AGS Transact Technologies Ltd

₹ 89.4 1.53%
18 Aug - close price
About

AGS Transact Technologies Ltd is one of India's leading Omni-channel payment solution providers. It is the second-largest company in India in terms of revenue from ATM managed services and also the largest deployer of POS terminals at petroleum outlets in India.[1]

Key Points

Services Offered[1] They provide customized products and services comprising ATM and CRM outsourcing, cash management, and digital payment solutions including merchant solutions, transaction processing services, and mobile wallets

  • Market Cap 1,085 Cr.
  • Current Price 89.4
  • High / Low 182 / 65.8
  • Stock P/E
  • Book Value 45.5
  • Dividend Yield 0.00 %
  • ROCE 8.33 %
  • ROE -14.9 %
  • Face Value 10.0

Pros

  • Company has reduced debt.

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 1.59% over past five years.
  • Company has a low return on equity of 4.06% for last 3 years.
  • Company has high debtors of 213 days.
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022
364 420 306 359 356 296 305
281 271 241 248 262 244 214
Operating Profit 82 149 65 111 94 52 91
OPM % 23% 36% 21% 31% 26% 18% 30%
5 14 4 3 3 5 6
Interest 22 33 54 54 56 66 29
Depreciation 50 49 47 46 47 46 45
Profit before tax 16 81 -32 13 -7 -55 23
Tax % 15% 32% 5% 75% -77% 12% 28%
Net Profit 14 55 -31 3 -12 -49 17
EPS in Rs 1.14 4.58 -2.55 0.28 -1.02 -4.04 1.38

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 TTM
1,167 1,140 1,217 1,309 1,547 1,458 1,373 1,317 1,317
993 1,003 1,065 1,123 1,332 1,053 995 995 968
Operating Profit 174 137 152 186 216 405 378 322 349
OPM % 15% 12% 13% 14% 14% 28% 28% 24% 26%
2 11 11 8 14 24 34 15 17
Interest 63 66 71 74 69 111 114 231 206
Depreciation 75 69 81 87 94 194 197 187 186
Profit before tax 38 14 12 32 68 124 101 -81 -26
Tax % 36% 48% 52% 40% 38% 28% 31% -9%
Net Profit 24 7 6 19 42 90 70 -89 -41
EPS in Rs 2.01 0.60 0.46 1.60 3.51 7.47 5.82 -7.30 -3.40
Dividend Payout % 0% 0% 0% 0% 0% 134% 17% 0%
Compounded Sales Growth
10 Years: %
5 Years: 2%
3 Years: -5%
TTM: -4%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -228%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: 5%
3 Years: 4%
Last Year: -15%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
119 119 119 119 119 120 119 120
Reserves 341 351 356 375 422 444 516 432
473 503 589 609 376 463 1,455 956
295 290 314 385 608 1,061 634 628
Total Liabilities 1,228 1,263 1,378 1,488 1,525 2,088 2,724 2,136
317 378 391 415 415 448 739 694
CWIP 53 23 42 46 23 45 36 37
Investments 34 54 119 142 220 266 276 266
825 807 825 884 867 1,329 1,673 1,139
Total Assets 1,228 1,263 1,378 1,488 1,525 2,088 2,724 2,136

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
118 140 194 210 332 391 363 237
-98 -117 -209 -149 -150 -235 -117 30
-3 -39 18 -55 -182 -165 334 -830
Net Cash Flow 16 -15 3 7 -0 -10 579 -563

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Debtor Days 106 85 87 99 99 102 188 213
Inventory Days 160 195 187 153 94 88 98 103
Days Payable 180 199 219 203 275 343 589 737
Cash Conversion Cycle 86 80 56 49 -82 -153 -303 -421
Working Capital Days 85 77 58 89 22 32 63 90
ROCE % 9% 8% 10% 14% 24% 14% 8%

Shareholding Pattern

Numbers in percentages

Mar 2022 Jun 2022
65.52 65.52
6.26 5.60
8.01 7.46
19.19 20.40
1.01 1.01

Documents