Glance Finance Ltd

Glance Finance Ltd

₹ 181 -4.87%
29 Apr - close price
About

Incorporated in 1995, Glance Finance Ltd is
in the business of investments and lending.[1]

Key Points

Business Overview:[1]
GFL is registered as a non-systematically important non-deposit-taking non-banking financial company. It deals in investments
and giving loans. Currently, the company
has increased investments in the private and
mutual fund markets and continues to explore further investment opportunities in this area.
The company also continued to steadily grow
its asset leasing business.

  • Market Cap 40.8 Cr.
  • Current Price 181
  • High / Low 252 / 125
  • Stock P/E 39.6
  • Book Value 238
  • Dividend Yield 0.00 %
  • ROCE 9.46 %
  • ROE 5.67 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is trading at 0.76 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 4.13% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
2.00 2.29 2.68 4.38 6.84 9.33 3.52 13.36 5.93 2.61 3.28 9.47 4.49
Interest 0.22 0.29 0.34 0.30 0.27 0.21 0.17 0.14 0.12 0.11 0.10 0.09 0.07
1.00 0.64 0.17 1.76 4.17 6.58 0.21 10.33 3.68 0.52 0.91 7.48 2.13
Financing Profit 0.78 1.36 2.17 2.32 2.40 2.54 3.14 2.89 2.13 1.98 2.27 1.90 2.29
Financing Margin % 39.00% 59.39% 80.97% 52.97% 35.09% 27.22% 89.20% 21.63% 35.92% 75.86% 69.21% 20.06% 51.00%
0.02 0.02 0.00 0.00 0.00 0.00 0.00 0.14 0.00 -0.10 0.00 0.01 0.00
Depreciation 1.07 1.29 1.37 1.49 1.62 1.63 1.64 1.65 1.57 1.49 1.40 1.29 1.18
Profit before tax -0.27 0.09 0.80 0.83 0.78 0.91 1.50 1.38 0.56 0.39 0.87 0.62 1.11
Tax % 85.19% -255.56% 38.75% 45.78% 43.59% 38.46% 39.33% 28.99% 26.79% 97.44% 77.01% 87.10% 31.53%
-0.50 0.31 0.49 0.45 0.44 0.57 0.91 0.98 0.41 0.01 0.20 0.07 0.75
EPS in Rs -2.22 1.37 2.17 1.99 1.95 2.53 4.03 4.34 1.82 0.04 0.89 0.31 3.32
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
12.77 20.04 13.60 9.37 10.31 3.38 5.38 3.86 7.86 8.21 23.23 25.41 19.85
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.18 0.70 1.02 1.13 0.54 0.37
11.03 17.70 13.18 8.94 9.59 3.63 5.65 1.06 1.87 3.23 12.64 14.73 11.04
Financing Profit 1.74 2.34 0.42 0.43 0.72 -0.25 -0.28 2.62 5.29 3.96 9.46 10.14 8.44
Financing Margin % 13.63% 11.68% 3.09% 4.59% 6.98% -7.40% -5.20% 67.88% 67.30% 48.23% 40.72% 39.91% 42.52%
0.01 0.00 0.00 0.00 -0.03 -0.01 0.00 0.21 0.08 0.08 -0.03 0.04 -0.09
Depreciation 0.08 0.12 0.10 0.08 0.07 0.04 0.06 0.43 2.37 4.36 6.11 6.35 5.36
Profit before tax 1.67 2.22 0.32 0.35 0.62 -0.30 -0.34 2.40 3.00 -0.32 3.32 3.83 2.99
Tax % 28.14% 31.98% 6.25% -34.29% 48.39% -66.67% -138.24% 47.92% 30.00% -9.38% 41.57% 39.69%
1.19 1.52 0.30 0.46 0.33 -0.10 0.12 1.27 2.10 -0.29 1.94 2.32 1.03
EPS in Rs 3.96 5.06 1.00 1.53 1.10 -0.33 0.53 5.63 9.31 -1.29 8.60 10.28 4.56
Dividend Payout % 19.10% 14.95% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 2%
5 Years: 36%
3 Years: 48%
TTM: -38%
Compounded Profit Growth
10 Years: 4%
5 Years: 81%
3 Years: 3%
TTM: -64%
Stock Price CAGR
10 Years: 15%
5 Years: 31%
3 Years: 51%
1 Year: 31%
Return on Equity
10 Years: 4%
5 Years: 5%
3 Years: 4%
Last Year: 6%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 3.03 3.03 3.03 3.03 3.03 3.03 2.28 2.28 2.28 2.28 2.28 2.28 2.28
Reserves 11.22 12.45 12.75 13.20 13.53 16.96 12.51 17.92 21.87 22.81 34.10 42.44 51.37
Borrowing 0.00 0.00 0.00 0.00 0.00 0.00 1.61 2.73 8.90 12.85 6.81 3.66 1.78
0.77 0.43 0.19 0.27 0.15 1.00 0.29 1.73 4.24 3.57 3.73 4.84 5.75
Total Liabilities 15.02 15.91 15.97 16.50 16.71 20.99 16.69 24.66 37.29 41.51 46.92 53.22 61.18
0.59 0.45 0.33 0.18 0.12 0.05 2.98 5.94 17.56 22.94 23.40 17.19 13.02
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.13 0.00 0.00 0.00 0.00 0.00
Investments 6.16 5.65 5.71 6.07 10.38 6.48 2.86 5.21 6.41 9.48 17.11 25.96 35.17
8.27 9.81 9.93 10.25 6.21 14.46 10.85 13.38 13.32 9.09 6.41 10.07 12.99
Total Assets 15.02 15.91 15.97 16.50 16.71 20.99 16.69 24.66 37.29 41.51 46.92 53.22 61.18

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
0.00 0.94 -1.54 -1.29 4.14 1.16 2.98 2.63 3.27 4.69 11.57 11.88
0.00 0.94 0.89 -0.18 -4.15 -1.10 -0.69 -2.79 -9.48 -7.34 -3.10 -8.67
0.00 0.00 0.00 0.00 0.00 0.00 -2.14 0.95 5.46 2.55 -7.60 -4.17
Net Cash Flow 0.00 1.88 -0.65 -1.46 -0.01 0.07 0.15 0.79 -0.76 -0.10 0.86 -0.95
Free Cash Flow 0.00 0.94 -1.52 -1.25 4.14 1.18 -0.02 -0.89 -9.60 -5.12 4.96 13.20
CFO/OP 0% 14% -376% -284% 612% -464% -1,104% 114% 67% 94% 109% 111%

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 8.63% 10.23% 1.92% 2.87% 2.13% -0.49% 0.69% 7.26% 9.47% -1.18% 6.34% 5.67%

Insights

In beta
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Number of Permanent Employees
Number

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Capital to Risk-Weighted Assets Ratio (CRAR)
%
Gross Block of Leased Assets (Motor Cars - Hire/Fleet)
INR Lacs
Gross Block of Leased Assets (Vending Machines)
INR Lacs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

1 Recently
Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
74.35% 74.35% 74.35% 74.35% 74.34% 74.34% 74.35% 74.35% 74.35% 74.35% 74.35% 74.35%
25.66% 25.65% 25.66% 25.66% 25.67% 25.65% 25.66% 25.66% 25.66% 25.65% 25.65% 25.65%
No. of Shareholders 1,0461,0469659861,0171,0591,1581,1421,0781,0431,0251,022

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