Veefin Solutions Ltd

Veefin Solutions Ltd

₹ 305 4.97%
12 Feb - close price
About

Incorporated in 2020, Veefin Solutions Ltd provides Digital Lending and Supply Chain Finance technology product solutions[1]

Key Points

Business Profile[1]
Veefin Solutions Limited is a software company that builds digital tools for banks and finance companies (like NBFCs). They help banks lend money faster, manage payments, and handle supply chains digitally.

  • Market Cap 780 Cr.
  • Current Price 305
  • High / Low 437 / 256
  • Stock P/E
  • Book Value 188
  • Dividend Yield 0.00 %
  • ROCE 6.81 %
  • ROE 4.58 %
  • Face Value 10.0

Pros

  • Company is almost debt free.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding has decreased over last quarter: -0.51%
  • Promoter holding is low: 34.7%
  • Company has a low return on equity of 6.24% over last 3 years.
  • Promoters have pledged 66.0% of their holding.
  • Company has high debtors of 231 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2025
103.74
83.03
Operating Profit 20.71
OPM % 19.96%
0.63
Interest 4.29
Depreciation 4.45
Profit before tax 12.60
Tax % 38.33%
7.78
EPS in Rs 2.78
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025
7 14 25 79
5 9 14 54
Operating Profit 1 5 11 24
OPM % 17% 37% 44% 31%
0 0 0 2
Interest 0 0 0 1
Depreciation 0 0 1 5
Profit before tax 1 5 10 21
Tax % 0% 20% 23% 21%
1 4 7 16
EPS in Rs 733.87 2.33 3.28 5.58
Dividend Payout % 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 129%
TTM: 215%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 144%
TTM: 78%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: -30%
Return on Equity
10 Years: %
5 Years: %
3 Years: 6%
Last Year: 5%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 0.01 18 23 23 24
Reserves 9 26 102 428 492
4 1 5 13 111
3 7 15 58 225
Total Liabilities 16 52 145 522 852
14 41 94 363 645
CWIP 0 0 0 35 0
Investments 0 0 0 0 1
2 11 51 124 206
Total Assets 16 52 145 522 852

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025
0 -0 8 1
-6 -24 -45 -273
6 26 68 284
Net Cash Flow 0 1 30 11

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 46 193 143 231
Inventory Days
Days Payable
Cash Conversion Cycle 46 193 143 231
Working Capital Days -108 108 101 148
ROCE % 19% 11% 7%

Shareholding Pattern

Numbers in percentages

Sep 2023Mar 2024Sep 2024Mar 2025Sep 2025Dec 2025
39.84% 39.84% 37.40% 35.25% 35.25% 36.36%
0.05% 0.00% 1.60% 1.69% 2.29% 2.38%
1.16% 1.95% 2.88% 2.37% 0.14% 0.12%
58.96% 58.20% 58.13% 55.59% 60.98% 60.07%
0.00% 0.00% 0.00% 5.11% 1.34% 1.07%
No. of Shareholders 1,2321,8443,2594,8935,2515,099

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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