RSD Finance Ltd
₹ 80.0
2.56%
09 Jul
- close price
- Market Cap ₹ 104 Cr.
- Current Price ₹ 80.0
- High / Low ₹ 123 / 71.5
- Stock P/E 8.06
- Book Value ₹ 169
- Dividend Yield 0.00 %
- ROCE 8.02 %
- ROE 5.96 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.47 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -7.18% over past five years.
- Company has a low return on equity of 6.57% over last 3 years.
- Earnings include an other income of Rs.7.32 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 32 | 48 | 42 | 45 | 59 | 71 | 55 | 97 | 97 | 108 | 132 | 38 | |
| Interest | 0 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 0 |
| 25 | 30 | 25 | 32 | 41 | 52 | 39 | 61 | 66 | 76 | 98 | 22 | |
| Financing Profit | 7 | 16 | 16 | 11 | 16 | 17 | 14 | 34 | 27 | 30 | 30 | 15 |
| Financing Margin % | 21% | 35% | 38% | 24% | 27% | 24% | 25% | 35% | 28% | 27% | 23% | 41% |
| 0 | 0 | 0 | 3 | 5 | 2 | 1 | 1 | 2 | 3 | 3 | 7 | |
| Depreciation | 1 | 3 | 3 | 7 | 6 | 5 | 5 | 11 | 13 | 11 | 8 | 2 |
| Profit before tax | 6 | 14 | 14 | 7 | 15 | 13 | 10 | 24 | 16 | 22 | 25 | 21 |
| Tax % | 28% | 22% | 22% | 24% | 23% | 18% | 17% | 25% | 20% | 20% | 30% | 26% |
| 5 | 11 | 11 | 5 | 11 | 11 | 8 | 18 | 13 | 17 | 18 | 15 | |
| EPS in Rs | 3.65 | 7.73 | 7.76 | 3.66 | 7.87 | 5.76 | 5.48 | 12.37 | 8.56 | 10.81 | 10.23 | 9.93 |
| Dividend Payout % | 11% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | -7% |
| 3 Years: | -27% |
| TTM: | -72% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 13% |
| 3 Years: | 5% |
| TTM: | -3% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 20% |
| 3 Years: | 3% |
| 1 Year: | -18% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 7% |
| 3 Years: | 7% |
| Last Year: | 6% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves | 84 | 107 | 116 | 121 | 133 | 139 | 150 | 169 | 177 | 192 | 205 | 213 |
| Borrowing | 12 | 25 | 23 | 20 | 17 | 21 | 20 | 33 | 34 | 26 | 21 | 2 |
| 6 | 23 | 25 | 25 | 31 | 37 | 38 | 43 | 46 | 50 | 60 | 46 | |
| Total Liabilities | 109 | 161 | 170 | 172 | 188 | 203 | 214 | 252 | 263 | 275 | 292 | 267 |
| 3 | 29 | 28 | 55 | 60 | 52 | 41 | 54 | 70 | 63 | 56 | 18 | |
| CWIP | 0 | 0 | 24 | 1 | 1 | 6 | 16 | 0 | 0 | 0 | 8 | 0 |
| Investments | 99 | 106 | 96 | 101 | 105 | 126 | 140 | 161 | 151 | 170 | 173 | 218 |
| 7 | 27 | 23 | 15 | 22 | 19 | 18 | 37 | 42 | 43 | 56 | 32 | |
| Total Assets | 109 | 161 | 170 | 172 | 188 | 203 | 214 | 252 | 263 | 275 | 292 | 267 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6 | 11 | -16 | -8 | 5 | 4 | 15 | 5 | 6 | 15 | -0 | 7 | |
| 4 | -32 | 12 | 4 | 0 | -9 | -13 | -13 | -12 | -6 | 5 | 19 | |
| 3 | 26 | 1 | 2 | -3 | 4 | -1 | 13 | 4 | -8 | -6 | -26 | |
| Net Cash Flow | 1 | 5 | -3 | -2 | 2 | -2 | 1 | 5 | -2 | 1 | -1 | -1 |
| Free Cash Flow | -7 | -18 | -42 | -20 | -8 | 1 | 15 | 5 | 6 | 15 | -0 | 7 |
| CFO/OP | -68% | 69% | -81% | -42% | 39% | 42% | 114% | 19% | 39% | 55% | 13% | 91% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 10% | 8% | 3% | 5% | 5% | 5% | 10% | 6% | 7% | 6% | 6% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Number of Employees Count ・Standalone data |
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| Hotel Business Segment Revenue Rs. Lakhs |
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| Investment & Financial Segment Revenue Rs. Lakhs |
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| Job Work Segment Revenue Rs. Lakhs |
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| Loan Book (Loans and Advances) Rs. Lakhs ・Standalone data |
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| Total Investment Portfolio Rs. Lakhs ・Standalone data |
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| Heat Treatment Segment Revenue Rs. Lakhs |
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| CRAR (Capital to Risk Weighted Assets Ratio) % ・Standalone data |
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Documents
Announcements
-
Closure of Trading Window
27 Jun - Trading window closed from 1 July 2026 until 48 hours after Q1 FY2026 results.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
27 May - Newspaper Publication for the Audited Financial Result for the fourth quarter and year ended 31.03.2026
- Financial Results For The FY Ended 31.03.2026 25 May
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Board Meeting Outcome for Consideration And Approval Of Audited Financial Results For The FY Ended 31.03.2026
25 May - Board approved audited standalone and consolidated FY26 results on May 25, 2026; reappointed internal auditor.
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Board Meeting Intimation for Consideration And Approval Of Audited Financial Results For The Year Ended 31St March, 2026
20 May - Board meets May 25, 2026 to consider audited Q4 FY26 standalone and consolidated results.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
from bse
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Financial Year 2014
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Financial Year 2013
from bse
Business Overview:[1]
RSDFL is a registered as a Non Systematically Important, Non Deposit Taking, Non Banking
Finance Company. It is in the business of loans and advances, acquisition of shares, stocks,
bonds, debentures, securities, etc. It also provides Job Work services