Hasti Finance Ltd
Incorporated in 1994, Hasti Finance Ltd is in the business of providing financial and investing services[1]
- Market Cap ₹ 6.24 Cr.
- Current Price ₹ 5.76
- High / Low ₹ 9.78 / 5.76
- Stock P/E
- Book Value ₹ 5.20
- Dividend Yield 0.00 %
- ROCE -52.0 %
- ROE -71.5 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 1.11 times its book value
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -37.3% over past five years.
- Company has a low return on equity of -32.8% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.56 | 1.46 | 1.36 | 1.78 | 1.58 | 1.73 | 1.86 | 1.39 | 0.98 | 0.45 | 0.45 | 0.18 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 |
| 1.43 | 1.96 | 1.21 | 1.43 | 1.42 | 1.41 | 1.55 | 1.26 | 1.46 | 0.98 | 8.59 | 4.73 | |
| Financing Profit | 0.13 | -0.50 | 0.15 | 0.35 | 0.15 | 0.32 | 0.31 | 0.13 | -0.48 | -0.59 | -8.14 | -4.55 |
| Financing Margin % | 8.33% | -34.25% | 11.03% | 19.66% | 9.49% | 18.50% | 16.67% | 9.35% | -48.98% | -131.11% | -1,808.89% | -2,527.78% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.00 | 0.00 | 0.00 | |
| Depreciation | 0.09 | 0.03 | 0.13 | 0.09 | 0.06 | 0.05 | 0.04 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 0.04 | -0.53 | 0.02 | 0.26 | 0.09 | 0.27 | 0.27 | 0.11 | -0.46 | -0.60 | -8.15 | -4.56 |
| Tax % | 75.00% | 0.00% | 50.00% | 7.69% | -233.33% | -55.56% | -103.70% | 27.27% | -26.09% | -16.67% | 0.00% | 37.28% |
| 0.01 | -0.52 | 0.02 | 0.25 | 0.30 | 0.42 | 0.55 | 0.08 | -0.34 | -0.51 | -8.15 | -6.26 | |
| EPS in Rs | 0.01 | -0.48 | 0.02 | 0.23 | 0.28 | 0.39 | 0.51 | 0.07 | -0.31 | -0.47 | -7.52 | -5.78 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -19% |
| 5 Years: | -37% |
| 3 Years: | -43% |
| TTM: | -60% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 23% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -9% |
| 5 Years: | 7% |
| 3 Years: | 6% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -17% |
| 3 Years: | -33% |
| Last Year: | -71% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 | 10.84 |
| Reserves | 14.72 | 14.19 | 14.22 | 14.46 | 9.46 | 9.82 | 10.37 | 10.45 | 10.02 | 9.51 | 1.05 | -5.20 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.75 | 1.21 | 1.34 | 1.38 | 0.54 | 0.69 | 0.92 | 1.12 | 1.32 | 1.49 | 1.58 | 1.35 | |
| Total Liabilities | 26.31 | 26.24 | 26.40 | 26.68 | 20.84 | 21.35 | 22.13 | 22.41 | 22.18 | 21.84 | 13.47 | 6.99 |
| 0.08 | 0.46 | 0.33 | 0.25 | 0.18 | 0.14 | 0.10 | 0.08 | 0.06 | 0.05 | 0.03 | 0.03 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.48 | 6.48 | 6.38 | 6.37 | 2.56 | 2.56 | 2.56 | 2.56 | 2.45 | 2.45 | 2.15 | 2.15 |
| 19.75 | 19.30 | 19.69 | 20.06 | 18.10 | 18.65 | 19.47 | 19.77 | 19.67 | 19.34 | 11.29 | 4.81 | |
| Total Assets | 26.31 | 26.24 | 26.40 | 26.68 | 20.84 | 21.35 | 22.13 | 22.41 | 22.18 | 21.84 | 13.47 | 6.99 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.20 | 0.35 | -0.10 | -0.46 | 0.07 | -0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.00 | -0.41 | 0.19 | 0.27 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | -0.20 | -0.05 | 0.09 | -0.19 | 0.07 | -0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow | -0.20 | -0.06 | -0.10 | -0.46 | 0.07 | -0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CFO/OP | -154% | -70% | -33% | -117% | 62% | -16% | 0% | 0% | -6% | -26% | 0% | 0% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.04% | -2.06% | 0.08% | 0.99% | 1.32% | 2.05% | 2.63% | 0.38% | -1.61% | -2.48% | -50.56% | -71.46% |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Gross Loan Book Rs. in Hundreds |
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| Net NPAs Rs. in Hundreds |
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| Number of Employees Number |
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| Number of Shareholders Number |
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Extracted by Screener AI
Documents
Announcements
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Compliances-Reg.24(A)-Annual Secretarial Compliance
30 May - Annual secretarial compliance report for FY2025-26 discloses website, SDD, filing delays and ₹89,680 fine.
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Audited Financial Resultsresults-31-03-2026
30 May - Audited FY26 results approved; Rs 455.71 lakh loans written off, loss Rs 625.95 lakh, unmodified audit opinion.
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Board Meeting Outcome for Revised Outcome
30 May - Hasti Finance approved FY26 audited results; Rs455.71 lakh loan write-off; unmodified audit opinion.
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Board Meeting Outcome for Outcome Of Board Meeting
30 May - Board approved FY26 audited standalone results; Rs 448.98 lakh loans written off; unmodified audit opinion.
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Board Meeting Intimation for To Consider And Approve The Audited Financial Results Along With The Auditor'S Report Thereon For The Quarter & Financial Year Ended On 31St March, 2026
25 May - Board meeting on 30 May 2026 to approve audited FY2026 and quarterly results.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1][2]
HFL is a Non-Systematically Important Non-Deposit Accepting Non Banking Finance Company. It offers loans to both retail customers and corporate customers.