Credent Global Finance Ltd

Credent Global Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Credent Global Finance Ltd

₹ 144 -0.96%
26 Apr - close price
credentglobal.com BSE: 539598
About

Incorporated in 1991, Oracle Credit Ltd is in
the business of granting loans and making investments[1]

Key Points

Registration:[1]
Company is a Non Systematically Important
Non-Deposit accepting Non-Banking Finance Company

Website BSE
  • Market Cap ₹ 148 Cr.
  • Current Price ₹ 144
  • High / Low ₹ 172 / 101
  • Stock P/E 36.2
  • Book Value ₹ 68.7
  • Dividend Yield 0.35 %
  • ROCE 33.2 %
  • ROE 42.5 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.

Cons

  • Promoter holding is low: 31.1%
  • Company's cost of borrowing seems high

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2011 Jun 2012 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
0.03 0.03 1.24 0.37 1.09 1.74 15.64 2.67 1.94 3.14
0.01 0.01 0.30 0.47 0.51 0.62 6.02 1.39 2.24 2.51
Operating Profit 0.02 0.02 0.94 -0.10 0.58 1.12 9.62 1.28 -0.30 0.63
OPM % 66.67% 66.67% 75.81% -27.03% 53.21% 64.37% 61.51% 47.94% -15.46% 20.06%
0.00 0.00 0.18 0.70 0.15 0.00 0.10 0.13 0.04 0.10
Interest 0.00 0.00 0.00 0.00 0.01 0.00 1.27 0.66 0.54 0.68
Depreciation 0.00 0.00 0.00 0.00 0.00 0.07 0.54 0.24 0.24 0.25
Profit before tax 0.02 0.02 1.12 0.60 0.72 1.05 7.91 0.51 -1.04 -0.20
Tax % 50.00% 50.00% 27.68% 25.00% 19.44% 29.52% 34.51% 27.45% -7.69% -70.00%
0.01 0.01 0.80 0.45 0.58 0.75 5.18 0.37 -1.12 -0.34
EPS in Rs 0.01 0.01 0.93 0.43 0.56 0.72 4.98 0.36 -1.09 -0.33
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 TTM
1.70 19.47 23.39
0.42 6.99 12.16
Operating Profit 1.28 12.48 11.23
OPM % 75.29% 64.10% 48.01%
0.20 0.10 0.37
Interest 0.00 1.89 3.15
Depreciation 0.00 0.61 1.27
Profit before tax 1.48 10.08 7.18
Tax % 27.70% 33.23%
1.07 6.74 4.09
EPS in Rs 1.29 6.48 3.92
Dividend Payout % 0.00% 5.15%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 427%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 60%
Stock Price CAGR
10 Years: %
5 Years: 64%
3 Years: 158%
1 Year: 16%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 43%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023 Sep 2023
Equity Capital 5.55 6.94 10.29
Reserves 1.68 17.52 60.38
0.14 40.35 1.66
0.55 11.00 44.40
Total Liabilities 7.92 75.81 116.73
0.04 11.96 11.52
CWIP 0.00 0.00 0.00
Investments 0.00 27.67 35.66
7.88 36.18 69.55
Total Assets 7.92 75.81 116.73

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023
-5.86 -23.63
0.19 -17.41
5.69 44.19
Net Cash Flow 0.02 3.15

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Mar 2023
Debtor Days 0.00 12.19
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 12.19
Working Capital Days 103.06 -117.35
ROCE % 33.17%

Shareholding Pattern

Numbers in percentages

26 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
31.16% 31.16% 62.42% 57.65% 46.12% 46.12% 46.12% 46.12% 46.12% 31.09% 31.09% 31.09%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.29%
68.84% 68.84% 37.58% 42.35% 53.88% 53.87% 53.88% 53.88% 53.88% 68.91% 68.92% 68.63%
No. of Shareholders 6009661,2902,0011,8293,3795,2555,6865,4215,1614,6714,276

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports