Paragon Finance Ltd

Paragon Finance Ltd

₹ 52.8 7.86%
05 Feb 4:01 p.m.
About

Incorporated in 1986, Paragon Finance Ltd is in the business of providing loans and making investments in shares and securities[1]

Key Points

Business Overview:[1]
PFL is a part of the Paragon Group which is involved in the plywood and timber business and has a stake of ~
71% in the company. It started as a commercial vehicle financing business and then registered as a non-systematically important non-deposit taking non-banking financial company with a presence in Ranchi
and Kolkata.

  • Market Cap 22.5 Cr.
  • Current Price 52.8
  • High / Low 70.0 / 38.2
  • Stock P/E 33.5
  • Book Value 41.4
  • Dividend Yield 0.00 %
  • ROCE 4.95 %
  • ROE 4.18 %
  • Face Value 10.0

Pros

  • Promoter holding has increased by 1.45% over last quarter.

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF
Upcoming result date: 10 February 2026

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
4.43 4.31
Interest 0.41 0.41
3.75 3.03
Financing Profit 0.27 0.87
Financing Margin % 6.09% 20.19%
0.00 0.03
Depreciation 0.09 0.08
Profit before tax 0.18 0.82
Tax % 38.89% 17.07%
0.11 0.68
EPS in Rs 1.60
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -3%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 458%
Stock Price CAGR
10 Years: 22%
5 Years: 22%
3 Years: 30%
1 Year: -8%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 4%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
Equity Capital 3.00 4.25
Reserves 11.43 13.36
Borrowing 8.38 8.89
7.19 8.40
Total Liabilities 30.00 34.90
0.44 0.35
CWIP 0.00 0.00
Investments 8.84 9.21
20.72 25.34
Total Assets 30.00 34.90

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
-1.68 -2.84
-1.69 -0.35
3.19 3.01
Net Cash Flow -0.18 -0.18

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010
ROE % 0.83% 4.18%

Shareholding Pattern

Numbers in percentages

Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
72.79% 72.79% 72.79% 72.79% 72.79% 72.80% 70.45% 70.45% 70.73% 70.86% 70.86% 72.31%
27.21% 27.21% 27.21% 27.21% 27.21% 27.19% 29.55% 29.54% 29.27% 29.13% 29.14% 27.69%
No. of Shareholders 1,5521,5791,6701,9911,8631,9161,9942,0142,0702,0742,0762,095

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