Vani Commercials Ltd
Incorporated in 1988, Vani Commercials Ltd is an NBFC - Investment and Credit Company.[1]
- Market Cap ₹ 12.9 Cr.
- Current Price ₹ 11.0
- High / Low ₹ 15.6 / 9.01
- Stock P/E 49.5
- Book Value ₹ 11.7
- Dividend Yield 0.00 %
- ROCE 2.33 %
- ROE 1.91 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Stock is trading at 0.94 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 8.65%
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| -0.00 | 3.14 | 3.39 | |
| -0.00 | 1.41 | 2.15 | |
| Operating Profit | -0.00 | 1.73 | 1.24 |
| OPM % | 55.10% | 36.58% | |
| -0.00 | 0.02 | 0.02 | |
| Interest | -0.00 | 1.15 | 0.66 |
| Depreciation | -0.00 | -0.00 | 0.12 |
| Profit before tax | -0.00 | 0.60 | 0.48 |
| Tax % | 60.00% | 45.83% | |
| -0.00 | 0.24 | 0.26 | |
| EPS in Rs | -0.00 | 0.20 | 0.22 |
| Dividend Payout % | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 8% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 26% |
| 3 Years: | -9% |
| 1 Year: | 1% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 2% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Equity Capital | 11.74 | 11.74 | 11.74 |
| Reserves | 1.34 | 1.66 | 2.02 |
| 9.34 | 40.22 | 30.60 | |
| 0.65 | 1.64 | 1.53 | |
| Total Liabilities | 23.07 | 55.26 | 45.89 |
| -0.00 | 0.03 | 0.25 | |
| CWIP | -0.00 | -0.00 | -0.00 |
| Investments | 4.22 | 3.24 | 4.85 |
| 18.85 | 51.99 | 40.79 | |
| Total Assets | 23.07 | 55.26 | 45.89 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| -2.22 | -31.61 | 11.22 | |
| -2.63 | 0.96 | -1.85 | |
| 4.94 | 30.87 | -9.63 | |
| Net Cash Flow | 0.09 | 0.22 | -0.26 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Debtor Days | -0.00 | -0.00 | |
| Inventory Days | |||
| Days Payable | |||
| Cash Conversion Cycle | -0.00 | -0.00 | |
| Working Capital Days | -159.25 | -132.43 | |
| ROCE % | 4.60% | 2.33% |
Documents
Announcements
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CESSATION OF INTERNAL AUDITOR OF THE COMPANY
13h - Ms. Ishita Agarwal resigns as Company Secretary, Compliance Officer and Internal Auditor effective 17 Oct 2025.
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Announcement under Regulation 30 (LODR)-Change in Management
13h - Ms. Ishita Agarwal resigns as Company Secretary, Compliance Officer and Internal Auditor effective 17 Oct 2025.
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Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer
14h - Ms. Ishita Agarwal resigns as Company Secretary, Compliance Officer and internal auditor effective 17 October 2025.
-
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
18h - Boolean Ventura bought 290,000 shares (2.47%) of Vani Commercials on 12 Sep 2025; post-holding 10.475%.
-
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
9 Sep - Boolean Ventura sold 100,000 shares; holding 1,519,874 (12.945%) as of 4 Sep 2025.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Business Overview:[1][2]
VCL is registered as a Non-Systematically Important Non-Deposit Taking Non-banking Financial Company. It has a lending portfolio across retail, SME, and commercial customers with a significant presence in urban India. The company offers a variety of financial services products to its customers.