Anjani Finance Ltd
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
- Market Cap ₹ 11.9 Cr.
- Current Price ₹ 11.7
- High / Low ₹ 14.5 / 9.50
- Stock P/E 18.3
- Book Value ₹ 14.5
- Dividend Yield 0.00 %
- ROCE 4.10 %
- ROE 3.47 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.81 times its book value
- Company's working capital requirements have reduced from 37.1 days to 20.1 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 11.4% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 0.55 | 0.52 | 0.87 | 1.40 | 1.40 | 1.27 | |
| 0.30 | 0.32 | 0.30 | 1.90 | -1.28 | 0.35 | |
| Operating Profit | 0.25 | 0.20 | 0.57 | -0.50 | 2.68 | 0.92 |
| OPM % | 45.45% | 38.46% | 65.52% | -35.71% | 191.43% | 72.44% |
| 0.43 | 0.40 | 0.43 | 0.00 | 0.00 | 0.00 | |
| Interest | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Profit before tax | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 |
| Tax % | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% |
| 0.39 | 0.76 | 0.51 | -0.89 | 6.99 | 0.65 | |
| EPS in Rs | 0.38 | 0.75 | 0.50 | -0.88 | 6.89 | 0.64 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 13% |
| TTM: | -9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 8% |
| TTM: | -91% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 60% |
| 3 Years: | 22% |
| 1 Year: | -12% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 11% |
| Last Year: | 3% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 7.87 | 8.63 | 9.14 | 9.16 | 12.70 | 4.53 |
| 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 | |
| 0.20 | 0.20 | 0.21 | 0.31 | 0.42 | 0.40 | |
| Total Liabilities | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
| 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.76 | 16.27 | 16.35 | 17.16 | 19.01 | 10.37 |
| 4.66 | 8.61 | 10.08 | 8.42 | 11.01 | 4.57 | |
| Total Assets | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 0.40 | -3.87 | 3.36 | 1.28 | 0.37 | 5.97 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| -0.34 | 3.95 | 1.37 | -1.50 | 0.31 | -7.22 | |
| Net Cash Flow | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Debtor Days | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Working Capital Days | -6.64 | 84.23 | 41.95 | 78.21 | 13.04 | 20.12 |
| ROCE % | 2.61% | 3.87% | -1.93% | 9.68% | 4.10% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
6 Nov - Submission of Newspaper Publication in respect of unaudited financial result for quarter/half year ended 30th september 2025
- Unaudited Financial Results For The Quarter And Half Year Ended On September 30, 2025 5 Nov
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Board Meeting Outcome for OUTCOME OF THE BOARD MEETING HELD ON 5Th NOVEMBER 2025
5 Nov - Board approved unaudited results and limited review for quarter/half-year ended 30 Sep 2025.
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Board Meeting Intimation for Consideration And Approval Of The Standalone Un-Audited Financial Results For The Quarter And Half Year Ended On 30Th September, 2025
27 Oct - Board meeting 5 Nov 2025 to approve standalone unaudited Q2 and H1 results ended 30 Sep 2025.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Oct - Certificate under Regulation 74(5) confirming dematerialisation processing for quarter ended 30 September 2025.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.