AGS Transact Technologies Ltd

AGS Transact Technologies Ltd

₹ 88.8 -1.93%
26 Feb - close price
About

AGS Transact Technologies Ltd is one of India's leading Omni-channel payment solution providers. It is the second-largest company in India in terms of revenue from ATM managed services and also the largest deployer of POS terminals at petroleum outlets in India.[1]

Key Points

Market Position
Company is one of the largest integrated omni-channel payment solutions providers in India, catering to banks & corporate clients, serving across diverse industries.
It has a leadership position in the Indian ATM Industry, being the second largest ATM managed service & cash management company in India. Also, it is one of the largest deployers of PoS terminals at petroleum outlets in India.
In addition to the physical presence, the company has built digital payment platforms such as Ongo & Fastlane. [1]

  • Market Cap 1,085 Cr.
  • Current Price 88.8
  • High / Low 127 / 44.0
  • Stock P/E
  • Book Value 39.1
  • Dividend Yield 0.00 %
  • ROCE 12.2 %
  • ROE 7.60 %
  • Face Value 10.0

Pros

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 2.56% over past five years.
  • Company has a low return on equity of 0.72% over last 3 years.
  • Dividend payout has been low at 7.21% of profits over last 3 years
  • Company has high debtors of 197 days.
  • Working capital days have increased from 90.2 days to 138 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
463 543 406 482 485 399 418 414 415 425 371 377 374
348 363 324 349 365 324 305 305 315 351 288 369 316
Operating Profit 115 180 82 133 119 75 113 109 101 73 83 7 58
OPM % 25% 33% 20% 28% 25% 19% 27% 26% 24% 17% 22% 2% 15%
6 16 8 3 8 6 10 7 9 10 8 12 10
Interest 25 39 59 58 61 72 35 34 35 39 37 37 38
Depreciation 65 66 61 60 65 65 59 58 56 57 54 54 53
Profit before tax 31 91 -30 18 2 -56 28 23 19 -13 1 -71 -23
Tax % -0% 32% 4% 76% 634% 14% 32% 11% 35% -20% 36% 14% 32%
31 62 -29 4 -9 -48 19 21 12 -15 1 -61 -15
EPS in Rs 2.60 5.15 -2.40 0.34 -0.78 -3.98 1.58 1.70 1.02 -1.26 0.05 -5.00 -1.26
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
1,308 1,473 1,806 1,800 1,759 1,772 1,671 1,546
1,154 1,262 1,376 1,336 1,321 1,361 1,273 1,325
Operating Profit 154 211 429 465 437 411 398 222
OPM % 12% 14% 24% 26% 25% 23% 24% 14%
15 9 13 30 38 24 34 41
Interest 78 83 137 130 133 250 144 150
Depreciation 100 113 227 245 260 252 231 218
Profit before tax -10 24 79 120 82 -67 58 -106
Tax % -109% 73% 16% 31% 34% -24% 36%
-22 6 66 83 55 -82 37 -91
EPS in Rs -1.79 0.52 5.50 6.89 4.55 -6.79 3.04 -7.47
Dividend Payout % 0% 0% 0% 0% 22% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 3%
3 Years: -2%
TTM: -6%
Compounded Profit Growth
10 Years: %
5 Years: 42%
3 Years: -23%
TTM: -2369%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: 62%
Return on Equity
10 Years: %
5 Years: 7%
3 Years: 1%
Last Year: 8%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 119 119 119 119 119 120 120 120
Reserves 275 284 306 380 440 362 415 357
657 703 1,105 1,159 1,622 1,104 1,231 1,237
365 450 524 583 733 767 517 490
Total Liabilities 1,416 1,555 2,054 2,241 2,914 2,353 2,283 2,205
493 549 1,008 1,052 965 910 804 768
CWIP 68 66 50 89 58 44 40 29
Investments 0 0 0 2 10 0 1 2
855 941 997 1,098 1,880 1,399 1,439 1,405
Total Assets 1,416 1,555 2,054 2,241 2,914 2,353 2,283 2,205

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
206 196 486 446 418 325 249
-210 -161 -165 -291 -156 -12 -126
15 -31 -315 -172 320 -875 -137
Net Cash Flow 12 4 6 -16 582 -562 -14

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 82 91 90 93 168 188 197
Inventory Days 190 143 95 85 100 104 152
Days Payable 224 209 251 344 592 817 752
Cash Conversion Cycle 48 25 -66 -166 -325 -525 -403
Working Capital Days 73 73 21 25 58 75 138
ROCE % 10% 17% 16% 11% 10% 12%

Shareholding Pattern

Numbers in percentages

4 Recently
Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
65.52% 65.52% 65.52% 65.52% 65.52% 65.52% 65.52% 65.52%
6.26% 5.60% 4.57% 3.18% 0.63% 0.06% 0.01% 0.44%
8.01% 7.46% 7.31% 6.28% 5.27% 5.27% 5.27% 3.85%
19.19% 20.40% 21.57% 24.11% 27.83% 28.40% 28.43% 29.87%
1.01% 1.01% 1.01% 0.91% 0.75% 0.75% 0.75% 0.31%
No. of Shareholders 1,28,7881,20,7761,15,5471,13,0021,11,3101,08,0751,06,8721,02,102

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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