Gowra Leasing & Finance Ltd
₹ 78.8
-1.97%
21 May
- close price
- Market Cap ₹ 43.0 Cr.
- Current Price ₹ 78.8
- High / Low ₹ 103 / 33.8
- Stock P/E 10.0
- Book Value ₹ 61.3
- Dividend Yield 0.00 %
- ROCE 18.3 %
- ROE 16.9 %
- Face Value ₹ 10.0
Pros
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 13.1% over last 3 years.
- Company might be capitalizing the interest cost
- Earnings include an other income of Rs.2.44 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.37 | 1.35 | 1.29 | 1.28 | 1.01 | 1.18 | 1.22 | 1.43 | 1.25 | 1.67 | 2.77 | 5.24 | |
0.81 | 1.00 | 0.53 | 1.00 | 0.60 | 0.56 | 0.58 | 0.83 | 0.73 | 0.69 | 1.54 | 1.02 | |
Operating Profit | 0.56 | 0.35 | 0.76 | 0.28 | 0.41 | 0.62 | 0.64 | 0.60 | 0.52 | 0.98 | 1.23 | 4.22 |
OPM % | 40.88% | 25.93% | 58.91% | 21.88% | 40.59% | 52.54% | 52.46% | 41.96% | 41.60% | 58.68% | 44.40% | 80.53% |
0.03 | 0.05 | 0.08 | 1.10 | 0.67 | 0.14 | 0.14 | 0.33 | 0.43 | 0.55 | 1.67 | 2.44 | |
Interest | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.81 |
Depreciation | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 0.59 | 0.39 | 0.84 | 1.37 | 1.07 | 0.74 | 0.77 | 0.93 | 0.92 | 1.53 | 2.90 | 5.85 |
Tax % | 32.20% | 30.77% | 30.95% | 33.58% | 26.17% | 24.32% | 20.78% | 20.43% | 17.39% | 32.68% | 23.79% | 26.67% |
0.40 | 0.27 | 0.57 | 0.91 | 0.80 | 0.55 | 0.62 | 0.74 | 0.76 | 1.03 | 2.21 | 4.29 | |
EPS in Rs | 1.33 | 0.90 | 1.90 | 3.03 | 2.67 | 1.83 | 2.07 | 2.47 | 2.53 | 3.43 | 7.37 | 7.87 |
Dividend Payout % | 75.00% | 111.11% | 52.63% | 32.97% | 37.50% | 54.55% | 48.39% | 40.54% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 15% |
5 Years: | 34% |
3 Years: | 61% |
TTM: | 89% |
Compounded Profit Growth | |
---|---|
10 Years: | 32% |
5 Years: | 51% |
3 Years: | 106% |
TTM: | 108% |
Stock Price CAGR | |
---|---|
10 Years: | 21% |
5 Years: | 42% |
3 Years: | 48% |
1 Year: | 99% |
Return on Equity | |
---|---|
10 Years: | 8% |
5 Years: | 10% |
3 Years: | 13% |
Last Year: | 17% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 5.45 |
Reserves | 8.28 | 8.20 | 8.41 | 8.96 | 9.40 | 9.59 | 9.91 | 10.35 | 11.11 | 12.14 | 14.35 | 27.97 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.09 | 0.00 | 0.00 | 0.50 | 21.35 | |
0.79 | 0.79 | 2.85 | 1.93 | 1.77 | 1.71 | 1.84 | 1.56 | 0.36 | 0.26 | 0.15 | 0.31 | |
Total Liabilities | 12.07 | 11.99 | 14.26 | 13.89 | 14.17 | 14.30 | 14.75 | 15.00 | 14.47 | 15.40 | 18.00 | 55.08 |
4.12 | 4.35 | 1.12 | 1.06 | 1.15 | 4.82 | 4.34 | 4.13 | 3.93 | 3.94 | 3.53 | 3.55 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.07 | 0.14 | 0.00 |
7.93 | 7.62 | 13.12 | 12.81 | 13.00 | 9.46 | 10.39 | 10.85 | 10.52 | 11.39 | 14.33 | 51.53 | |
Total Assets | 12.07 | 11.99 | 14.26 | 13.89 | 14.17 | 14.30 | 14.75 | 15.00 | 14.47 | 15.40 | 18.00 | 55.08 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-1.94 | 1.26 | 1.47 | 0.76 | 2.30 | -1.91 | 0.51 | -0.92 | -0.11 | 0.26 | -1.16 | -32.91 | |
0.74 | -0.24 | 3.23 | 0.16 | -0.10 | 0.00 | 0.57 | 0.39 | 0.55 | -0.01 | 0.52 | 0.11 | |
-0.34 | -0.35 | -5.41 | -0.45 | -0.36 | -0.36 | -0.36 | -0.21 | -0.39 | 0.00 | 0.50 | 32.63 | |
Net Cash Flow | -1.54 | 0.67 | -0.71 | 0.47 | 1.84 | -2.27 | 0.72 | -0.74 | 0.04 | 0.25 | -0.13 | -0.17 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 1,912.92 | 1,638.44 | 2,031.55 | 1,924.80 | 2,327.33 | 2,681.82 | 2,683.65 | 2,585.63 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 1,912.92 | 1,638.44 | 2,031.55 | 1,924.80 | 2,327.33 | 2,681.82 | 2,683.65 | 2,585.63 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 1,814.34 | 1,549.22 | 1,358.14 | 1,440.04 | 1,788.86 | 2,233.31 | 2,190.00 | 2,251.26 | -37.96 | -34.97 | -19.77 | -6.97 |
ROCE % | 5.15% | 3.56% | 7.43% | 10.87% | 5.34% | 5.60% | 5.33% | 5.62% | 4.36% | 10.46% | 16.43% | 18.34% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
5 May - Company has duly published the Audited Financial Results for the quarter and year ended 31st March, 2025 on 05th May, 2025.
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Format of the Annual Disclosure to be made by an entity identified as a LC - Annexure B2
4 May - Gowra Leasing states non-applicability as Large Corporate for FY 2024-25 per SEBI norms.
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Integrated Filing (Financial)
3 May - Audited financial results for FY ended March 31, 2025 approved with unmodified audit opinion.
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Results For Quarter And Year Ended 31St March, 2025
3 May - Gowra Leasing reports audited FY25 results with Rs. 428.91L profit and unmodified audit opinion.
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Board Meeting Outcome for Approval Of Audited Results For The Quarter And Year Ended 31St March, 2025
3 May - Audited financial results FY25 approved; profit Rs.428.91L, revenue Rs.767.83L; unmodified audit opinion.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2]
Company is a Non Systematically Important Non Deposit Taking Non Banking Financial Corporation. It is categorized as a Loan Company serving mid corporate and retail customers