Gilada Finance & Investments Ltd
Incorporated in 1994, Gilada Finance & Investments Ltd is in the business of providing loans[1]
- Market Cap ₹ 14.3 Cr.
- Current Price ₹ 10.2
- High / Low ₹ 16.8 / 8.61
- Stock P/E 8.39
- Book Value ₹ 15.6
- Dividend Yield 0.00 %
- ROCE 11.9 %
- ROE 8.04 %
- Face Value ₹ 5.00
Pros
- Stock is trading at 0.65 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 7.50% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.87 | 1.96 | 1.97 | 2.06 | 2.53 | 2.60 | 3.29 | 3.46 | 3.36 | 3.75 | 5.57 | 6.25 | |
0.38 | 0.32 | 0.42 | 0.74 | 0.32 | 1.18 | 2.47 | 1.82 | 1.85 | 2.04 | 3.03 | 2.88 | |
Operating Profit | 1.49 | 1.64 | 1.55 | 1.32 | 2.21 | 1.42 | 0.82 | 1.64 | 1.51 | 1.71 | 2.54 | 3.37 |
OPM % | 79.68% | 83.67% | 78.68% | 64.08% | 87.35% | 54.62% | 24.92% | 47.40% | 44.94% | 45.60% | 45.60% | 53.92% |
-0.00 | -0.11 | -0.00 | -0.05 | -0.40 | -0.27 | 0.01 | -0.32 | 0.01 | 0.01 | 0.24 | 0.28 | |
Interest | 0.17 | 0.18 | 0.04 | 0.03 | 0.06 | 0.02 | 0.03 | 0.08 | 0.07 | 0.07 | 0.70 | 1.29 |
Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.41 | 0.05 | 0.10 | 0.04 | 0.03 | 0.04 | 0.03 | 0.03 |
Profit before tax | 1.31 | 1.34 | 1.50 | 1.23 | 1.34 | 1.08 | 0.70 | 1.20 | 1.42 | 1.61 | 2.05 | 2.33 |
Tax % | 32.82% | 32.09% | 32.67% | 33.33% | 32.09% | 29.63% | 11.43% | 22.50% | 30.99% | 18.01% | 25.85% | 27.04% |
0.88 | 0.90 | 1.00 | 0.82 | 0.91 | 0.76 | 0.63 | 0.93 | 0.98 | 1.33 | 1.52 | 1.70 | |
EPS in Rs | 0.63 | 0.64 | 0.71 | 0.59 | 0.65 | 0.54 | 0.45 | 0.66 | 0.70 | 0.95 | 1.08 | 1.21 |
Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | 11.55% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 12% |
5 Years: | 14% |
3 Years: | 23% |
TTM: | 12% |
Compounded Profit Growth | |
---|---|
10 Years: | 6% |
5 Years: | 22% |
3 Years: | 20% |
TTM: | 12% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 24% |
3 Years: | 3% |
1 Year: | -12% |
Return on Equity | |
---|---|
10 Years: | 7% |
5 Years: | 7% |
3 Years: | 8% |
Last Year: | 8% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 3.51 | 7.02 | 7.02 |
Reserves | 7.68 | 8.53 | 9.51 | 10.10 | 11.04 | 11.69 | 12.07 | 14.24 | 15.22 | 16.50 | 13.27 | 14.97 |
1.40 | 0.47 | 0.41 | 0.32 | 0.31 | 0.30 | 0.78 | 0.71 | 0.65 | 0.70 | 6.57 | 11.99 | |
0.29 | 0.32 | 0.27 | 0.28 | 0.33 | 1.51 | 1.58 | 0.41 | 0.42 | 0.14 | 0.21 | 1.03 | |
Total Liabilities | 12.88 | 12.83 | 13.70 | 14.21 | 15.19 | 17.01 | 17.94 | 18.87 | 19.80 | 20.85 | 27.07 | 35.01 |
0.04 | 0.05 | 0.04 | 0.06 | 0.14 | 0.17 | 0.09 | 0.07 | 4.03 | 4.03 | 4.02 | 4.02 | |
CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
Investments | 0.08 | 0.08 | 0.06 | 0.06 | 0.06 | 0.19 | 0.19 | 0.14 | 0.01 | 0.01 | 0.06 | 0.06 |
12.76 | 12.70 | 13.60 | 14.09 | 14.99 | 16.65 | 17.66 | 18.66 | 15.76 | 16.81 | 22.99 | 30.93 | |
Total Assets | 12.88 | 12.83 | 13.70 | 14.21 | 15.19 | 17.01 | 17.94 | 18.87 | 19.80 | 20.85 | 27.07 | 35.01 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.32 | 1.14 | 0.18 | 0.15 | 1.89 | -3.18 | 0.09 | 0.07 | 0.81 | -2.86 | |||
-0.00 | -0.05 | -0.03 | -0.10 | -0.21 | -0.02 | -0.02 | -0.01 | -0.04 | -0.07 | |||
-0.21 | -1.11 | -0.18 | -0.00 | 1.15 | 0.45 | -0.15 | -0.13 | -0.01 | 5.23 | |||
Net Cash Flow | 0.11 | -0.02 | -0.03 | 0.05 | 2.83 | -2.75 | -0.08 | -0.08 | 0.76 | 2.31 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 38.54 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 38.54 |
Working Capital Days | 720.24 | 694.62 | 689.24 | 683.93 | 571.30 | 600.85 | 457.08 | 389.26 | -6.52 | 28.23 | 20.31 | -0.00 |
ROCE % | 12.10% | 13.07% | 12.03% | 9.58% | 12.50% | 9.03% | 4.58% | 9.36% | 7.88% | 8.38% | 11.56% |
Documents
Announcements
- Declaration In Respect Of Issuance Of Audit Report By The Statutory Auditors Of The Company With Unmodified Opinion On The Standalone Audited Financial Results Of Gilada Finance And Investments Limited (The 'Company') For The Quarter And Year Ended March 31, 2024. 25 May
- Results- Financial Result For 23-24 24 May
- Board Meeting Outcome for Outcome Of Board Meeting 24 May
- Board Meeting Intimation for Board Meeting For Consideration Of Audited Financial Results For Quarter And Financial Year Ended On 31St March, 2024, And Closure Of Trading Window As Per SEBI (Prohibition Of Insider Trading) Regulations, 2015. 10 May
- Certificate Under Regulation 40(9) Of SEBI (LODR) Regulations, 2015 For The Year Ended 31.03.2024. 22 Apr
Registration:[1]
Company is registered as a Non Systematically Important Non Deposit Taking Non-Banking Financial Company