First Fintec Ltd
₹ 9.36
4.93%
11 Sep
- close price
About
Incorporated in 2001, First Fintec Ltd is in the IT/ITES, KPO, ed-Tech and Fintech business[1]
Key Points
- Market Cap ₹ 9.73 Cr.
- Current Price ₹ 9.36
- High / Low ₹ 9.53 / 5.65
- Stock P/E
- Book Value ₹ 10.1
- Dividend Yield 0.00 %
- ROCE 0.09 %
- ROE -0.47 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.93 times its book value
Cons
- Company has a low return on equity of -1.03% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Software Software Products
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 27.77 | 14.24 | 14.87 | 10.01 | 6.67 | 1.33 | 0.13 | 0.63 | 5.83 | 1.78 | 1.83 | 2.53 | 2.44 | |
| 25.34 | 13.77 | 14.08 | 8.89 | 5.59 | 1.91 | 1.27 | 1.10 | 5.52 | 1.47 | 2.02 | 2.56 | 2.47 | |
| Operating Profit | 2.43 | 0.47 | 0.79 | 1.12 | 1.08 | -0.58 | -1.14 | -0.47 | 0.31 | 0.31 | -0.19 | -0.03 | -0.03 |
| OPM % | 8.75% | 3.30% | 5.31% | 11.19% | 16.19% | -43.61% | -876.92% | -74.60% | 5.32% | 17.42% | -10.38% | -1.19% | -1.23% |
| -1.31 | 0.48 | 0.39 | 0.36 | 0.33 | 0.33 | -1.51 | 0.15 | 0.00 | 0.56 | 0.39 | 0.21 | 0.21 | |
| Interest | 0.17 | 0.13 | 0.06 | 0.05 | 0.05 | 0.05 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 3.20 | 0.40 | 0.87 | 1.23 | 3.09 | 4.48 | 4.59 | 3.34 | 2.17 | 1.14 | 0.17 | 0.17 | 0.17 |
| Profit before tax | -2.25 | 0.42 | 0.25 | 0.20 | -1.73 | -4.78 | -7.26 | -3.67 | -1.86 | -0.27 | 0.03 | 0.01 | 0.01 |
| Tax % | -20.00% | 88.10% | 56.00% | 40.00% | 0.58% | 2.09% | -3.03% | -7.90% | -11.29% | -25.93% | 366.67% | 700.00% | |
| -1.80 | 0.06 | 0.12 | 0.12 | -1.74 | -4.89 | -7.04 | -3.38 | -1.65 | -0.19 | -0.09 | -0.05 | -0.05 | |
| EPS in Rs | -1.73 | 0.06 | 0.12 | 0.12 | -1.67 | -4.70 | -6.77 | -3.25 | -1.59 | -0.18 | -0.09 | -0.05 | -0.05 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -16% |
| 5 Years: | 81% |
| 3 Years: | -24% |
| TTM: | 17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 15% |
| 3 Years: | 25% |
| TTM: | -183% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 17% |
| 3 Years: | 20% |
| 1 Year: | 33% |
| Return on Equity | |
|---|---|
| 10 Years: | -9% |
| 5 Years: | -9% |
| 3 Years: | -1% |
| Last Year: | 0% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 |
| Reserves | 23.86 | 20.40 | 20.22 | 20.34 | 18.22 | 13.06 | 5.47 | 2.09 | 0.44 | 0.25 | 0.17 | 0.12 |
| 1.37 | 0.87 | 0.50 | 0.50 | 0.49 | 0.62 | 0.38 | 0.53 | 0.68 | 0.21 | 0.25 | 0.25 | |
| 2.84 | 2.53 | 2.78 | 2.41 | 2.34 | 2.39 | 2.15 | 1.76 | 1.51 | 1.42 | 1.57 | 1.63 | |
| Total Liabilities | 38.47 | 34.20 | 33.90 | 33.65 | 31.45 | 26.47 | 18.40 | 14.78 | 13.03 | 12.28 | 12.39 | 12.40 |
| 14.36 | 11.55 | 11.49 | 15.10 | 19.13 | 19.81 | 17.40 | 14.06 | 12.00 | 11.04 | 10.97 | 10.97 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.87 | 1.79 | 1.79 | 1.78 | 1.78 | 1.78 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 22.24 | 20.86 | 20.62 | 16.77 | 10.54 | 4.88 | 0.87 | 0.72 | 1.03 | 1.24 | 1.42 | 1.43 | |
| Total Assets | 38.47 | 34.20 | 33.90 | 33.65 | 31.45 | 26.47 | 18.40 | 14.78 | 13.03 | 12.28 | 12.39 | 12.40 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.34 | 1.46 | 1.45 | 4.82 | 7.50 | 5.34 | 0.52 | -0.20 | -0.18 | 0.79 | -0.09 | 0.16 | |
