Anjani Finance Ltd
Incorporated in 1989, Anjani Finance Ltd in the business of Investment and Lending Activities[1]
- Market Cap ₹ 11.1 Cr.
- Current Price ₹ 10.9
- High / Low ₹ 14.5 / 7.51
- Stock P/E 69.2
- Book Value ₹ 15.1
- Dividend Yield 0.00 %
- ROCE 1.45 %
- ROE 1.05 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 0.72 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of -16.5% over past five years.
- Company has a low return on equity of 2.18% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.07 | 0.95 | 1.12 | 0.83 | 0.98 | 0.93 | 1.28 | 1.40 | 1.40 | 1.27 | 0.90 | 0.52 | |
| Interest | 0.45 | 0.37 | 0.40 | 0.36 | 0.34 | 0.27 | 0.53 | 0.52 | 0.48 | 0.31 | 0.12 | 0.10 |
| 0.22 | 0.28 | 0.29 | 0.30 | 0.30 | 0.33 | 0.29 | 1.90 | -1.28 | 0.35 | 0.37 | 0.30 | |
| Financing Profit | 0.40 | 0.30 | 0.43 | 0.17 | 0.34 | 0.33 | 0.46 | -1.02 | 2.20 | 0.61 | 0.41 | 0.12 |
| Financing Margin % | 37.38% | 31.58% | 38.39% | 20.48% | 34.69% | 35.48% | 35.94% | -72.86% | 157.14% | 48.03% | 45.56% | 23.08% |
| 0.00 | -0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.20 | 0.00 | |
| Depreciation | 0.05 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 |
| Profit before tax | 0.35 | 0.26 | 0.43 | 0.15 | 0.33 | 0.32 | 0.46 | -1.02 | 2.19 | 0.60 | 0.61 | 0.12 |
| Tax % | -2.86% | 19.23% | 18.60% | 20.00% | -18.18% | 18.75% | 8.70% | -22.55% | 23.29% | 20.00% | 22.95% | -33.33% |
| 0.35 | 0.20 | 0.34 | 0.12 | 0.39 | 0.26 | 0.42 | -0.79 | 1.68 | 0.48 | 0.46 | 0.16 | |
| EPS in Rs | 0.35 | 0.20 | 0.34 | 0.12 | 0.38 | 0.26 | 0.41 | -0.78 | 1.66 | 0.47 | 0.45 | 0.16 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -6% |
| 5 Years: | -16% |
| 3 Years: | -28% |
| TTM: | -42% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | -18% |
| 3 Years: | -54% |
| TTM: | -52% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 3% |
| 3 Years: | 7% |
| 1 Year: | -10% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 3% |
| 3 Years: | 2% |
| Last Year: | 1% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 1.43 | 1.63 | 1.97 | 2.09 | 2.48 | 2.73 | 3.16 | 2.37 | 4.05 | 4.53 | 5.00 | 5.16 |
| Borrowing | 3.34 | 3.67 | 4.04 | 4.37 | 2.37 | 6.06 | 7.09 | 6.11 | 6.90 | 0.00 | 0.00 | 0.00 |
| 0.08 | 0.08 | 0.09 | 0.17 | 0.20 | 0.20 | 0.20 | 0.30 | 0.42 | 0.40 | 0.16 | 0.03 | |
| Total Liabilities | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 15.30 | 15.33 |
| 0.24 | 0.21 | 0.19 | 0.16 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | 0.02 | 0.02 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 | 10.37 |
| 4.38 | 4.94 | 5.68 | 6.24 | 4.66 | 8.61 | 10.07 | 8.41 | 11.00 | 4.57 | 4.91 | 4.94 | |
| Total Assets | 14.99 | 15.52 | 16.24 | 16.77 | 15.19 | 19.13 | 20.59 | 18.92 | 21.51 | 15.07 | 15.30 | 15.33 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.02 | -0.73 | 0.88 | -0.92 | 0.40 | -3.87 | 4.23 | 1.28 | 0.37 | 5.97 | 0.42 | 0.13 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.30 | 0.00 | |
| -0.63 | 0.00 | 0.00 | 0.00 | -0.34 | 3.95 | 0.50 | -1.50 | 0.31 | -7.22 | -0.12 | -0.10 | |
| Net Cash Flow | 0.40 | -0.73 | 0.88 | -0.92 | 0.06 | 0.08 | 4.73 | -0.21 | 0.68 | -1.24 | 0.59 | 0.04 |
| Free Cash Flow | 1.02 | -0.73 | 0.88 | -0.92 | 0.40 | -3.87 | 4.23 | 1.28 | 0.37 | 5.97 | 0.42 | 0.13 |
| CFO/OP | 87% | -109% | 106% | -168% | 59% | -633% | 431% | -256% | 26% | 658% | 106% | 114% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 3.07% | 1.89% | 2.85% | 0.99% | 3.14% | 2.04% | 3.21% | -6.12% | 12.58% | 3.33% | 2.21% | 1.05% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
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| NBFC Statutory Reserve Transfer INR |
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Extracted by Screener AI
Documents
Announcements
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Compliances-Reg.24(A)-Annual Secretarial Compliance
13h - Filed FY2026 Secretarial Compliance Report; notes director role changes and new CS appointment effective 5 Aug 2025.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
27 May - Intimation w.r.t. Newspaper Publication of Audited Financial Result for Quarter & Year ended on March 31 2026
- The Quarter & Financial Year Ended On March 31, 2026 25 May
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Board Meeting Outcome for Board Meeting Outcome For For Approval Of Audited Financial Results Of The Company For The Quarter & Financial Year Ended March 31, 2026
25 May - Board approved audited standalone results for quarter and year ended 31 March 2026; unmodified audit opinion.
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Dispatch Of KYC Letters To The Shareholders Requiring Copy Of Bank Account Details, PAN Card, KYC Details And Nomination By Holders Of Physical Securities As Per SEBI Circular No. SEBI/HO/38/13/(4)2026-MIRSD-POD/I/4298/2026 Dated February 6, 2026
21 May - RTA dispatching KYC letters for physical shareholders on SEBI circular compliance.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1][2]
AFL is a part of the Agarwal Group. It is a Non-Systematically Important Non-Deposit Taking Non-Banking Finance Company (NBFC) and also an Investment and Loan Company. AFL provides loans with or without security to individuals and corporates. Additionally, it deals in shares, stocks, debentures, bonds, mortgages, obligations, and other securities.