Vani Commercials Ltd
Incorporated in 1988, Vani Commercials Ltd is an NBFC - Investment and Credit Company.[1]
- Market Cap ₹ 12.6 Cr.
- Current Price ₹ 10.7
- High / Low ₹ 15.6 / 9.01
- Stock P/E 48.5
- Book Value ₹ 11.7
- Dividend Yield 0.00 %
- ROCE 2.33 %
- ROE 1.91 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Stock is trading at 0.92 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 8.65%
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| 0.00 | 3.14 | 3.39 | |
| 0.00 | 1.40 | 2.15 | |
| Operating Profit | 0.00 | 1.74 | 1.24 |
| OPM % | 55.41% | 36.58% | |
| 0.00 | 0.01 | 0.02 | |
| Interest | 0.00 | 1.15 | 0.66 |
| Depreciation | 0.00 | 0.00 | 0.12 |
| Profit before tax | 0.00 | 0.60 | 0.48 |
| Tax % | 60.00% | 45.83% | |
| 0.00 | 0.24 | 0.26 | |
| EPS in Rs | 0.00 | 0.20 | 0.22 |
| Dividend Payout % | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 8% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -15% |
| 5 Years: | 16% |
| 3 Years: | -4% |
| 1 Year: | 0% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 2% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Equity Capital | 11.74 | 11.74 | 11.74 |
| Reserves | 1.34 | 1.66 | 2.02 |
| 9.34 | 40.22 | 30.60 | |
| 0.65 | 1.63 | 1.52 | |
| Total Liabilities | 23.07 | 55.25 | 45.88 |
| 0.00 | 0.03 | 0.24 | |
| CWIP | 0.00 | 0.00 | 0.00 |
| Investments | 4.22 | 3.25 | 4.85 |
| 18.85 | 51.97 | 40.79 | |
| Total Assets | 23.07 | 55.25 | 45.88 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| -2.22 | -31.61 | 11.22 | |
| -2.63 | 0.95 | -1.85 | |
| 4.94 | 30.88 | -9.63 | |
| Net Cash Flow | 0.09 | 0.22 | -0.26 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | |
| Inventory Days | |||
| Days Payable | |||
| Cash Conversion Cycle | 0.00 | 0.00 | |
| Working Capital Days | -159.25 | -82.91 | |
| ROCE % | 4.60% | 2.33% |
Documents
Announcements
-
ANNOUNCEMENT UNDER REGULATION 30
8 Aug - Vani Commercials paid Rs.4.74 lakh penalty after partial SEBI fine waiver for governance non-compliance.
-
Board Meeting Intimation for Meeting Of Board To Be Held On 12Th August, 2025
7 Aug - Board meeting on Aug 12 to approve Q1 unaudited results and AGM-related matters.
-
ANNOUNCEMENT UNDER REGULATION 30- NOC FOR CHANGE IN NAME FROM RBI
28 Jul - RBI grants NOC for company name change, pending MCA and shareholder approvals.
-
Announcement under Regulation 30 (LODR)-Change in Registered Office Address
7 Jul - Appointed two additional directors, shifted registered office, approved Fair Practice Code Framework.
-
Announcement under Regulation 30 (LODR)-Change in Directorate
7 Jul - Appointed two additional directors, shifted registered office, approved Fair Practice Code Framework.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
Business Overview:[1][2]
VCL is registered as a Non-Systematically Important Non-Deposit Taking Non-banking Financial Company. It has a lending portfolio across retail, SME, and commercial customers with a significant presence in urban India. The company offers a variety of financial services products to its customers.