AGS Transact Technologies Ltd

₹ 70.6 1.58%
01 Jul - close price
About

AGS Transact Technologies Ltd is one of India's leading Omni-channel payment solution providers. It is the second-largest company in India in terms of revenue from ATM managed services and also the largest deployer of POS terminals at petroleum outlets in India.[1]

Key Points

Services Offered[1] They provide customized products and services comprising ATM and CRM outsourcing, cash management, and digital payment solutions including merchant solutions, transaction processing services, and mobile wallets

  • Market Cap 858 Cr.
  • Current Price 70.6
  • High / Low 182 / 65.8
  • Stock P/E
  • Book Value 39.7
  • Dividend Yield 0.00 %
  • ROCE 9.79 %
  • ROE -16.1 %
  • Face Value 10.0

Pros

  • Company has reduced debt.

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 6.26% over past five years.
  • Company has a low return on equity of 3.85% for last 3 years.
  • Debtor days have increased from 114.38 to 148.81 days.
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Sep 2021 Dec 2021 Mar 2022
463 543 482 485 399
348 363 349 365 324
Operating Profit 115 180 133 119 75
OPM % 25% 33% 28% 25% 19%
6 16 3 8 6
Interest 25 39 58 61 72
Depreciation 65 66 60 65 65
Profit before tax 31 91 18 2 -56
Tax % -0% 32% 76% 634% 14%
Net Profit 31 62 4 -9 -48
EPS in Rs 2.60 5.15 0.34 -0.78 -3.98

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
1,308 1,473 1,806 1,800 1,759 1,772
1,154 1,262 1,376 1,336 1,321 1,362
Operating Profit 154 211 429 465 437 410
OPM % 12% 14% 24% 26% 25% 23%
15 9 13 30 38 25
Interest 78 83 137 130 133 250
Depreciation 100 113 227 245 260 252
Profit before tax -10 24 79 120 82 -67
Tax % -109% 73% 16% 31% 34% -24%
Net Profit -22 6 66 83 55 -82
EPS in Rs -1.79 0.52 5.50 6.89 4.55 -6.79
Dividend Payout % 0% 0% 0% 14% 22% 0%
Compounded Sales Growth
10 Years: %
5 Years: 6%
3 Years: -1%
TTM: 1%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -252%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: 6%
3 Years: 4%
Last Year: -16%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
119 119 119 119 119 120
Reserves 275 284 300 369 426 362
657 703 1,105 1,159 1,622 1,104
365 450 531 595 747 767
Total Liabilities 1,416 1,555 2,054 2,241 2,914 2,353
493 549 1,008 1,052 965 910
CWIP 68 66 50 89 58 43
Investments 0 0 0 2 10 0
855 941 997 1,098 1,880 1,399
Total Assets 1,416 1,555 2,054 2,241 2,914 2,353

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
206 196 486 446 418 325
-210 -161 -165 -291 -156 -12
15 -31 -315 -172 320 -875
Net Cash Flow 12 4 6 -16 582 -562

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Debtor Days 82 91 90 93 102 149
Inventory Days 190 143 95 85 100 104
Days Payable 224 209 251 344 398 817
Cash Conversion Cycle 48 25 -66 -166 -196 -564
Working Capital Days 73 73 21 25 14 75
ROCE % 10% 17% 16% 11% 10%

Shareholding Pattern

Numbers in percentages

Mar 2022
65.52
6.26
8.01
19.19
1.01

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