -241
13 -94 1 -27 -63 -82 -31 -26 -60 173 -49 -61
Net Cash Flow 58 -50 39 13 13 24 -63 40 -38 71 -72 -34
Free Cash Flow 28 33 92 24 5 127 -87 57 19 -106 63 234
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit 71% 98% 148% 69% 70% 179% -27% 58% 48% -82% -4,936% 239%

Ratios

Standalone / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 147 150 185 138 164 92 97 94 83 117 16 19
Inventory Days
Days Payable
Cash Conversion Cycle 147 150 185 138 164 92 97 94 83 117 16 19
Working Capital Days -70 22 -41 -63 37 -177 -238 -268 -190 -449 -54 -26
ROCE % 29% 15% 20% 24% 12% 16% 34% 34% 18% -7% -3% 10%

Insights

In beta
Mar 2016 Dec 2017 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Number of Clients
Lakhs

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Customer Assets (Custody + AUM)
₹ Crores
Mutual Fund AUM (ex Overseas)
₹ Crores
PMS & AIF AUM
₹ Crores
Lending Book (MTF/LAS)
₹ Crores
Number of Sales People
Count
Executed SIP Book (Monthly)
₹ Crores
Recurring Revenue AUM
₹ Crores

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
54.59% 54.59% 54.59% 54.59% 55.05% 55.05% 52.13% 51.73% 38.47% 38.47% 38.47% 38.47%
2.59% 2.41% 3.37% 3.77% 3.31% 3.42% 3.53% 2.96% 2.58% 1.87% 1.58% 1.49%
0.00% 0.00% 0.02% 0.05% 0.04% 0.16% 0.83% 0.83% 10.13% 9.87% 10.04% 10.56%
42.82% 43.01% 42.02% 41.60% 41.59% 41.36% 43.49% 44.49% 48.80% 49.78% 49.89% 49.47%
No. of Shareholders 87,02185,75181,02589,95495,86397,4721,01,8611,00,9521,00,61997,30993,85289,282

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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