RSD Finance Ltd
₹ 106
-0.94%
26 Aug
- close price
- Market Cap ₹ 137 Cr.
- Current Price ₹ 106
- High / Low ₹ 300 / 92.4
- Stock P/E 26.5
- Book Value ₹ 62.1
- Dividend Yield 0.00 %
- ROCE 8.78 %
- ROE 6.78 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 8.55% over last 3 years.
- Working capital days have increased from -19.1 days to 72.2 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 26.29 | 4.36 | 5.59 | 7.40 | 6.77 | 6.77 | 3.91 | 6.09 | 7.55 | 8.57 | 12.17 | 8.75 | 8.69 | |
| 1.31 | 1.58 | 2.36 | 2.08 | 3.33 | 1.36 | 2.32 | 2.12 | 2.57 | 2.52 | 2.65 | 2.10 | 2.04 | |
| Operating Profit | 24.98 | 2.78 | 3.23 | 5.32 | 3.44 | 5.41 | 1.59 | 3.97 | 4.98 | 6.05 | 9.52 | 6.65 | 6.65 |
| OPM % | 95.02% | 63.76% | 57.78% | 71.89% | 50.81% | 79.91% | 40.66% | 65.19% | 65.96% | 70.60% | 78.23% | 76.00% | 76.52% |
| 0.01 | 0.01 | 0.20 | 0.02 | 0.20 | 1.79 | 0.14 | 0.08 | 0.17 | 0.18 | 0.21 | 0.05 | 0.13 | |
| Interest | 0.05 | 0.20 | 0.42 | 0.04 | 0.04 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.14 | 0.21 | 0.12 | 0.10 | 0.20 | 0.15 | 0.12 | 0.09 | 0.08 | 0.06 | 0.06 | 0.05 | 0.04 |
| Profit before tax | 24.80 | 2.38 | 2.89 | 5.20 | 3.40 | 7.03 | 1.60 | 3.95 | 5.07 | 6.17 | 9.67 | 6.65 | 6.74 |
| Tax % | 18.35% | 10.08% | 9.69% | 17.88% | 19.12% | 18.21% | 18.12% | 17.72% | 16.96% | 18.48% | 21.20% | 23.01% | |
| 20.25 | 2.13 | 2.60 | 4.27 | 2.76 | 5.75 | 1.31 | 3.25 | 4.20 | 5.03 | 7.62 | 5.12 | 5.16 | |
| EPS in Rs | 15.70 | 1.65 | 2.02 | 3.31 | 2.14 | 4.46 | 1.01 | 2.51 | 3.24 | 3.89 | 5.89 | 3.95 | 3.98 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 17% |
| 3 Years: | 5% |
| TTM: | -6% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 31% |
| 3 Years: | 7% |
| TTM: | -32% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 32% |
| 3 Years: | 1% |
| 1 Year: | -39% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 8% |
| 3 Years: | 9% |
| Last Year: | 7% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 | 6.47 |
| Reserves | 25.53 | 27.40 | 30.02 | 34.27 | 36.95 | 43.99 | 43.62 | 49.43 | 54.71 | 58.56 | 66.63 | 71.49 |
| 0.89 | 3.93 | 3.87 | 0.54 | 0.65 | 0.60 | 0.56 | 0.53 | 0.48 | 0.40 | 0.40 | 0.00 | |
| 5.61 | 1.66 | 1.77 | 1.87 | 2.29 | 4.22 | 3.43 | 2.57 | 3.13 | 3.09 | 4.16 | 2.88 | |
| Total Liabilities | 38.50 | 39.46 | 42.13 | 43.15 | 46.36 | 55.28 | 54.08 | 59.00 | 64.79 | 68.52 | 77.66 | 80.84 |
| 1.41 | 1.20 | 1.11 | 1.59 | 1.65 | 12.50 | 8.72 | 1.29 | 1.19 | 1.13 | 1.10 | 1.05 | |
| CWIP | 0.00 | 0.02 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 31.66 | 36.27 | 33.58 | 30.16 | 38.00 | 35.57 | 44.15 | 50.64 | 55.12 | 54.17 | 61.09 | 65.05 |
| 5.43 | 1.97 | 7.38 | 11.40 | 6.71 | 7.21 | 1.21 | 7.07 | 8.48 | 13.22 | 15.47 | 14.74 | |
| Total Assets | 38.50 | 39.46 | 42.13 | 43.15 | 46.36 | 55.28 | 54.08 | 59.00 | 64.79 | 68.52 | 77.66 | 80.84 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -45.73 | -1.78 | 1.45 | -0.46 | -7.33 | 0.70 | -4.78 | 0.37 | -0.93 | -3.81 | -1.48 | -2.67 | |
| 45.61 | -1.81 | -1.77 | 4.77 | 6.44 | -0.45 | 4.45 | 0.71 | 0.44 | 3.70 | 3.01 | 2.75 | |
| 0.17 | 3.05 | -0.03 | -3.33 | 0.11 | -0.04 | -0.04 | -0.04 | -0.04 | -0.09 | 0.00 | -0.40 | |
| Net Cash Flow | 0.05 | -0.53 | -0.35 | 0.98 | -0.78 | 0.21 | -0.36 | 1.05 | -0.53 | -0.20 | 1.54 | -0.32 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1.39 | 8.37 | 5.88 | 3.45 | 10.24 | 12.40 | 12.14 | 9.59 | 8.22 | 6.39 | 3.60 | 7.51 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 1.39 | 8.37 | 5.88 | 3.45 | 10.24 | 12.40 | 12.14 | 9.59 | 8.22 | 6.39 | 3.60 | 7.51 |
| Working Capital Days | -5.00 | -26.79 | -75.09 | -42.91 | -74.40 | -168.75 | -314.59 | -95.30 | -78.32 | -74.96 | -54.59 | 72.17 |
| ROCE % | 57.72% | 7.30% | 8.47% | 12.84% | 7.83% | 11.35% | 3.17% | 7.40% | 8.54% | 9.71% | 13.91% | 8.78% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
15 Aug - Newspaper Publication for the financial results for the quarter ended 30.06.2025
-
Board Meeting Outcome for Consideration & Approval Of Un-Audited Financial Results For The Quarter Ended 30.06.2025
13 Aug - No defaults on loans or debt; no deviations in proceeds; routine compliance update.
- Results For The Qtr Ended 30.06.2025 13 Aug
-
Board Meeting Intimation for Intimation Of Board Meeting For Consideration Of Quarterly Financial Result For The Quarter Ended 30.06.2025
5 Aug - Board meeting on Aug 13, 2025 to consider Q1 FY26 unaudited results; trading window closed since July 1.
-
Announcement under Regulation 30 (LODR)-Change in Management
21 Jul - Re-appointment of Mr. Rajeev Singh Dugal as Managing Director for five years from July 22, 2025.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
Business Overview:[1]
RSDFL is a registered as a Non Systematically Important, Non Deposit Taking, Non Banking
Finance Company. It is in the business of loans and advances, acquisition of shares, stocks,
bonds, debentures, securities, etc. It also provides Job Work services