| 0.81 | -1.03 | -1.11 | -4.82 | -7.50 | -5.44 | -0.25 | 0.14 | -0.11 | -0.34 | 0.06 | -0.16 | |
| -0.37 | -0.51 | -0.36 | 0.00 | -0.01 | 0.12 | -0.23 | 0.14 | 0.15 | -0.47 | 0.05 | -0.01 | |
| Net Cash Flow | 0.10 | -0.08 | -0.02 | 0.00 | 0.00 | 0.02 | 0.04 | 0.09 | -0.14 | -0.01 | 0.02 | -0.02 |
| Free Cash Flow | -1.39 | 0.35 | 0.34 | -0.01 | 7.50 | 5.34 | 0.52 | -0.20 | -0.29 | 0.45 | -0.03 | 0.00 |
| CFO/OP | -14% | 311% | 184% | 430% | 694% | -921% | -46% | 43% | -58% | 255% | 47% | -533% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 220.55 | 429.85 | 408.45 | 463.45 | 352.41 | 290.90 | 196.54 | 17.38 | 35.69 | 137.39 | 153.58 | 113.97 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 220.55 | 429.85 | 408.45 | 463.45 | 352.41 | 290.90 | 196.54 | 17.38 | 35.69 | 137.39 | 153.58 | 113.97 |
| Working Capital Days | 270.50 | 508.03 | 476.68 | 583.05 | 539.57 | 1,097.74 | 589.62 | -40.56 | 16.90 | 198.90 | 211.42 | 157.25 |
| ROCE % | -0.46% | 1.81% | 0.99% | 0.83% | -5.57% | -17.79% | -27.72% | -25.08% | -15.16% | -2.41% | 0.28% | 0.09% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Board of Directors meetings held during the year count |
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| E-Education segment share of total turnover % of total turnover |
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| IT/ITES segment share of total turnover % of total turnover |
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| Number of small public shareholders (individuals holding nominal share capital up to Rs 2 lakh) count |
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| Promoter and Promoter Group shareholding % of total equity |
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| Total number of shareholders count |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
- Dear Sir, Please find the attachment. Regards, For First Fintec Limited Compliance Officer / Authorised Signatory
- Reg. 34 (1) Annual Report.
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First Fintec Limited - Book Closure Notice
- 26th AGM on 29 Sep 2026; book closure from 23 Sep to 29 Sep 2026.
-
First Fintec Limited - Annual General Meeting And Book Closure Notice
- First Fintec AGM on 29 Sep 2026; book closure 23-29 Sep 2026; new statutory auditor appointed.
-
Board Meeting Outcome for First Fintec Limited - Outcome Of Board Meeting
- Board approved FY2025-26 AGM on 29 Sep 2026, appointed statutory auditor, and redesignated CFO as CFO & COO.
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
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Business Overview:[1][2]
FFTL is in the business of Fintec & Edtec and IT/ITES (Education /Healthcare), offering:
a) Fintec:
Fusion of financial services & IT, evolving via Investec and SPAC at First Fintec.
b) Analytics:
Structured, iterative statistical analysis for business/institutional decision‑making, driven by First Fin Research Analytics.
c) Edtec:
Digital/e‑learning suites for K‑10 (CBSE + Maharashtra, Telangana, Andhra Pradesh boards, English & vernacular), simplifying student learning through digital offerings.