Cindrella Financial Services Ltd
Incorporated in 1994, Cindrella Financial Services Ltd is in the business of providing loans and other finance services[1]
- Market Cap ₹ 4.36 Cr.
- Current Price ₹ 10.5
- High / Low ₹ 15.1 / 8.60
- Stock P/E 72.7
- Book Value ₹ 9.47
- Dividend Yield 0.00 %
- ROCE 0.50 %
- ROE 0.25 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Stock is trading at 1.11 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 7.21% over past five years.
- Promoter holding is low: 30.2%
- Company has a low return on equity of 2.52% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.04 | 0.04 | 0.07 | 0.04 | 0.08 | 0.11 | 0.12 | 0.23 | 1.08 | 0.33 | 0.32 | 0.17 | 0.23 | |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.04 | 0.05 | 0.09 | 0.07 | 0.07 | 0.09 | 0.08 | 0.09 | 0.15 | 0.09 | 0.15 | 0.15 | 0.15 | |
| Financing Profit | 0.00 | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.02 | 0.08 |
| Financing Margin % | 0.00% | -25.00% | -28.57% | -75.00% | 12.50% | 18.18% | 33.33% | 60.87% | 86.11% | 72.73% | 53.12% | 11.76% | 34.78% |
| 0.00 | 0.00 | 0.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | -0.01 | 0.24 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.03 | 0.08 |
| Tax % | 0.00% | 20.83% | 0.00% | 0.00% | 0.00% | 25.00% | 21.43% | 17.20% | 33.33% | 23.53% | 33.33% | ||
| 0.00 | -0.02 | 0.19 | -0.03 | 0.01 | 0.02 | 0.03 | 0.12 | 0.77 | 0.16 | 0.13 | 0.02 | 0.06 | |
| EPS in Rs | 0.00 | -0.05 | 0.46 | -0.07 | 0.02 | 0.05 | 0.07 | 0.29 | 1.85 | 0.38 | 0.31 | 0.05 | 0.14 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 7% |
| 3 Years: | -46% |
| TTM: | 21% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -20% |
| 3 Years: | -76% |
| TTM: | 50% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 15% |
| 3 Years: | 2% |
| 1 Year: | -3% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 6% |
| 3 Years: | 3% |
| Last Year: | 0% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 |
| Reserves | -0.76 | -0.78 | -0.30 | -0.34 | -0.35 | -0.37 | -0.33 | -0.20 | 0.56 | 0.68 | 0.74 | 0.64 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 0.00 | 0.01 | 0.18 | 0.13 | 0.13 | 0.12 | 0.12 | 0.22 | 0.14 | 0.14 | 0.08 | 0.05 | |
| Total Liabilities | 2.54 | 2.53 | 3.18 | 3.09 | 3.08 | 3.05 | 3.09 | 3.32 | 4.00 | 4.12 | 4.12 | 3.99 |
| 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 2.88 | 2.97 | 2.73 | 2.38 | 2.40 | 2.66 | 3.98 | 2.72 | 2.90 | 3.05 |
| 2.48 | 2.47 | 0.25 | 0.08 | 0.31 | 0.63 | 0.65 | 0.66 | 0.02 | 1.40 | 1.22 | 0.94 | |
| Total Assets | 2.54 | 2.53 | 3.18 | 3.09 | 3.08 | 3.05 | 3.09 | 3.32 | 4.00 | 4.12 | 4.12 | 3.99 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.01 | -0.01 | -0.03 | -0.09 | -0.01 | 0.00 | 0.04 | 0.00 | -0.27 | -0.24 | -0.21 | -0.15 | |
| 0.23 | 0.00 | -0.03 | -0.11 | -0.01 | 0.01 | -0.04 | 0.36 | -0.06 | 0.16 | 0.35 | 0.70 | |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | -0.01 | 0.05 | 0.16 | 0.08 | |
| Net Cash Flow | 0.24 | -0.01 | -0.06 | -0.20 | -0.02 | 0.01 | -0.01 | 0.35 | -0.34 | -0.03 | 0.30 | 0.63 |
| Free Cash Flow | 0.01 | -0.01 | 0.24 | -0.09 | -0.01 | 0.00 | 0.04 | 0.00 | -1.02 | -0.24 | -0.21 | -0.14 |
| CFO/OP | 100% | -100% | 300% | -100% | 50% | 125% | 7% | -13% | -38% | -82% | -600% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.00% | -0.79% | -1.09% | -1.01% | 0.34% | 0.68% | 1.02% | 3.95% | 22.13% | 4.08% | 3.24% | 0.25% |
Insights
In beta| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|
| Interest Income Share of Total Revenue % |
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| Loan Book / Total Loans Outstanding Rs. in Lakhs |
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| Number of Borrowers count |
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| Number of Equity Investments (Portfolio Companies) count |
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| Number of Mutual Fund Holdings count |
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| Total Investment Portfolio (Other Financial Assets) Rs. in Lakhs |
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Extracted by Screener AI
Documents
Announcements
- Reg. 34 (1) Annual Report.
- Shareholders'' Meeting/AGM On 29-9-2026 At 4.30 Pm
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Corporate Action- Fixed Book Closure For Holding Of AGM On 29-9-2026
- Book closure from 23-9-2026 to 29-9-2026 for AGM on 29-9-2026 at 4:30 pm.
-
Results - Financial Results For The QE June 2026
- Board approved unaudited standalone and consolidated Q1 FY2026 results on 14 August 2026.
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Board Meeting Outcome for Outcome Of Board Meeting Under Regulation 30 Of SEBI(LODR) Regulations, 2015 For The QE June 2026
- Board approved unaudited standalone and consolidated Q1 FY2026 results on 14 August 2026.
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
from bse
Business Overview:[1]
CFSL is in the business as a Non-Systematically Important Non-Deposit Taking Non-Banking Financial Company. It derives its revenues from interest earned on long-term loans, rental income and fees for consultancy services.