Indus Finance Ltd

Indus Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Indus Finance Ltd

₹ 49.9 -2.14%
12 Mar - close price
indusfinance.in BSE: 531841
About

Incorporated in 1992, Indus Finance Corporation Ltd is engaged in the business of corporate financing, leasing, hire purchase and corporate advisory services.

Key Points

Dealership:[1]
Company has obtained dealership status from Over-The-Counter Exchange of India (OTCEI)

Website BSE
  • Market Cap ₹ 46.2 Cr.
  • Current Price ₹ 49.9
  • High / Low ₹ 63.8 / 31.0
  • Stock P/E 44.9
  • Book Value ₹ 24.6
  • Dividend Yield 1.00 %
  • ROCE 8.95 %
  • ROE 6.20 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company has been maintaining a healthy dividend payout of 26.6%

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 4.59% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
0.41 -0.13 0.42 0.48 0.66 1.77 0.92 2.06 1.51 1.02 1.12 1.05 1.37
Interest 0.10 0.10 0.10 0.19 0.27 0.31 0.31 0.43 0.55 0.51 0.47 0.47 0.39
0.56 0.47 0.33 0.34 0.38 0.70 0.55 0.70 0.46 0.44 0.34 0.37 0.56
Financing Profit -0.25 -0.70 -0.01 -0.05 0.01 0.76 0.06 0.93 0.50 0.07 0.31 0.21 0.42
Financing Margin % -60.98% 538.46% -2.38% -10.42% 1.52% 42.94% 6.52% 45.15% 33.11% 6.86% 27.68% 20.00% 30.66%
0.25 0.26 0.25 0.25 0.10 -0.39 0.00 0.06 -0.36 0.13 -0.12 -0.12 -0.12
Depreciation 0.00 0.03 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Profit before tax 0.00 -0.47 0.23 0.19 0.10 0.36 0.05 0.98 0.13 0.19 0.18 0.08 0.29
Tax % 10.64% 0.00% 0.00% 0.00% 38.89% 0.00% 17.35% 0.00% 57.89% 0.00% 0.00% 0.00%
0.00 -0.52 0.23 0.19 0.10 0.22 0.05 0.81 0.13 0.08 0.17 0.08 0.29
EPS in Rs 0.00 -0.56 0.25 0.21 0.11 0.24 0.05 0.87 0.14 0.09 0.18 0.09 0.31
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
4.44 3.68 3.26 2.34 1.44 2.41 2.53 3.52 0.93 2.59 3.99 5.79 4.56
Interest 2.61 2.58 2.09 0.66 0.03 0.02 0.30 0.96 0.38 0.40 0.87 1.80 1.84
1.04 1.28 1.51 2.61 2.03 2.09 2.31 1.96 2.04 1.71 1.72 2.12 1.71
Financing Profit 0.79 -0.18 -0.34 -0.93 -0.62 0.30 -0.08 0.60 -1.49 0.48 1.40 1.87 1.01
Financing Margin % 17.79% -4.89% -10.43% -39.74% -43.06% 12.45% -3.16% 17.05% -160.22% 18.53% 35.09% 32.30% 22.15%
0.83 1.35 1.28 1.06 0.76 0.00 0.00 0.00 -0.01 0.00 -0.48 -0.48 -0.23
Depreciation 0.44 0.01 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.03 0.03 0.03 0.04
Profit before tax 1.18 1.16 0.92 0.11 0.12 0.28 -0.10 0.59 -1.51 0.45 0.89 1.36 0.74
Tax % 33.90% 34.48% 29.35% 45.45% 33.33% 32.14% 30.00% 15.25% 123.84% 11.11% 15.73% 20.59%
0.78 0.76 0.66 0.07 0.08 0.20 -0.13 0.50 -3.38 0.39 0.75 1.08 0.62
EPS in Rs 0.84 0.82 0.71 0.08 0.09 0.22 -0.14 0.54 -3.65 0.42 0.81 1.17 0.67
Dividend Payout % 59.36% 48.74% 56.12% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 37.04% 42.87%
Compounded Sales Growth
10 Years: 5%
5 Years: 18%
3 Years: 84%
TTM: -27%
Compounded Profit Growth
10 Years: 7%
5 Years: 68%
3 Years: 35%
TTM: -45%
Stock Price CAGR
10 Years: 19%
5 Years: 48%
3 Years: 18%
1 Year: 32%
Return on Equity
10 Years: 1%
5 Years: 0%
3 Years: 5%
Last Year: 6%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 9.26 9.26 9.26 9.26 9.26 9.26 9.26 9.26 9.26 9.26 9.26 9.26 9.26
Reserves 6.96 7.02 7.37 7.34 7.42 6.03 3.44 3.87 12.67 9.75 14.77 13.79 13.56
Borrowing 29.33 31.37 16.04 13.71 13.43 13.29 7.99 5.99 8.42 4.57 14.01 20.27 18.77
1.12 0.64 0.67 0.11 0.10 0.26 0.04 0.14 2.00 0.88 0.89 0.29 0.08
Total Liabilities 46.67 48.29 33.34 30.42 30.21 28.84 20.73 19.26 32.35 24.46 38.93 43.61 41.67
0.19 0.18 0.15 0.13 0.12 0.03 0.03 0.03 0.15 0.11 0.19 0.15 0.13
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 12.11 11.98 11.98 11.98 11.84 13.58 12.15 11.12 18.62 10.72 14.03 9.34 9.31
34.37 36.13 21.21 18.31 18.25 15.23 8.55 8.11 13.58 13.63 24.71 34.12 32.23
Total Assets 46.67 48.29 33.34 30.42 30.21 28.84 20.73 19.26 32.35 24.46 38.93 43.61 41.67

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
9.09 1.48 17.73 2.99 0.26 -0.27 -0.07 -0.05 -2.30 -0.34 11.11 9.86
0.00 -0.01 0.18 -0.11 0.13 0.24 -0.02 -0.01 0.34 -3.04 -1.95 -4.36
-9.09 -1.55 -17.94 -2.89 -0.28 -0.14 0.10 0.03 2.05 3.32 -9.05 -5.59
Net Cash Flow 0.00 -0.08 -0.03 -0.01 0.11 -0.17 0.01 -0.03 0.09 -0.06 0.12 -0.09

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 8.37% 4.68% 4.01% 0.42% 0.48% 1.25% -0.93% 3.87% -19.22% 1.91% 5.39% 6.20%

Insights

In beta
Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Gross Loan Assets
Rupees in Lakhs

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CRAR (Capital to Risk-Weighted Assets Ratio)
percentage
Gross NPA (Non-Performing Assets)
Rupees in Lakhs
Number of Employees
number
Tier I CRAR
percentage

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
74.61% 74.61% 74.61% 74.61% 74.61% 74.79% 74.79% 74.79% 74.79% 74.79% 74.79% 74.79%
0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02%
25.36% 25.36% 25.37% 25.36% 25.36% 25.19% 25.19% 25.20% 25.19% 25.20% 25.19% 25.19%
No. of Shareholders 1,2241,2271,2451,3571,6581,8592,2472,5342,4282,3422,4072,392

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports