RSD Finance Ltd

RSD Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

RSD Finance Ltd

₹ 147 -1.97%
19 Sep 10:16 a.m.
rsdfinancelimited.com BSE: 539875
About

Incorporated in 1963, RSD Finance Ltd is engaged in fund based activities[1]

Key Points

Business Overview:[1]
RSDFL is a registered as a Non Systematically Important, Non Deposit Taking, Non Banking
Finance Company. It is in the business of loans and advances, acquisition of shares, stocks,
bonds, debentures, securities, etc. It also provides Job Work services

Website BSE
  • Market Cap ₹ 190 Cr.
  • Current Price ₹ 147
  • High / Low ₹ 230 / 76.0
  • Stock P/E 11.6
  • Book Value ₹ 154
  • Dividend Yield 0.00 %
  • ROCE 9.96 %
  • ROE 7.38 %
  • Face Value ₹ 5.00
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Pros

  • Company has reduced debt.
  • Stock is trading at 0.98 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 7.68% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024
11.44 23.65 28.01 29.85 24.51 21.56 22.73 23.52 25.45 18.91 28.08 30.67 32.55
7.46 12.21 22.29 19.33 17.63 14.96 14.97 19.02 18.35 16.18 18.86 22.62 23.09
Operating Profit 3.98 11.44 5.72 10.52 6.88 6.60 7.76 4.50 7.10 2.73 9.22 8.05 9.46
OPM % 34.79% 48.37% 20.42% 35.24% 28.07% 30.61% 34.14% 19.13% 27.90% 14.44% 32.83% 26.25% 29.06%
1.15 1.65 1.64 0.78 2.26 0.47 2.32 1.23 0.99 2.26 1.38 3.46 2.07
Interest 0.32 0.40 0.30 1.16 0.37 0.81 1.00 0.88 0.54 0.63 0.94 0.70 0.52
Depreciation 1.69 3.27 2.79 2.97 1.99 3.30 4.22 3.33 3.42 1.57 2.86 2.68 1.95
Profit before tax 3.12 9.42 4.27 7.17 6.78 2.96 4.86 1.52 4.13 2.79 6.80 8.13 9.06
Tax % 28.53% 25.58% 8.67% 31.94% 26.40% 19.93% 4.73% 39.47% 22.76% 9.68% 22.35% 21.16% 23.29%
2.23 7.01 3.91 4.89 4.99 2.37 4.64 0.93 3.19 2.53 5.28 6.40 6.96
EPS in Rs 1.21 5.49 2.51 3.16 2.66 1.75 3.27 0.87 2.27 1.66 3.12 3.76 4.13
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
34 32 48 42 45 59 71 55 97 97 108 110
8 25 30 25 32 41 52 39 61 66 76 81
Operating Profit 27 7 18 17 13 18 19 16 36 31 33 29
OPM % 78% 22% 37% 40% 29% 30% 26% 29% 37% 32% 30% 27%
0 0 0 0 3 5 2 1 1 2 3 9
Interest 0 0 1 1 2 2 2 2 2 3 3 3
Depreciation 0 1 3 3 7 6 5 5 11 13 11 9
Profit before tax 26 6 14 14 7 15 13 10 24 16 22 27
Tax % 18% 28% 22% 22% 24% 23% 18% 17% 25% 20% 20%
22 5 11 11 5 11 11 8 18 13 17 21
EPS in Rs 16.80 3.65 7.73 7.76 3.66 7.87 5.76 5.48 12.37 8.56 10.81 12.67
Dividend Payout % 0% 11% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 12%
5 Years: 13%
3 Years: 26%
TTM: 18%
Compounded Profit Growth
10 Years: -4%
5 Years: 14%
3 Years: 26%
TTM: 58%
Stock Price CAGR
10 Years: %
5 Years: 56%
3 Years: 62%
1 Year: 72%
Return on Equity
10 Years: 7%
5 Years: 7%
3 Years: 8%
Last Year: 7%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 6 6 6 6 6 6 6 6 6 6 6
Reserves 80 84 107 116 121 133 139 150 169 177 192
9 12 25 23 20 17 21 20 33 34 26
11 6 23 25 25 31 37 38 43 46 50
Total Liabilities 107 109 161 170 172 188 203 214 252 263 275
4 3 29 28 55 60 52 41 54 70 63
CWIP 0 0 0 24 1 1 6 16 0 0 0
Investments 93 99 106 96 101 105 126 140 161 151 170
10 7 27 23 15 22 19 18 37 42 43
Total Assets 107 109 161 170 172 188 203 214 252 263 275

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
-43 -6 11 -16 -8 5 4 15 5 6 15
-17 4 -32 12 4 0 -9 -13 -13 -12 -6
60 3 26 1 2 -3 4 -1 13 4 -8
Net Cash Flow 0 1 5 -3 -2 2 -2 1 5 -2 1

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 15 9 8 6 12 15 18 15 12 16 8
Inventory Days 106 26 39 35 44 33 43 50 69 137 160
Days Payable 257 42 50 44 35 102 62 106 65 104 62
Cash Conversion Cycle -136 -7 -4 -4 22 -55 -1 -41 15 49 106
Working Capital Days -22 -15 -29 69 -11 -9 3 -36 19 33 32
ROCE % 7% 12% 9% 5% 7% 8% 6% 12% 8% 10%

Shareholding Pattern

Numbers in percentages

Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98%
25.02% 25.02% 25.02% 25.02% 25.02% 25.03% 25.02% 25.03% 25.02% 25.02% 25.01% 25.03%
No. of Shareholders 8419109279159219599699719799951,1001,086

Documents

Announcements

Annual reports