Anjani Finance Ltd
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
- Market Cap ₹ 11.6 Cr.
- Current Price ₹ 11.4
- High / Low ₹ 14.5 / 9.50
- Stock P/E 17.8
- Book Value ₹ 14.5
- Dividend Yield 0.00 %
- ROCE 4.10 %
- ROE 3.47 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.79 times its book value
- Company's working capital requirements have reduced from 37.1 days to 20.1 days
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 11.4% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 0.55 | 0.52 | 0.87 | 1.40 | 1.40 | 1.27 | |
| Interest | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 |
| 0.30 | 0.32 | 0.30 | 1.90 | -1.28 | 0.35 | |
| Financing Profit | -0.09 | -0.07 | 0.04 | -1.02 | 2.20 | 0.61 |
| Financing Margin % | -16.36% | -13.46% | 4.60% | -72.86% | 157.14% | 48.03% |
| 0.43 | 0.40 | 0.43 | 0.00 | 0.00 | 0.00 | |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Profit before tax | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 |
| Tax % | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% |
| 0.39 | 0.76 | 0.51 | -0.89 | 6.99 | 0.65 | |
| EPS in Rs | 0.38 | 0.75 | 0.50 | -0.88 | 6.89 | 0.64 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 13% |
| TTM: | -9% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 8% |
| TTM: | -91% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 25% |
| 3 Years: | 12% |
| 1 Year: | -12% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 11% |
| Last Year: | 3% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 7.87 | 8.63 | 9.14 | 9.16 | 12.70 | 4.53 |
| Borrowing | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 |
| 0.20 | 0.20 | 0.21 | 0.31 | 0.42 | 0.40 | |
| Total Liabilities | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
| 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 15.76 | 16.27 | 16.35 | 17.16 | 19.01 | 10.37 |
| 4.66 | 8.61 | 10.08 | 8.42 | 11.01 | 4.57 | |
| Total Assets | 20.58 | 25.03 | 26.58 | 25.72 | 30.16 | 15.07 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| 0.40 | -3.87 | 3.36 | 1.28 | 0.37 | 5.97 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| -0.34 | 3.95 | 1.37 | -1.50 | 0.31 | -7.22 | |
| Net Cash Flow | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| ROE % | 2.17% | 4.13% | 2.68% | -4.61% | 33.18% | 3.47% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
11 Feb - Submission of newspaper publication of unaudited Financial Result of Quarter/Nine months ended on December 31, 2025
- SUBMISSION OF QUARTERLY UN-AUDITED FINANCIAL RESULTS OF THE COMPANY FOR THE QUARTER AND NINE MONTHS ENDED DECEMBER 31. 2025 10 Feb
-
Board Meeting Outcome for OUTCOME OF THE BOARD MEETING HELD ON 10Th FEBRUARY 2026
10 Feb - Anjani Finance approved unaudited Q3/9M results for quarter ended 31 Dec 2025; limited review recorded.
-
Board Meeting Intimation for Consideration And Approval Of The Standalone Un-Audited Financial Results
2 Feb - Board meeting on 10 Feb 2026 to approve standalone unaudited Q3 and nine-month results ended 31 Dec 2025.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Jan - Submission of Regulation 74(5) dematerialisation certificate for quarter/nine months ended 31 Dec 2025.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.