Paragon Finance Ltd
Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities[1]
- Market Cap ₹ 18.9 Cr.
- Current Price ₹ 44.6
- High / Low ₹ 63.7 / 37.2
- Stock P/E 28.3
- Book Value ₹ 41.4
- Dividend Yield 0.00 %
- ROCE 4.95 %
- ROE 4.18 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 1.08 times its book value
- Promoter holding has increased by 1.47% over last quarter.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2009 | Mar 2010 | |
|---|---|---|
| 4.43 | 4.31 | |
| Interest | 0.41 | 0.41 |
| 3.75 | 3.03 | |
| Financing Profit | 0.27 | 0.87 |
| Financing Margin % | 6.09% | 20.19% |
| 0.00 | 0.03 | |
| Depreciation | 0.09 | 0.08 |
| Profit before tax | 0.18 | 0.82 |
| Tax % | 38.89% | 17.07% |
| 0.11 | 0.68 | |
| EPS in Rs | 1.60 | |
| Dividend Payout % | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -3% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 458% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 20% |
| 3 Years: | 9% |
| 1 Year: | -18% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 4% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2009 | Mar 2010 | |
|---|---|---|
| Equity Capital | 3.00 | 4.25 |
| Reserves | 11.43 | 13.36 |
| Borrowing | 8.38 | 8.89 |
| 7.19 | 8.40 | |
| Total Liabilities | 30.00 | 34.90 |
| 0.44 | 0.35 | |
| CWIP | 0.00 | 0.00 |
| Investments | 8.84 | 9.21 |
| 20.72 | 25.34 | |
| Total Assets | 30.00 | 34.90 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2009 | Mar 2010 | |
|---|---|---|
| -1.68 | -2.84 | |
| -1.69 | -0.35 | |
| 3.19 | 3.01 | |
| Net Cash Flow | -0.18 | -0.18 |
| Free Cash Flow | -1.78 | -2.83 |
| CFO/OP | -235% | -210% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2009 | Mar 2010 | |
|---|---|---|
| ROE % | 0.83% | 4.18% |
Insights
In beta| Mar 2017 | Mar 2018 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gross Loan Portfolio INR Lakhs ・Standalone data |
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| Loans Secured by Tangible Assets (Vehicle Loans) INR Lakhs ・Standalone data |
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| Gross Non-Performing Assets (GNPA) INR Lakhs ・Standalone data |
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| Investment Portfolio (Total) INR Lakhs ・Standalone data |
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| Number of Offices count ・Standalone data |
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| Number of Permanent Employees count ・Standalone data |
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| Loans to Related Parties (Inter-corporate) INR Lakhs ・Standalone data |
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Extracted by Screener AI
Documents
Announcements
-
Board Meeting Intimation for Board Meeting Intimation For Meeting Of The Board Of The Company Scheduled To Be Held On Tuesday, 11Th, August, 2026
- Board meeting on 11 August 2026 to consider Q1 FY2027 unaudited financial results and limited review report.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
- Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended on June 30, 2026.
-
Disclosure Under Regulation 7(2)(B) Of The SEBI (Prohibition Of Insider Trading) Regulations, 2015
- Saharsh Estates LLP bought 24,685 Paragon Finance shares, raising stake to 6.52%.
- Closure of Trading Window
-
Outcome Of The Meeting Of The Board Held On Thursday, June 11, 2026
Ref: Regulation 30 Of The SEBI (Listing Obligation And Disclosure Requirement) Regulation, 2015
- Board reduced executive directors' pay from 1 May 2026: Sanjay Kumar Gupta Rs.1,00,000 and Aloke Kumar Gupta Rs.50,000 monthly.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
from bse
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Financial Year 2013
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Business Overview:[1]
PFL is a part of the Paragon Group which is involved in the plywood and timber business and has a stake of ~
71% in the company. It started as a commercial vehicle financing business and then registered as a non-systematically important non-deposit taking non-banking financial company with a presence in Ranchi
and Kolkata.