RSD Finance Ltd

RSD Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

RSD Finance Ltd

₹ 84.0 1.23%
01 Dec - close price
rsdfinancelimited.com BSE: 539875
About

RSD Finance Limited is engaged in fund-based activities like providing loans and advances, inter-corporate deposits, loans against securities, and investments in shares and securities. The Company also carries out job work activities. It is registered with RBI as a Non-Banking Financial Institution. [1]

Key Points

Revenue Split
Investment & Finance Activities: 18% in FY21 vs 21% in FY18
Job Work & Manufacturing Activities: 1% in FY21 vs 11% in FY18
Hotel Business: 15% in FY21 vs 39% in FY18
Heat Treatment Activities: 66% in FY21 vs 29% in FY18. [1] [2]

Website BSE
  • Market Cap ₹ 109 Cr.
  • Current Price ₹ 84.0
  • High / Low ₹ 115 / 68.0
  • Stock P/E 10.6
  • Book Value ₹ 147
  • Dividend Yield 0.00 %
  • ROCE 8.22 %
  • ROE 6.19 %
  • Face Value ₹ 5.00
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Pros

  • Stock is trading at 0.57 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 6.89% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023
9.36 17.50 18.36 11.44 23.65 28.01 29.85 24.51 21.56 22.73 23.52 25.45 18.91
6.34 13.73 15.59 7.46 12.21 22.29 19.33 17.63 14.96 14.97 19.02 18.35 16.90
Operating Profit 3.02 3.77 2.77 3.98 11.44 5.72 10.52 6.88 6.60 7.76 4.50 7.10 2.01
OPM % 32.26% 21.54% 15.09% 34.79% 48.37% 20.42% 35.24% 28.07% 30.61% 34.14% 19.13% 27.90% 10.63%
0.46 2.65 1.16 1.15 1.65 1.64 0.78 2.26 0.47 2.32 1.23 0.99 2.26
Interest 0.49 0.43 0.38 0.32 0.40 0.30 1.16 0.37 0.81 1.00 0.88 0.54 3.72
Depreciation 1.19 1.17 1.46 1.69 3.27 2.79 2.97 1.99 3.30 4.22 3.33 3.42 -2.24
Profit before tax 1.80 4.82 2.09 3.12 9.42 4.27 7.17 6.78 2.96 4.86 1.52 4.13 2.79
Tax % 14.44% 14.11% 12.44% 28.53% 25.58% 8.67% 31.94% 26.40% 19.93% 4.73% 39.47% 22.76% 9.68%
1.53 4.14 1.83 2.23 7.01 3.91 4.89 4.99 2.37 4.64 0.93 3.19 2.53
EPS in Rs 1.16 1.44 2.22 1.21 5.49 2.51 3.16 2.66 1.75 3.27 0.87 2.27 1.66
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
34 32 48 42 45 59 71 55 97 97 91
8 25 30 25 32 41 52 39 61 66 69
Operating Profit 27 7 18 17 13 18 19 16 36 31 21
OPM % 78% 22% 37% 40% 29% 30% 26% 29% 37% 32% 24%
0 0 0 0 3 5 2 1 1 2 7
Interest 0 0 1 1 2 2 2 2 2 3 6
Depreciation 0 1 3 3 7 6 5 5 11 13 9
Profit before tax 26 6 14 14 7 15 13 10 24 16 13
Tax % 18% 28% 22% 22% 24% 23% 18% 17% 25% 20%
22 5 11 11 5 11 11 8 18 13 11
EPS in Rs 16.80 3.65 7.73 7.76 3.66 7.87 5.76 5.48 12.37 8.56 8.07
Dividend Payout % 0% 11% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 17%
3 Years: 11%
TTM: -13%
Compounded Profit Growth
10 Years: %
5 Years: 23%
3 Years: 14%
TTM: -22%
Stock Price CAGR
10 Years: %
5 Years: 31%
3 Years: 44%
1 Year: -12%
Return on Equity
10 Years: %
5 Years: 6%
3 Years: 7%
Last Year: 6%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 6 6 6 6 6 6 6 6 6 6 6
Reserves 80 84 107 116 121 133 139 150 169 177 184
9 12 25 23 20 17 21 20 33 34 37
11 6 23 25 25 31 37 38 43 46 48
Total Liabilities 107 109 161 170 172 188 203 214 252 263 275
4 3 29 28 55 60 52 41 54 70 67
CWIP 0 0 0 24 1 1 6 16 0 0 0
Investments 93 99 106 96 101 105 126 140 161 151 167
10 7 27 23 15 22 19 18 37 42 40
Total Assets 107 109 161 170 172 188 203 214 252 263 275

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-43 -6 11 -16 -8 5 4 15 5 6
-17 4 -32 12 4 0 -9 -13 -13 -12
60 3 26 1 2 -3 4 -1 13 4
Net Cash Flow 0 1 5 -3 -2 2 -2 1 5 -2

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 15 9 8 6 12 15 18 15 12 16
Inventory Days 106 26 39 35 44 33 43 50 69 99
Days Payable 257 42 50 44 35 102 62 106 65 75
Cash Conversion Cycle -136 -7 -4 -4 22 -55 -1 -41 15 40
Working Capital Days -22 -15 -29 69 -11 -9 3 -36 19 33
ROCE % 7% 12% 9% 5% 7% 8% 6% 12% 8%

Shareholding Pattern

Numbers in percentages

Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023
74.95% 74.95% 74.97% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98%
25.05% 25.05% 25.03% 25.02% 25.02% 25.02% 25.02% 25.02% 25.03% 25.02% 25.03% 25.02%
No. of Shareholders 809828835841910927915921959969971979

Documents

Announcements

Annual reports