Mangalam Industrial Finance Ltd

Mangalam Industr Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Mangalam Industrial Finance Ltd

₹ 0.62 -1.59%
08 Jun - close price
miflindia.com BSE: 537800
About

Incorporated in 1983, Mangalam Industrial Finance is in the business of investing and financing[1]

Key Points

Business Overview:[1][2]
MIFL was formed as a Non Systematically Important Non-deposit taking Non-Banking
Finance, Investment and Credit Company and in Agriculture based industry including:
a) Financing Industrial Enterprises
by way of lending and advancing
money for machinery, land, building
shed or such other things as payment
finance
b) Investment /trading in shares &
securities etc and to carry on all types
of financing business including Housing
Finance
c) To manufacture and trade in agriculture based products of soil viz; tobacco, jute,
cotton, textiles sugarcane, vegetable
products, oilseeds, food grains etc.

Currently, company is concentrating in the NBFC segment providing various financial solutions

Website BSE
  • Market Cap ₹ 88.4 Cr.
  • Current Price ₹ 0.62
  • High / Low ₹ 2.08 / 0.58
  • Stock P/E
  • Book Value ₹ 0.52
  • Dividend Yield 1.61 %
  • ROCE -1.93 %
  • ROE -1.93 %
  • Face Value ₹ 1.00
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 1.19 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding has decreased over last quarter: -6.60%
  • Promoter holding is low: 37.4%
  • Company has a low return on equity of 0.38% over last 3 years.
  • Company has high debtors of 717 days.
  • Working capital days have increased from 272 days to 760 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
0.37 1.30 0.65 0.87 0.72 0.87 0.91 0.94 0.92 0.91 0.92 0.80 1.75
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5.23 0.31 1.36 0.59 0.99 0.47 0.34 0.35 0.42 0.44 0.61 5.43 21.40
Financing Profit -4.86 0.99 -0.71 0.28 -0.27 0.40 0.57 0.59 0.50 0.47 0.31 -4.63 -19.65
Financing Margin % -1,313.51% 76.15% -109.23% 32.18% -37.50% 45.98% 62.64% 62.77% 54.35% 51.65% 33.70% -578.75% -1,122.86%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.25 4.65 17.63
Depreciation 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Profit before tax -4.87 0.98 -0.72 0.27 -0.28 0.39 0.56 0.58 0.49 0.46 0.55 0.01 -2.03
Tax % 0.62% 25.51% -18.06% 51.85% -71.43% 25.64% 26.79% 25.86% 79.59% 26.09% 25.45% 0.00% -13.30%
-4.90 0.72 -0.59 0.14 -0.09 0.29 0.41 0.43 0.10 0.34 0.41 0.01 -1.76
EPS in Rs -0.03 0.00 -0.00 0.00 -0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.01
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
0.20 2.07 8.03 7.01 2.25 2.21 2.05 1.17 1.33 2.61 3.56 4.28
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.11 0.00 0.01 0.00
0.14 1.73 7.57 6.61 2.21 2.34 1.15 1.85 6.09 2.32 1.49 27.77
Financing Profit 0.06 0.34 0.46 0.40 0.04 -0.13 0.90 -0.68 -4.87 0.29 2.06 -23.49
Financing Margin % 30.00% 16.43% 5.73% 5.71% 1.78% -5.88% 43.90% -58.12% -366.17% 11.11% 57.87% -548.83%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.00 0.00 0.00 0.00 22.53
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.03 0.05 0.04
Profit before tax 0.06 0.34 0.46 0.40 0.04 -0.13 0.90 2.32 -4.89 0.26 2.01 -1.00
Tax % 0.00% 32.35% 30.43% 25.00% 25.00% 0.00% 25.56% 42.67% 2.45% 26.92% 38.81% 0.00%
0.06 0.24 0.32 0.29 0.03 -0.13 0.67 1.34 -5.01 0.19 1.23 -1.00
EPS in Rs 0.00 0.00 0.00 0.00 0.00 -0.00 0.00 0.01 -0.03 0.00 0.01 -0.01
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 78.18% 0.00%
Compounded Sales Growth
10 Years: 8%
5 Years: 16%
3 Years: 48%
TTM: 20%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 22%
TTM: -181%
Stock Price CAGR
10 Years: -15%
5 Years: -3%
3 Years: -35%
1 Year: -52%
Return on Equity
10 Years: -1%
5 Years: -3%
3 Years: 0%
Last Year: -2%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 96.16 96.16 96.16 96.16 96.16 96.16 96.16 96.16 96.16 96.16 96.16 142.51
Reserves -0.15 0.02 0.32 0.08 -62.01 -62.14 -64.12 -62.78 -67.82 -67.63 -66.75 -68.26
Borrowing 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.08 0.19 0.11 0.64 0.65 1.01 0.26 1.33 0.31 0.30 0.90 1.66
Total Liabilities 96.09 96.37 96.59 96.88 34.80 35.03 32.30 34.71 28.65 28.83 30.31 75.91
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.19 0.17 0.13 0.09
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 92.47 69.14 66.94 70.21 8.05 8.05 10.25 0.00 0.00 0.00 0.00 0.00
3.62 27.23 29.65 26.67 26.75 26.98 22.05 34.71 28.46 28.66 30.18 75.82
Total Assets 96.09 96.37 96.59 96.88 34.80 35.03 32.30 34.71 28.65 28.83 30.31 75.91

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
4.34 -23.36 -1.42 3.18 0.02 0.24 7.09 -7.80 4.04 -11.43 -0.44 -45.68
-4.04 23.33 2.19 -3.27 -0.31 -1.08 -6.79 15.88 -0.20 -0.02 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.34 45.84
Net Cash Flow 0.30 -0.03 0.78 -0.09 -0.29 -0.84 0.30 8.08 3.85 -11.45 -0.79 0.16
Free Cash Flow 4.34 -23.36 -1.43 3.18 0.02 0.24 7.09 -7.80 3.83 -11.45 -0.44 -45.68
CFO/OP 7,233% -6,829% -270% 865% 75% -185% 788% 1,147% -85% -3,941% -10% 194%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 0.06% 0.25% 0.33% 0.30% 0.05% -0.38% 2.03% -2.05% -16.23% 0.67% 4.25% -1.93%

Insights

In beta
Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Gross Loan Portfolio / Total Loans and Advances
INR Lakhs

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Total Employees
Number
Gross Non-Performing Assets (GNPA)
INR Lakhs
Intra-group Exposure (Related Party Lending)
INR Lakhs
Sectoral Exposure - MSME
INR Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

20 Recently
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
73.66% 70.15% 70.15% 69.11% 69.11% 69.11% 65.50% 60.30% 58.94% 58.41% 43.96% 37.37%
26.35% 29.84% 29.85% 30.89% 30.89% 30.89% 34.50% 39.70% 41.06% 41.58% 56.02% 62.63%
No. of Shareholders 63,05571,57682,5481,09,9241,13,7051,24,5121,51,7111,59,4291,57,8111,58,9711,95,9471,93,308

Documents

Announcements

Annual reports