First Fintec Ltd
₹ 7.15
-0.69%
10 Jun
- close price
About
Incorporated in 2001, First Fintec Ltd is in the IT/ITES, KPO, ed-Tech and Fintech business[1]
Key Points
- Market Cap ₹ 7.44 Cr.
- Current Price ₹ 7.15
- High / Low ₹ 11.7 / 5.07
- Stock P/E
- Book Value ₹ 10.2
- Dividend Yield 0.00 %
- ROCE 0.18 %
- ROE -0.94 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.70 times its book value
Cons
- Company has a low return on equity of -5.87% over last 3 years.
- Company has high debtors of 154 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Software Software Products
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 45.23 | 27.77 | 14.24 | 14.87 | 10.01 | 6.67 | 1.33 | 0.13 | 0.63 | 5.83 | 1.78 | 1.83 | |
| 46.91 | 25.34 | 13.77 | 14.08 | 8.89 | 5.59 | 1.91 | 1.27 | 1.10 | 5.52 | 1.47 | 2.02 | |
| Operating Profit | -1.68 | 2.43 | 0.47 | 0.79 | 1.12 | 1.08 | -0.58 | -1.14 | -0.47 | 0.31 | 0.31 | -0.19 |
| OPM % | -3.71% | 8.75% | 3.30% | 5.31% | 11.19% | 16.19% | -43.61% | -876.92% | -74.60% | 5.32% | 17.42% | -10.38% |
| 0.46 | -1.31 | 0.48 | 0.39 | 0.36 | 0.33 | 0.33 | -1.51 | 0.15 | 0.00 | 0.56 | 0.39 | |
| Interest | 0.17 | 0.17 | 0.13 | 0.06 | 0.05 | 0.05 | 0.05 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 |
| Depreciation | 4.41 | 3.20 | 0.40 | 0.87 | 1.23 | 3.09 | 4.48 | 4.59 | 3.34 | 2.17 | 1.14 | 0.18 |
| Profit before tax | -5.80 | -2.25 | 0.42 | 0.25 | 0.20 | -1.73 | -4.78 | -7.26 | -3.67 | -1.86 | -0.27 | 0.02 |
| Tax % | -8.79% | -20.00% | 88.10% | 56.00% | 40.00% | 0.58% | 2.09% | -3.03% | -7.90% | -11.29% | -25.93% | 550.00% |
| -5.29 | -1.80 | 0.06 | 0.12 | 0.12 | -1.74 | -4.89 | -7.04 | -3.38 | -1.65 | -0.19 | -0.10 | |
| EPS in Rs | -5.09 | -1.73 | 0.06 | 0.12 | 0.12 | -1.67 | -4.70 | -6.77 | -3.25 | -1.59 | -0.18 | -0.10 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -24% |
| 5 Years: | 7% |
| 3 Years: | 43% |
| TTM: | 3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 15% |
| 3 Years: | 25% |
| TTM: | 47% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 28% |
| 3 Years: | 17% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | -8% |
| 5 Years: | -16% |
| 3 Years: | -6% |
| Last Year: | -1% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 | 10.40 |
| Reserves | 25.66 | 23.86 | 20.40 | 20.22 | 20.34 | 18.22 | 13.06 | 5.47 | 2.09 | 0.44 | 0.25 | 0.17 |
| 1.74 | 1.37 | 0.87 | 0.50 | 0.50 | 0.49 | 0.62 | 0.38 | 0.53 | 0.68 | 0.21 | 0.25 | |
| 4.04 | 2.84 | 2.53 | 2.78 | 2.41 | 2.34 | 2.39 | 2.15 | 1.76 | 1.51 | 1.42 | 1.57 | |
| Total Liabilities | 41.84 | 38.47 | 34.20 | 33.90 | 33.65 | 31.45 | 26.47 | 18.40 | 14.78 | 13.03 | 12.28 | 12.39 |
| 16.51 | 14.36 | 11.55 | 11.49 | 15.10 | 19.13 | 19.81 | 17.40 | 14.06 | 12.00 | 11.04 | 10.97 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.72 | 1.87 | 1.79 | 1.79 | 1.78 | 1.78 | 1.78 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 |
| 21.61 | 22.24 | 20.86 | 20.62 | 16.77 | 10.54 | 4.88 | 0.87 | 0.72 | 1.03 | 1.24 | 1.42 | |
| Total Assets | 41.84 | 38.47 | 34.20 | 33.90 | 33.65 | 31.45 | 26.47 | 18.40 | 14.78 | 13.03 | 12.28 | 12.39 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -1.89 | -0.34 | 1.46 | 1.45 | 4.82 | 7.50 | 5.34 | 0.52 | -0.20 | -0.18 | 0.79 | -0.09 | |
| 0.15 | 0.81 | -1.03 | -1.11 | -4.82 | -7.50 | -5.44 | -0.25 | 0.14 | -0.11 | -0.34 | 0.06 | |
| 1.74 | -0.37 | -0.51 | -0.36 | 0.00 | -0.01 | 0.12 | -0.23 | 0.14 | 0.15 | -0.47 | 0.05 | |
| Net Cash Flow | 0.00 | 0.10 | -0.08 | -0.02 | 0.00 | 0.00 | 0.02 | 0.04 | 0.09 | -0.14 | -0.01 | 0.02 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 122.02 | 220.55 | 429.85 | 408.45 | 463.45 | 352.41 | 290.90 | 196.54 | 17.38 | 35.69 | 137.39 | 153.58 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 122.02 | 220.55 | 429.85 | 408.45 | 463.45 | 352.41 | 290.90 | 196.54 | 17.38 | 35.69 | 137.39 | 153.58 |
| Working Capital Days | 159.70 | 276.94 | 520.59 | 488.96 | 601.28 | 566.38 | 1,267.89 | 1,656.54 | 266.51 | 59.48 | 241.97 | 261.28 |
| ROCE % | -13.82% | -0.46% | 1.81% | 0.99% | 0.83% | -5.57% | -17.79% | -27.72% | -25.08% | -15.16% | -2.41% | 0.18% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
3 Jun - Dear Sir, Please find the attachment. Regards, For First Fintec Limited Compliance Officer
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
3 Jun - Dear Sir, Please find the attachment. Regards, For First Fintec Limited Compliance Officer
- Audited Results For The Quarter Ended 31St March 2025 And The Audited Results For The Financial Year Ended 31St March 2025, Under Regulation 33 Of SEBI Listing Regulations 2015 (LODR) 30 May
-
Board Meeting Outcome for Outcome Of Board Meeting-Quarterly Submission Of Audited Financial Results Under Regulation 33 Of SEBI Listing Regulations 2015 (LODR).
30 May - Audited Q4 and FY25 results approved; slight profit before tax, net loss; unqualified audit opinion.
-
Board Meeting Intimation for Intimation Of Board Meeting Scheduled To Be Held On May 30Th, 2025.
18 May - Board meeting on May 30 to approve FY25 audited financial results; trading window remains closed.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Verticals:[1]
a) Fintec:
It is a combination of financial services and information technology
b) Analytics:
This involves analyzing data, using statistical models, and other quantitative methods. It does business analytics for decision making of businesses and institutional segments.
c) Edtec:
Company's Edtech vertical has digital e-learning product suits for the K-10 segment for CBSE (English Medium) and Maharashtra, Telangana, & Andhra Pradesh State Board education curriculums in English and Vernacular Mediums.
d) Invest Tec:
Invest Tec is an independent investment division focused on Venture Capital and Private Equity Advisory.
e) Fin Research Analytics:
Company is an independent research provider offering extensive industrial and financial research covering various sectors, businesses, and companies.