Paragon Finance Ltd

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Paragon Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Paragon Finance Ltd

₹ 33.5 -19.42%
05 Nov - close price
paragonfinanceltd.com BSE: 531255
About

Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities[1]

Key Points

Business Overview:[1]
PFL is a part of the Paragon Group which is involved in the plywood and timber business and has a stake of ~
71% in the company. It started as a commercial vehicle financing business and then registered as a non-systematically important non-deposit taking non-banking financial company with a presence in Ranchi
and Kolkata.

Website BSE
  • Market Cap ₹ 14.2 Cr.
  • Current Price ₹ 33.5
  • High / Low ₹ 62.0 / 33.3
  • Stock P/E 21.3
  • Book Value ₹ 41.4
  • Dividend Yield 0.00 %
  • ROCE 4.95 %
  • ROE 4.18 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.81 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Revenue
Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF
Upcoming result date: today

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
4.43 4.31
Interest 0.41 0.41
3.75 3.03
Financing Profit 0.27 0.87
Financing Margin % 6.09% 20.19%
0.00 0.03
Depreciation 0.09 0.08
Profit before tax 0.18 0.82
Tax % 38.89% 17.07%
0.11 0.68
EPS in Rs 1.60
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -3%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 458%
Stock Price CAGR
10 Years: 15%
5 Years: 14%
3 Years: -8%
1 Year: -38%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 4%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
Equity Capital 3.00 4.25
Reserves 11.43 13.36
Borrowing 8.38 8.89
7.19 8.40
Total Liabilities 30.00 34.90
0.44 0.35
CWIP 0.00 0.00
Investments 8.84 9.21
20.72 25.34
Total Assets 30.00 34.90

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
-1.68 -2.84
-1.69 -0.35
3.19 3.01
Net Cash Flow -0.18 -0.18
Free Cash Flow -1.78 -2.83

Ratios

Consolidated / View Standalone

Mar 2009 Mar 2010
ROE % 0.83% 4.18%

Insights

In beta
Mar 2017 Mar 2018 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Gross Loan Portfolio
INR Lakhs ・Standalone data

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Loans Secured by Tangible Assets (Vehicle Loans)
INR Lakhs ・Standalone data
Gross Non-Performing Assets (GNPA)
INR Lakhs ・Standalone data
Investment Portfolio (Total)
INR Lakhs ・Standalone data
Number of Offices
count ・Standalone data
Number of Permanent Employees
count ・Standalone data
Loans to Related Parties (Inter-corporate)
INR Lakhs ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

1 Recently
Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
72.79% 72.79% 72.80% 70.45% 70.45% 70.73% 70.86% 70.86% 72.31% 72.47% 73.94% 73.94%
27.21% 27.21% 27.19% 29.55% 29.54% 29.27% 29.13% 29.14% 27.69% 27.53% 26.06% 26.06%
No. of Shareholders 1,9911,8631,9161,9942,0142,0702,0742,0762,0952,1002,1112,119

Documents

Announcements

Annual reports

Credit ratings