Cindrella Financial Services Ltd
Incorporated in 1994, Cindrella Financial Services Ltd is in the business of providing loans and other finance services[1]
- Market Cap ₹ 5.85 Cr.
 - Current Price ₹ 14.1
 - High / Low ₹ 15.2 / 10.3
 - Stock P/E 65.0
 - Book Value ₹ 15.8
 - Dividend Yield 0.00 %
 - ROCE 2.61 %
 - ROE 2.91 %
 - Face Value ₹ 10.0
 
Pros
- Company is almost debt free.
 - Stock is trading at 0.89 times its book value
 
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
 - Promoter holding is low: 30.2%
 - Company has a low return on equity of 11.7% over last 3 years.
 
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.04 | 0.07 | 0.04 | 0.08 | 0.11 | 0.12 | 0.23 | 1.08 | 0.33 | 0.32 | 0.19 | |
| 0.05 | 0.09 | 0.07 | 0.07 | 0.09 | 0.08 | 0.09 | 0.15 | 0.09 | 0.15 | 0.15 | |
| Operating Profit | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.04 | 
| OPM % | -25.00% | -28.57% | -75.00% | 12.50% | 18.18% | 33.33% | 60.87% | 86.11% | 72.73% | 53.12% | 21.05% | 
| 0.00 | 0.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
| Profit before tax | -0.01 | 0.24 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.06 | 
| Tax % | 0.00% | 20.83% | 0.00% | 0.00% | 0.00% | 25.00% | 21.43% | 17.20% | 33.33% | 23.53% | |
| 0.06 | 0.26 | 0.05 | 0.11 | 0.49 | -0.22 | 0.23 | 1.57 | 0.36 | 0.19 | 0.09 | |
| EPS in Rs | 0.14 | 0.62 | 0.12 | 0.26 | 1.18 | -0.53 | 0.55 | 3.77 | 0.87 | 0.46 | 0.21 | 
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % | 
| 5 Years: | 24% | 
| 3 Years: | 12% | 
| TTM: | -17% | 
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % | 
| 5 Years: | -17% | 
| 3 Years: | -6% | 
| TTM: | -63% | 
| Stock Price CAGR | |
|---|---|
| 10 Years: | % | 
| 5 Years: | 37% | 
| 3 Years: | 2% | 
| 1 Year: | 15% | 
| Return on Equity | |
|---|---|
| 10 Years: | % | 
| 5 Years: | 8% | 
| 3 Years: | 12% | 
| Last Year: | 3% | 
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 
| Reserves | 0.07 | 0.58 | 0.62 | 0.74 | 1.09 | 0.87 | 1.22 | 2.77 | 3.17 | 3.28 | 
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.00 | 0.17 | 0.13 | 0.13 | 0.11 | 0.12 | 0.21 | 0.14 | 0.14 | 0.09 | |
| Total Liabilities | 3.37 | 4.05 | 4.05 | 4.17 | 4.50 | 4.29 | 4.73 | 6.21 | 6.61 | 6.67 | 
| 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
| Investments | 0.00 | 3.76 | 3.93 | 3.82 | 3.84 | 3.60 | 4.08 | 6.19 | 5.21 | 5.44 | 
| 3.31 | 0.24 | 0.08 | 0.31 | 0.62 | 0.65 | 0.65 | 0.02 | 1.40 | 1.23 | |
| Total Assets | 3.37 | 4.05 | 4.05 | 4.17 | 4.50 | 4.29 | 4.73 | 6.21 | 6.61 | 6.67 | 
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.01 | -0.03 | -0.09 | -0.01 | 0.00 | 0.04 | 0.00 | -0.27 | -0.24 | -0.21 | |
| 0.00 | -0.03 | -0.11 | -0.01 | 0.01 | -0.04 | 0.36 | -0.06 | 0.16 | 0.35 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.01 | 0.05 | 0.16 | |
| Net Cash Flow | -0.01 | -0.06 | -0.20 | -0.02 | 0.01 | -0.01 | 0.35 | -0.34 | -0.03 | 0.30 | 
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
| Inventory Days | 0.00 | |||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
| Working Capital Days | 27,283.75 | 938.57 | 547.50 | 0.00 | 0.00 | -30.42 | -111.09 | -23.66 | -33.18 | 11.41 | 
| ROCE % | -0.55% | -0.77% | 0.25% | 0.47% | 0.93% | 3.22% | 17.56% | 3.83% | 2.61% | 
Documents
Announcements
- 
        
          Board Meeting Intimation for Intimation Of Board Meeting For The QE September, 2025
          
            17h - Board meeting on 10 Nov 2025 to approve unaudited results for period ended 30-09-2025.
 - 
        
          Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
          
            15 Oct - Dear Sir Please find herewith the Certificate UR 74(5) of SEBI ( Depositories and Participants) Regulations, 2019 in the attached document. Thanking you
 - 
        
          Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
          
            25 Sep - AGM 24-Sep-2025 passed 4 resolutions; Venus Baid appointed MD & CFO; audited financials adopted.
 - 
        
          Shareholder Meeting / Postal Ballot-Outcome of AGM
          
            24 Sep - AGM held Sep 24, 2025; annual financials approved; two directors and secretarial auditor appointed.
 - Reg. 34 (1) Annual Report. 1 Sep
 
Annual reports
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      Financial Year 2025
      from bse
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      Financial Year 2024
      from bse
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      Financial Year 2023
      from bse
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      Financial Year 2022
      from bse
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      Financial Year 2021
      from bse
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      Financial Year 2020
      from bse
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      Financial Year 2019
      from bse
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      Financial Year 2018
      from bse
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      Financial Year 2017
      from bse
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      Financial Year 2016
      from bse
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      Financial Year 2015
      from bse
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      Financial Year 2014
      from bse
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      Financial Year 2013
      from bse
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      Financial Year 2012
      from bse
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      Financial Year 2011
      from bse
 
Business Overview:[1]
CFSL is in the business as a Non-Systematically Important Non-Deposit Taking Non-Banking Financial Company. It derives its revenues from interest earned on long-term loans, rental income and fees for consultancy services.