Bazel International Ltd

Bazel International Ltd

₹ 18.6 4.61%
02 Apr - close price
About

Incorporated in 1982, Bazel International
Ltd is in the business of non-mortgage
loan services for business purposes[1]

Key Points

Business Overview:[1][2]
BIL, registered as a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company, is involved in trading shares, providing financial services, and undertaking investment activities. It also offers credit facilities to individuals and businesses, including business loans to meet working capital requirements for individuals and corporate entities.

  • Market Cap 18.3 Cr.
  • Current Price 18.6
  • High / Low 45.5 / 16.5
  • Stock P/E 15.0
  • Book Value 71.8
  • Dividend Yield 0.00 %
  • ROCE 2.30 %
  • ROE 2.13 %
  • Face Value 10.0

Pros

  • Stock is trading at 0.26 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Promoter holding is low: 0.08%
  • Company might be capitalizing the interest cost
  • Earnings include an other income of Rs.0.94 Cr.
  • Company has high debtors of 1,201 days.
  • Working capital days have increased from 838 days to 1,395 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Loading peers table ...

Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
1.28 17.79 0.75 0.83 0.77 2.44 1.04 1.14 1.21
Interest 0.01 0.25 0.09 0.00 0.24 0.36 0.25 0.22 0.11
0.22 16.97 0.21 0.18 0.43 2.02 0.43 0.46 0.91
Financing Profit 1.05 0.57 0.45 0.65 0.10 0.06 0.36 0.46 0.19
Financing Margin % 82.03% 3.20% 60.00% 78.31% 12.99% 2.46% 34.62% 40.35% 15.70%
0.00 0.03 0.00 0.00 0.03 0.88 0.08 0.02 -0.04
Depreciation 0.01 0.13 0.03 0.03 0.03 0.10 0.03 -0.02 0.01
Profit before tax 1.04 0.47 0.42 0.62 0.10 0.84 0.41 0.50 0.14
Tax % 18.27% 23.40% 21.43% -4.84% 80.00% 58.33% 39.02% 38.00% -50.00%
0.86 0.36 0.33 0.65 0.02 0.35 0.26 0.31 0.21
EPS in Rs 2.21 0.92 0.85 1.67 0.31 0.62 0.62 0.55 0.27
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2024 Mar 2025 TTM
0.06 0.64 17.82 3.24 5.83
Interest 0.00 0.07 0.31 0.60 0.94
0.05 0.61 16.91 2.45 3.82
Financing Profit 0.01 -0.04 0.60 0.19 1.07
Financing Margin % 16.67% -6.25% 3.37% 5.86% 18.35%
0.00 0.00 0.00 0.84 0.94
Depreciation 0.00 0.01 0.13 0.13 0.12
Profit before tax 0.01 -0.05 0.47 0.90 1.89
Tax % 0.00% 20.00% 23.40% 35.56%
0.00 -0.06 0.36 0.58 1.13
EPS in Rs 0.00 -0.21 0.92 1.80 2.06
Dividend Payout % 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 49%
5 Years: %
3 Years: %
TTM: -71%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -16%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: 3%
1 Year: -47%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 2%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2024 Mar 2025 Sep 2025
Equity Capital 0.49 1.46 1.95 2.79 2.79
Reserves 13.33 12.30 41.98 48.30 52.50
Borrowing 0.03 0.33 8.72 20.57 21.35
0.01 0.53 2.91 7.10 7.50
Total Liabilities 13.86 14.62 55.56 78.76 84.14
0.00 0.02 0.32 12.21 12.23
CWIP 0.00 0.10 0.00 0.00 0.00
Investments 10.15 4.66 2.89 4.84 4.57
3.71 9.84 52.35 61.71 67.34
Total Assets 13.86 14.62 55.56 78.76 84.14

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2024 Mar 2025
-0.01 -5.99 -1.29 -9.46
0.00 5.32 -0.01 -1.89
0.03 0.76 0.85 11.57
Net Cash Flow 0.02 0.08 -0.45 0.22
Free Cash Flow -0.01 -6.01 -1.30 -9.49
CFO/OP -100% -19,933% -138% -1,151%

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2024 Mar 2025
ROE % 0.00% -0.44% 0.82% 2.13%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Standard Assets
Rs. Hundreds ・Standalone data

Log in to view insights

Please log in to see hidden values.

Login
Total Loans and Advances (Gross)
Rs. Hundreds ・Standalone data
Doubtful Assets
Rs. Hundreds ・Standalone data
Number of Branches
Count ・Standalone data
Number of Employees
Count ・Standalone data
Capital to Risk-Weighted Assets Ratio (CRAR)
% ・Standalone data

Shareholding Pattern

Numbers in percentages

2 Recently
Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
0.56% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.46% 0.32% 0.12% 0.11% 0.08%
99.44% 99.53% 99.53% 99.53% 99.53% 99.54% 99.54% 99.54% 91.85% 92.05% 92.05% 94.26%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 7.83% 7.83% 7.83% 5.66%
No. of Shareholders 2942984353904275586367407287707971,016

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents