Veefin Solutions Ltd
Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]
- Market Cap ₹ 780 Cr.
- Current Price ₹ 305
- High / Low ₹ 437 / 256
- Stock P/E
- Book Value ₹ 188
- Dividend Yield 0.00 %
- ROCE 6.81 %
- ROE 4.58 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -0.51%
- Promoter holding is low: 34.7%
- Company has a low return on equity of 6.24% over last 3 years.
- Promoters have pledged 66.0% of their holding.
- Company has high debtors of 231 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Services IT Enabled Services
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 7 | 14 | 25 | 79 | |
| 5 | 9 | 14 | 54 | |
| Operating Profit | 1 | 5 | 11 | 24 |
| OPM % | 17% | 37% | 44% | 31% |
| 0 | 0 | 0 | 2 | |
| Interest | 0 | 0 | 0 | 1 |
| Depreciation | 0 | 0 | 1 | 5 |
| Profit before tax | 1 | 5 | 10 | 21 |
| Tax % | 0% | 20% | 23% | 21% |
| 1 | 4 | 7 | 16 | |
| EPS in Rs | 733.87 | 2.33 | 3.28 | 5.58 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 129% |
| TTM: | 215% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 144% |
| TTM: | 78% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 6% |
| Last Year: | 5% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 0.01 | 18 | 23 | 23 | 24 |
| Reserves | 9 | 26 | 102 | 428 | 492 |
| 4 | 1 | 5 | 13 | 111 | |
| 3 | 7 | 15 | 58 | 225 | |
| Total Liabilities | 16 | 52 | 145 | 522 | 852 |
| 14 | 41 | 94 | 363 | 645 | |
| CWIP | 0 | 0 | 0 | 35 | 0 |
| Investments | 0 | 0 | 0 | 0 | 1 |
| 2 | 11 | 51 | 124 | 206 | |
| Total Assets | 16 | 52 | 145 | 522 | 852 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 0 | -0 | 8 | 1 | |
| -6 | -24 | -45 | -273 | |
| 6 | 26 | 68 | 284 | |
| Net Cash Flow | 0 | 1 | 30 | 11 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Debtor Days | 46 | 193 | 143 | 231 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 46 | 193 | 143 | 231 |
| Working Capital Days | -108 | 108 | 101 | 148 |
| ROCE % | 19% | 11% | 7% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
16h - Meeting with Seven Canyon Advisors on Feb 11, 2026; no UPSI; duration 06:30–07:45 IST.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
2d - Virtual analyst meeting with Seven Canyon Advisors on Feb 11, 2026 at 18:30 IST; no UPSI.
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
28 Jan - Q3 revenue ₹104cr; 9M ₹214cr; PSB Xchange: ₹12,000cr limits requested, ₹4,000cr approved; USD61m pipeline.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
28 Jan - Q3 FY26 standalone revenue ₹20.19cr; EBITDA ₹11.76cr (58.25%); 9M consolidated revenue ₹213.78cr, PAT ₹15.98cr.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
27 Jan - Audio recording posted for earnings conference call for quarter and nine months ended Dec 31, 2025.
Annual reports
Concalls
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Jan 2026Transcript PPT
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Nov 2025TranscriptPPT
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Nov 2025Transcript PPT REC
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Apr 2025Transcript PPT
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Apr 2025TranscriptAI SummaryPPT
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Mar 2025Transcript PPT
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Oct 2024Transcript PPT
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Oct 2024TranscriptAI SummaryPPT
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May 2024Transcript PPT
Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.