Cindrella Financial Services Ltd
Incorporated in 1994, Cindrella Financial Services Ltd is in the business of providing loans and other finance services[1]
- Market Cap ₹ 4.59 Cr.
- Current Price ₹ 11.0
- High / Low ₹ 15.1 / 8.60
- Stock P/E 229
- Book Value ₹ 9.47
- Dividend Yield 0.00 %
- ROCE 0.75 %
- ROE 0.50 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 1.16 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 10.8% over past five years.
- Promoter holding is low: 30.2%
- Company has a low return on equity of 2.60% over last 3 years.
- Working capital days have increased from 1,848 days to 5,566 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.04 | 0.04 | 0.07 | 0.04 | 0.08 | 0.11 | 0.12 | 0.23 | 1.08 | 0.33 | 0.32 | 0.20 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.04 | 0.05 | 0.09 | 0.07 | 0.07 | 0.09 | 0.08 | 0.09 | 0.15 | 0.09 | 0.15 | 0.15 | |
| Financing Profit | 0.00 | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.05 |
| Financing Margin % | 0.00% | -25.00% | -28.57% | -75.00% | 12.50% | 18.18% | 33.33% | 60.87% | 86.11% | 72.73% | 53.12% | 25.00% |
| 0.00 | 0.00 | 0.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.02 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | -0.01 | 0.24 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.03 |
| Tax % | 0.00% | 20.83% | 0.00% | 0.00% | 0.00% | 25.00% | 21.43% | 17.20% | 33.33% | 23.53% | 33.33% | |
| 0.00 | -0.02 | 0.19 | -0.03 | 0.01 | 0.02 | 0.03 | 0.12 | 0.77 | 0.16 | 0.13 | 0.02 | |
| EPS in Rs | 0.00 | -0.05 | 0.46 | -0.07 | 0.02 | 0.05 | 0.07 | 0.29 | 1.85 | 0.38 | 0.31 | 0.05 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 11% |
| 3 Years: | -43% |
| TTM: | -38% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | -8% |
| 3 Years: | -70% |
| TTM: | -85% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 26% |
| 3 Years: | 12% |
| 1 Year: | -18% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 7% |
| 3 Years: | 3% |
| Last Year: | 1% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 |
| Reserves | -0.76 | -0.78 | -0.30 | -0.34 | -0.35 | -0.37 | -0.33 | -0.20 | 0.56 | 0.68 | 0.74 | 0.64 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.00 | 0.01 | 0.18 | 0.13 | 0.13 | 0.12 | 0.12 | 0.22 | 0.14 | 0.14 | 0.11 | 0.06 | |
| Total Liabilities | 2.54 | 2.53 | 3.18 | 3.09 | 3.08 | 3.05 | 3.09 | 3.32 | 4.00 | 4.12 | 4.15 | 4.00 |
| 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 2.88 | 2.97 | 2.73 | 2.38 | 2.40 | 2.66 | 3.98 | 2.72 | 2.90 | 0.00 |
| 2.48 | 2.47 | 0.25 | 0.08 | 0.31 | 0.63 | 0.65 | 0.66 | 0.02 | 1.40 | 1.25 | 4.00 | |
| Total Assets | 2.54 | 2.53 | 3.18 | 3.09 | 3.08 | 3.05 | 3.09 | 3.32 | 4.00 | 4.12 | 4.15 | 4.00 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.01 | -0.01 | -0.03 | -0.09 | -0.01 | 0.00 | 0.04 | 0.00 | -0.27 | -0.24 | -0.21 | -0.15 | |
| 0.23 | 0.00 | -0.03 | -0.11 | -0.01 | 0.01 | -0.04 | 0.36 | -0.06 | 0.16 | 0.35 | 0.78 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.01 | 0.05 | 0.16 | 0.00 | |
| Net Cash Flow | 0.24 | -0.01 | -0.06 | -0.20 | -0.02 | 0.01 | -0.01 | 0.35 | -0.34 | -0.03 | 0.30 | 0.63 |
| Free Cash Flow | 0.01 | -0.01 | 0.24 | -0.09 | -0.01 | 0.00 | 0.04 | 0.00 | -1.02 | -0.24 | -0.21 | -0.15 |
| CFO/OP | 100% | -100% | 300% | -100% | 50% | 125% | 7% | -13% | -38% | -82% | -280% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.00% | -0.79% | -1.09% | -1.01% | 0.34% | 0.68% | 1.02% | 3.95% | 22.13% | 4.08% | 3.24% | 0.50% |
Insights
In beta| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Investment Portfolio Value (Equity & Mutual Funds) INR |
|
|||||||
| Loan Book (Unsecured Loans and Advances) INR |
||||||||
| Current Ratio (Standalone) Ratio |
||||||||
Extracted by Screener AI
Documents
Announcements
-
Financial Results For The Quarter And Year Ended 31/03/2026
30 May - Board approved audited FY2026 results and appointed AGM scrutinizer; auditors issued unmodified opinion.
-
Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 Of SEBI(LODR) Regulations, 2015
30 May - Board approved audited results for quarter/year ended 31 March 2026 and appointed AGM scrutinizer; audit report unmodified.
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
28 May - Cindrella Financial says secretarial compliance report not applicable; paid-up capital Rs 3.29 crore, net worth Rs 3.94 crore.
-
Closure of Trading Window
15 May - Board meets May 30, 2026 to approve audited results for quarter and year ended March 31, 2026; trading window closed May 23-June 1.
-
Board Meeting Intimation for Board Meeting Intimation For Results & Closure Of Trading Window Under Regulation 29 Of SEBI(LODR) Regulations, 2015
Ref: Cindrella Financial Services Ltd, Script Code 531283
15 May - Board to meet on 30 May 2026 for audited FY26 results; trading window closed 23 May-1 June 2026.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1]
CFSL is in the business as a Non-Systematically Important Non-Deposit Taking Non-Banking Financial Company. It derives its revenues from interest earned on long-term loans, rental income and fees for consultancy services.