Anjani Finance Ltd
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
- Market Cap ₹ 11.4 Cr.
- Current Price ₹ 11.2
- High / Low ₹ 15.9 / 9.50
- Stock P/E 17.5
- Book Value ₹ 14.5
- Dividend Yield 0.00 %
- ROCE 4.10 %
- ROE 3.47 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.80 times its book value
- Company's working capital requirements have reduced from 37.1 days to 20.1 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 11.4% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 0.55 | 0.52 | 0.87 | 1.40 | 1.40 | 1.27 | |
| 0.30 | 0.32 | 0.30 | 1.90 | -1.28 | 0.35 | |
| Operating Profit | 0.25 | 0.20 | 0.57 | -0.50 | 2.68 | 0.92 |
| OPM % | 45.45% | 38.46% | 65.52% | -35.71% | 191.43% | 72.44% |
| 0.43 | 0.40 | 0.43 | 0.00 | 0.00 | 0.00 | |
| Interest | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Profit before tax | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 |
| Tax % | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% |
| 0.39 | 0.76 | 0.51 | -0.89 | 6.99 | 0.65 | |
| EPS in Rs | 0.38 | 0.75 | 0.50 | -0.88 | 6.89 | 0.64 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 13% |
| TTM: | -9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 8% |
| TTM: | -91% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 64% |
| 3 Years: | 40% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 11% |
| Last Year: | 3% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 7.87 | 8.63 | 9.14 | 9.16 | 12.70 | 4.53 |
| 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 | |
| 0.20 | 0.20 | 0.21 | 0.31 | 0.42 | 0.40 | |
| Total Liabilities | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
| 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.76 | 16.27 | 16.35 | 17.16 | 19.01 | 10.37 |
| 4.66 | 8.61 | 10.08 | 8.42 | 11.01 | 4.57 | |
| Total Assets | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 0.40 | -3.87 | 3.36 | 1.28 | 0.37 | 5.97 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| -0.34 | 3.95 | 1.37 | -1.50 | 0.31 | -7.22 | |
| Net Cash Flow | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Debtor Days | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 46.45 | 147.40 | 71.32 | 18.25 | 15.64 | 17.24 |
| Working Capital Days | -6.64 | 84.23 | 41.95 | 78.21 | 13.04 | 20.12 |
| ROCE % | 2.61% | 3.87% | -1.93% | 9.68% | 4.10% |
Documents
Announcements
- Dispatch Of Letter To Shareholders Whose E-Mail Addresses Are Not Registered With Company/Registrar & Transfer Agent/Depository Participants. 8 Sep
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
7 Sep - Submission of copy of newspaper clipping of Notice 36th AGM ,E voting , Book Closure
- Reg. 34 (1) Annual Report. 5 Sep
-
Intimation Pursuant To Regulation 44 Of SEBI (LODR) Regulations, 2015 Regarding Remote E-Voting Facilities For The 36Th Annual General Meeting Of The Company To Be Held On Tuesday, 30Th Day Of September, 2025 At 3.00 PM (IST)
5 Sep - 36th AGM on 30 Sep 2025 at 3:00 PM; remote e-voting 27–29 Sep; cut-off 23 Sep.
- Corporate Action Book Closure For AGM 5 Sep
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.